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How To Abbreviate Million, Billion and Thousands on a Resume

Wondering how to abbreviate million, billion, and thousand on a resume? Read this complete guide on when and how to use common resume abbreviations.

2 years ago   •   5 min read

Maximizing the impact of your resume is all about using your space wisely. Don’t use two words when one will do — and don’t spell out whole words when common abbreviations are easy to read and save space. In this guide, we’ll cover everything you need to know about how to abbreviate million, billion and thousand on a resume, as well as other common resume abbreviations you should be using.

How to abbreviate numbers on a resume

Here’s a quick reference to abbreviating numbers on your resume:

• Million = MM or M
• Billion = B
• Thousand = K

Scroll down for more tips on using abbreviations and examples of how to abbreviate numbers on your resume.

How to abbreviate million on a resume

The best (and most common) way to abbreviate millions on a resume is “MM.” It’s clear and easy to understand, which is the key to successfully abbreviating numbers.

You can also use “M.” This has historically been used to mean thousand, but is rarely used that way anymore, so it’s unlikely to cause confusion. If you say “10M” on a resume, recruiters will know that you mean million, not thousand.

So, “10,000,000” could become “10MM” or “10M.” “10 million” is also acceptable, but don’t use “10mill,” which is overly informal — stick to the more common abbreviations.

Let's look at a few examples from real resumes of how to abbreviate million on a resume.

• Managed a $15MM annual budget; met Executive Management annual production demand.
• Increased annual market revenue from $7M to $45M despite a competitive market.
• Provided designing and programming support in enhancement of web applications accessed by over 3 million users worldwide.

How to abbreviate billion on resume

Similarly, the best way to abbreviate billions on a resume is “B.” You can spell out “billion,” but don’t use “BB” — the double letter is only used in millions to avoid confusion.

• Designed, executed , and optimized digital marketing campaign on Google's AdWords for $20B CPG company, yielding 20% ROI improvements.
• Collaborated with portfolio managers toward managing $3 billion assets under management.

How to abbreviate thousand on a resume

Always use “K” to abbreviate thousands — never “M,” which is archaic and likely to cause confusion. Unlike “million” and “billion,” avoid spelling out “thousand” — instead, use the whole figure.

• Achieved $200K reduction in department overspend by establishing ROI metrics and budget controls to improve prioritization of the $4MM department budget.
• Developed standardized Separate Account portfolio reports, saving $50,000 annually in reports purchased.

Before sending out your resume, upload it to the tool below to ensure your sections, abbreviations, and bullet points are correctly identified. It’ll also identify any mistakes and give you suggestions for improvements.

When to spell out numbers on a resume (and when not to)

Should you spell out numbers in a resume, or use figures instead? It depends — different style guides will tell you different things, which means that this one is mostly a matter of preference. It is acceptable to:

• Spell out numbers up to 10 and use figures for numbers above 10
• Spell out numbers up to 100 and use figures for numbers above 100
• Use figures for all numbers

The key? Choose one and be consistent throughout .

• Supervised a team of four electricians responsible for cable pulling, tray installation, wiring of lights, and small power and lighting.
• Prepared over 15 detailed electrical design drawings in coordination with three other trades.
• Led the application development team to successfully launch the application on time with 6+ constraints, while ensuring adherence to the highest level of quality standards and meeting customer requirements.

When and how to give a range on a resume

If you want to give a range on your resume — for example, to indicate “more than” — you can use + or >. More than 10 million should become “10M+” or “>10M.” Don’t use “10+M,” which is clunky and confusing.

• Maintained 97% of cash on a portfolio of $2M+ on a monthly basis.
• Yielded >$900M a year in new revenue through vertical-based acquisition and demand generated product sales activity.
• Provided structural evaluations for 500+ projects with budgets ranging from $5 to $15 million.

How to abbreviate other figures on a resume

You might also want to use abbreviations to indicate physical size. To abbreviate “square foot,” use “ft2” — there’s no need to get fancy with superscript like “ft2”.

• Developed a 91-lease database in Access for a 600k ft2 Class A office building.

Why abbreviate million, billion and thousand instead of spelling it out?

• It saves space on your resume
• It’s less repetitive
• It’s easier to read — “2MM” is much easier to skim and quickly understand than “2,000,000.”

Other tips for using abbreviations on a resume

Be consistent.

The most important thing to remember when using abbreviations on your resume is consistency. If you use “MM” in one place on your resume, use “MM” everywhere else — don’t switch between “MM,” “M,” “mm,” and “m.” Using different abbreviations interchangeably is confusing and can distract hiring managers from the substance of your resume.

Uppercase vs lowercase

Using uppercase (“MM”) or lowercase (“mm”) are both fine, as long as you’re consistent. Uppercase abbreviations are standard in the United States, while lowercase abbreviations are more common in some countries overseas, so keep that in mind when choosing which to use.

When not to use abbreviations

Stick to common abbreviations.

Only use abbreviations on your resume when they are common and easily understood. Abbreviating “million” as “M” is fine, because recruiters can easily understand what you’re trying to say. Abbreviating “hundred” as “H” would be strange, because it’s not an abbreviation you’re likely to find anywhere else. Using uncommon abbreviations means a recruiter may spend more time trying to puzzle out what you’re trying to say than actually reading your resume (and may just decide to toss it aside and save themselves the headache).

• Managed team of 2H employees, including 30+ direct reports.

Use this instead:

• Managed team of 200 employees, including 30+ direct reports.

Don’t use low-impact abbreviations

You don’t always need to use abbreviations on your resume! In particular, don’t abbreviate numbers when it lessens the impact of what you’re trying to say. This means you should avoid abbreviating numbers in the low thousands — for example, it’s better to use “1600” than “1.6K.”

Designed strategy for large-scale operational transformation initiative encompassing 1.7K+ full-time employees (FTEs), resulting in 500 FTE savings.

Designed strategy for large-scale operational transformation initiative encompassing 1700+ full-time employees (FTEs), resulting in 500 FTE savings.

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How to Abbreviate Million on Your Resume

Don’t abbreviate the word million. Spell it out. 

Many people want to abbreviate million, but it opens the door to confusion.

For example, I asked Google for guidance on how to abbreviate million  here . As you can see, that got me pages full of conflicting search results.

Abbreviation for Million

When business people read reports and recruiters read resumes, it’s common to see this — $1M.

While recruiters love to see numbers on resumes, they also like them to be accurate (more here ) and make sense.

When they see $1M, many readers have no idea if the writer means $1,000 or $1 million. That’s a considerable difference ($999,000, to be exact).

Let’s say you’re talking about sales growth of $1 million. If you use $1M, some of your readers might think sales grew $1,000 instead of $1 million. You go from being a hero to an underperformer without knowing it.

Numbers produce anxiety and confusion in many people. Help them by making your quantifications crystal clear.

If you’re talking millions, use the word — $1 million. 

If you’re working on your resume and are desperate for space, use $1MM. It’s understood that “MM” means million. But no, wrong! See the comments below. “MM” won’t work for UK readers. It can mean “billion” there.

ChatGPT likes M, but also suggests mil, MM, and mrd. As you can see, confusion reigns. In one iteration I ran, it acknowledged that “million” provides the most clarity.

Abbreviation for Thousand

If you’re talking thousands, use the number: $1,000.

A single “M” can mean either thousand or million, so that doesn’t work.

Again, if you’re desperate for space, use $1K for $1,000. Most people understand that “K” means thousand. If they don’t, they can Google it and get a straight answer (I checked).

But why use an abbreviation your readers have to Google?

Abbreviation for Billion

Again, don’t.

Spell it — $250 billion.

Click here to find samples that show you how to present large numbers on your resume.

Read the comments below for more information, plus global insights, on how to abbreviate thousand, million, and billion.

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Comments 56

Thank you Donna. In the UK some people use MM to mean billion so it’s good to avoid the double M.

Here’s the problem with that strategy though…in certain professions, such as online advertising, you’ll look like a complete idiot if you don’t use M and MM. In those cases, I think you ought to write for your hiring manager rather than the recruiter.

In the metric system (used by all but 3 countries – google to see which countries the US keeps company with) ‘k’ is the abbreviation for kilo – Greek for thousand, ‘M’ is for mega – million, ‘G’ is for giga – most of the world now uses ‘billion’ but some places still use ‘thousand million’, ‘T’ is for tera – trillion (which is what I read the abbreviation MM to mean). If all else fails use scientific notation.

Good missive, Donna! The idea is to communicate effectively. Make your stuff an easy read for someone who is bored silly by all the other stuff they have skimmed before seeing what you have to offer. The resume is the bait and how you write it is part of the hook to reel in the interview. As for spelling it out, of course you spell it out! – Your resume is like a mirror in that it reflects aspects of how you approach detail and significance. A recruiting specialist looks beyond the surface scribe for telltales. Like how you write, what you accomplish in a few words, tact, respect for the reader and dignity. Or so I have been told. Someone else suggested using the “M” with a line over it to mean multiply by 1000, but I think that is a stretch for most recruiters in the field today and it may not translate correctly with the OCR software. Choose wisely, and when you get that job then hire me – I’ve been out on UPTO, but as the pilot says in that famous movie, “… hello boys! I’m Baacck!”

http://www.economist.com/style-guide/abbreviations

k, m and M are standard international metric abbreviations for thousand, thousandth and million

Very well explained. Thanks Donna

Thank you for your kind words.

Thank you C.R. Donna

We do look beyond the surface for the tell. Thank you Jefferson. You’ve led me to my next blog post. Donna

Thank you Grant. I’m sticking with “spell it” unless it makes you look clueless in your particular subculture (see comment above). Then use your subculture’s conventions. This is a fun topic. Or I’m just a geek. Or both. :) Donna

Always write to your audience. If your industry/profession has a clear convention, and you understand it, use it. If you don’t understand it, research it. If you get it wrong, you won’t look necessarily like a complete idiot, but it will damage your first impression. Sometimes a lot. Thank you, AF, for this refining point! Donna

So good to know John. Thank you! Spell “million” and “billion” out y’all.

I worked for a very large FMCG company and we used 5M = 5,000 and 5MM = 5,000,000. The logic was that M is the roman numeral for 1,000. So 5MM is 5 thousand thousand. It took a little getting used to but it kind of makes sense. Mind you we didn’t go as far as saying 5C for 500! :)

It does make sense.

I used those abbreviations until I wrote this blog post and read all the comments. Since then, I have spelled million because it seems as though the opportunity for confusing readers is pretty high.

Kind regards,

By the way, what does “FMCG” means?. I am so tired of trying to “decode” such king of abbreviations: “Workef for the KDDG playing the role of DDA Analyst. ODT abilities and working knowledge in PD/AA systems…..

I understand. FMCG = fast moving consumer goods. Thank you for asking.

I worked for a large American chemical company, and they also used this confusing terminology. I thought we abandoned roman numerals for industry and commerce once the zero had been invented in India. Apart from historical uses (e.g. clocks, classical dating), we should eliminate any roman numeral remnants from our thinking, now that we have adopted in 1963 I think the SI system / units.

Trevor, I loved the history lesson! Thank you, Donna

I would read $100mm as $100 million. However, someone in a different country (I’m in the US) or a particular industry might interpret it differently.

Beyond that, if you have a young HR professional doing the first review of your resume, they might not understand it all.

Thank you for asking,

so what is “$100mm?” please

How would you write out large numbers (for currency)? I’m confused whether to write 2.5 billions USD or 2.5 billion USD?

I would write US$2.5 billion.

Thanks for asking!

How would your write this large number 1 987 532 100 876 (for currency) in “billones” de bolivars (Venezuela currency)?

That looks like 1.99 trillion, or 2 trillion, to me.

ugh just use mil. that can work if you don’t have space

Helpful space saving idea.

As a lawyer dealing with large numbers in email and such, its always $5k for $5,000 and $5m for $5,000,000. I looked this up because a banker used a $5MM abbreviation and I had no idea what he was saying.

On the other hand, when writing a complaint or other pleading, its always “five thousand dollars ($5,000).”

Usage is everything. History is bunk.

Hi William,

Your comment, “I had no idea what he was saying,” is the best argument for not abbreviating I’ve seen.

Good comments about common usage in the US and other countries — and the emphasis on clear communication being the standard.

Communication is the goal. Best to understand your audience. In the US banking industry, using M as an abbreviation for thousand and MM for a million is standard (at least based on my 30 years of experience). Using M for million in that industry could be misleading.

How can MM or a million million will be a billion? That is MM = 1,000,000×1,000,000= 1,000,000,000,000 =trillion

That’s why I encouraging spelling “million.”

Different countries and industries have different conventions. Not all of them make sense to me either.

Avoid confusion, don’t abbreviate it, spell it.

Thanks for chiming in!

Extremely informative!! Thank you for always giving great insight into important topics Donna! Candidly, for my resume clients who are lawyers and hybrids (general counsel and executives), I use M for million, and K for thousand. It is mostly to save space and for easy readership. I really appreciated the insight and comments from others.

Thanks for chiming in.

Spelling million, billion, and trillion out helps non-financial readers understand the resume more easily.

Thanks Donna! Oil and gas standard is “$MM,” but if you have the room, always better to spell it out.

You’re welcome. It’s funny, I’m always able to make room to spell these words out. Probably because I have a bag full of space-saving tricks for writing resumes. ;-)

Thanks you, Donna, for the explanation from a few years ago. I just found this because I hadn’t a clue was $1MM meant in an advertisement.

I’ve been working technical projects and the associated mid level budgets in a US federal agency since 1987 and I don’t believe I have ever seen that notation. Informally we use K for a thousand and M for a million.

Learned something today. Thanks.

I’m glad my post (including all the wonderful comments!) was helpful.

I am an old HR professional and I have never seen MM used. I just happen to google it since I saw it on a letter the VP asked me to proof. My suggestion is, lets decide what we are going to use globally so everyone understands and leave it at that so there is no confusion.

First, global unity on how to abbreviate million and then on to other issues. Love it!

Honestly I think global unity is very unlikely. We can’t even agree on what a billion is numerically let alone abbreviated. (see attached regarding the long system vs the short system.) And before everyone gets upset just remember these numbers existed well before the war of independence.

That’s wild. An even better reason to spell billion out! Thank you for the share.

WORST ADVICE EVER.

Do you even work in business?

I’ve worked in banking, PE and now for a large pharma. “M” is NEVER confused for thousand. What world do you live in?! When writing and reading documents e.g. CIMs, presentations, we ALWAYS abbreviate million and billion.

Hi Germaine,

Thank you for sharing your perspective.

Really helpful advice, Germaine.

I work with German and English (as a translator) and there is plenty of room for confusion, so I am all for solutions that make things extra clear.

Well… consider yourself added to my blogroll. I have like six other blogs I read on a weekly basis, guess that number just increased to seven! Keep writing!

When i was in the CPG industry we used MM to represent millions as you stated. That was the last time I saw MM. In tech , media, and other industries I worked and conversations with recruiters and all the incoming resumes we see everyone uses M = millions. If we write MM none of our clients know what that means and they think we made a goof. We gave up defending MM a long time ago. We use M to represent millions and K for thousands. While you are correct, I feel most of industry writes it as M.

Hi Christian,

Because conventions vary between industries and regions, I like spelling million, billion, and trillion out.

This is incredibly dumb. just use k for thousands and m for millions! SIMPLICITY!

Well, in the U.S. and France, a billion equals a thousand millions, e.g., 1,000,000,000; in Great Britain, Canada and Germany, a billion equals a million millions, e.g., 1,000,000,000,000. So an American trillion equals a British billion.

So even spelling the word out won’t eliminate all ambiguity.

Living in the U.S., I’m inclined to regard m as a thousand and mm as a million, and to treat m and M as the same (unlike the Economist style guide). And after reading this post, I think your advice to avoid abbreviating million is worth taking.

I’d think we would have managed to standardize this globally by now, but that’s not the case.

Thanks a million (or a billion!) for weighing in.

Donna, context is important.

1. If I am reading information that uses K, M, and B to abbreviate thousands, millions and billions, respectively, then no ambiguity;

2. If I am reading information that is only using “Mn” and there is no other reference, I interpret that as a million. No reason to interpret Mn a thousand;

3. If I am reading information that uses “M” as number abbreviation and there is no other reference or context, God help us!

Context minimizes ambiguity, but when in doubt, spell it out (at least partially). :-)

Thanks, Al!

Hi, just to be more confusing, when it comes to numbers, some countries use different decimal symbols.

In Dutch for example, 1.000 is a thousand, and 1,000 is one with three significant digits.

Match the numbers to the language you’re writing in/for, which can include where you place the currency symbol – see eg. https://en.wikipedia.org/wiki/Currency_symbol

Thanks for an interesting article!

Good point! Thank you for adding it.

Great tips for abbreviating million on your resume! I’ll definitely be following these tips.

Truly amazing that you read responses and reply to your audience.

Thanks, Tony!

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Expert Tip: When to Spell Out Numbers on a Resume

Should you write out numbers on your resume or use numerals?

When preparing your resume, aim to craft as many achievement-based bullet points as possible.

By quantifying the results you achieved using numbers, you’ll build your credibility and impress recruiters.

That said, your grammar also needs to be accurate.

In this article, we’ll discuss the standard grammar rules for writing numbers as well as recommended approaches for using numbers on resumes.

Standard Grammar Rules for Writing Numbers

According to both the AP Stylebook  and The Business Style Handbook , the following rules apply when writing out numbers:

• Numbers under 10: Spell out (two, six, eight)
• Numbers 10 and above: Use figures (10, 55, 150)

There are a few exceptions to this general rule where you should always use figures, including the following:

• Ages (4 years old)
• Building numbers (5 East Erie)
• Headlines (Developer Builds 5 New Hotels)
• Figures with decimals (6.2 feet)
• Percentages (12% increase)
• Measurements (185 lbs.)
• Money ($3M increase in revenue)
• Time of day (5 p.m.)
• Figures in a series (5 direct reports, 150 employees, and 30 contractors)

Resume Best Practices for Writing Numbers

On your resume, you can choose to go against standard convention and use figures for numbers 1-9 for two reasons:

1) Save space

Because you have limited space on your resume, using the number “5” instead of writing out “five” can save you just enough space to keep a bullet point from spilling onto the next line – especially if you need to squeeze in multiple numbers.

2) Help your accomplishments “pop”

Using numbers can also help your accomplishments stand out.

When you have multiple bullet points that consist primarily of text, numbers under 10 can easily blend into the rest of the content.

For example, compare the following two bullet points:

• Completed 8 feasibility studies, resulting in 2 new hotel openings
• Completed eight feasibility studies, resulting in two new hotel openings

It’s easy to see how the structure of the first bullet point makes the numbers more prominent.

When including numbers on your resume, the most important thing is to be consistent.

• If you decide to follow conventional grammar rules and spell out numbers under 10, do so throughout the entire document
• If you decide to use figures throughout, stay consistent as well

If you are preparing a resume for an academic context, however, we advise sticking to convention.

By following the guidelines above and sticking to one approach throughout your document, you can be sure to avoid any red flags.

To create a resume that impresses recruiters , be sure to incorporate metrics and KPIs into your bullet points.

Such an approach will ensure your resume is accomplishment driven and doesn't simply list the tasks you were responsible for day-to-day.

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Matt Glodz is the Founder and Managing Partner of Resume Pilots and a Certified Professional Resume Writer. After studying business communication at Cornell University, Matt worked within Fortune 500 companies, where he noted that qualified candidates were frequently denied interview opportunities due to poorly written documents. At Resume Pilots, Matt combines his business and writing background - which includes prior work for a Chicago Tribune publication - to craft resumes that give his clients the best chance of landing interviews. He works with clients ranging from CEOs to recent graduates and has been writing resumes for over 10 years. He has been quoted on numerous business and career-related topics in outlets including Business Insider, CNBC, Fortune, Glassdoor, The Ladders, and Thrive Global.

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Why and How to Include Numbers on Your Resume

Tips for Quantifying Your Achievements on Your Resume

The Benefits of Quantifying Your Resume

It’s all in the numbers.

• Tips for Including Numbers

Use Action Words

How to quantify the change, include how you got the results.

• More Options for Including Numbers

Back Up Your Resume With Facts

Morsa Images / Getty Images

Want to get the hiring manager’s attention? When you’re working in a job where your achievements are quantified, including numbers on your resume is the best way to get your application noticed . For example, if you’re in sales, listing how you exceeded your goals is a sure-fire way to impress a prospective employer.

Many employers expect to see numbers on your resume. Andrew Challenger, senior vice president, Challenger, Gray & Christmas, Inc., says, “Quantitative information is almost required these days to thoroughly describe the job candidate's achievements.”  

Showing what you achieved in a quantifiable way is important for other types of jobs, as well.

Even if you aren’t in a role where you are evaluated on your quantifiable achievements, numbers on your resume can help you get the interview.

Why? Because incorporating numbers into your resume shows employers, at a glance, what you have accomplished at work. It’s one thing to say that you’re good at your job. It’s another thing to demonstrate that you can accomplish your goals and exceed expectations.

Adding numbers to your resume is a great way to prove to employers that you have legitimate accomplishments in your work history. Of course, not all of your achievements will be quantifiable, but many of them will be.

Your goal is to figure out which numbers are the most crucial to your success and the best language to use in order to frame your achievements .

Tips for Including Numbers on Your Resume

What’s the best way to include numbers on your resume? Start by identifying any outcomes for your team that would be considered key indicators of success. Ask yourself what the bottom-line considerations are for your department.

Not sure? Ask your colleagues for their insight. They might have an entirely different perspective to offer.

For example, your department's success might be measured by one or more of the following factors:

• New clients acquired
• Sales revenue
• Cost reduction
• Cost savings
• Increase in page views
• Increase in profits
• Increase in user engagement
• Level of donations
• Number of cases closed
• Client retention
• Customer ratings
• Customer satisfaction
• Complaints resolved
• Billable hours
• Number of safety violations
•  Audit findings
• Reduction in overtime costs
• Retention of employees
• Loss prevention reduction
• Staff morale
• Credentials of a class of recruits
• Test scores by students
• Response time

Next, select the bottom-line areas that are most impacted by your individual work. Quantify the change over time resulting from your actions.

Establish a baseline for any of the indicators that you have chosen. The baseline might be tied to the calendar, such as the beginning of the year or a business quarter. If you have implemented a new initiative, then the baseline would be the state of things right before that activity began. 

Select action words that imply change to start out your phrases like increased, reduced, enhanced, expanded, eliminated, added, compressed, minimized, pruned, lessened, shrunk, downsized, augmented, grew, elevated, enlarged, diminished or shortened.

Need more examples? Here's a list of action words to get you started.

Show an Increase

Quantify the change by selecting a figure to represent the change that you have helped to generate. For example:

• Shortened wait time for new customers by 20%
• Increased billable hours in the third quarter by 15%

List a Range

If you have trouble assigning an exact number, then you might use some language that frames the change as an approximation or range. For example:

• Increased test scores by at least 10 points
• Increased test scores by 10-20 points

Include some reference to how you were able to generate the results that you are quantifying to increase the impact of your statements. For example:

• Increased sales by 15% after implementing a referral incentive program.
• Elevated the average customer rating from 4.0 to 4.5 after instituting a new customer service training program.

More Options for Including Numbers on a Resume

Share what you accomplished.

Another way to incorporate numbers into your resume is to represent the magnitude of your output or responsibilities, regardless of whether you can cite a change in key indicators.

For example:

• Generated an average of 110 billable hours each month over the first six months of the year.
• Taught mathematics to over 120 sixth-grade students, including 12 students who had been diagnosed with learning disabilities.

Show Your Commitment to Your Job

You may include numerical indicators of commitment to your work if you are willing to perpetuate that pattern with a new employer. For example, you could say:

• Worked 17 consecutive days to complete project on time and under budget.
• Worked an average of 55 hours a week to complete the audit before the end of the year.

Showcase Your Achievements

If you want to make your accomplishments stand out, use numbers and signs rather than words (10 instead of ten and % instead of percent) to get your achievements noticed. Here's an example:

• Successfully project-managed the acquisition and installation of state-of-the-art healthcare billing software that reduced errors by 25%.
• Created budget, forecast, and profit and loss reports that contributed to a 10% decrease in annual expenses.
• Eliminated backlog in financial reporting within 30 days of starting employment.

Make sure the numbers that you incorporate into your resume are accurate and will be supported by your references.

Share your resume with references , so they are aware of your specific assertions. Save any documents like performance appraisals or sales reports that confirm your numbers.

Challenger Gray & Christmas. " Writing the Modern Resume: Dispelling the Myths ." Accessed Aug. 28, 2020.

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Million Abbreviation: How to Abbreviate Million (MM, M, mm, or m)?

Regardless of why you are trying to abbreviate the word “million,” you have come to the right place. In this article, we will teach you how to abbreviate the word and how to use the abbreviation for “million.” Let’s first understand what million means.

Abbreviations for “Million”

Million is commonly abbreviated in financial documents or letters. In these documents, million is generally abbreviated as:

• M (also m or m.)
• MM (also mm or mm.) – Preferred

It may also be abbreviated as mil. The most common abbreviation in business settings is MM.

What Does Million Mean?

The word “million” is defined as the number 1,000,000. When plural, as in “millions,” it refers to multiples of 1,000,000. In its simplest terms, a million is “one thousand thousand”. The word “million” is most often used in reference to money, but is also frequently used in exaggeration. The word “million” can be paired with the suffix “-aire” to form the word millionaire which indicates an individual with a million or more dollars.

She won a million dollars in the lottery.

He has millions of coupons in his junk drawer.

The founder of the company went on to become a millionaire.

She just sold millions of dollars in stocks.

He just made millions selling his Bitcoin.

Is it M or MM for million?

As stated above, MM is generally used in business to represent millions since the letter M by itself has historically meant 1,000. That said, if your organization uses M and it doesn’t cause confusion, you are free to use M to abbreviate one million.

How Do You Abbreviate Million Dollars?

Abbreviating one million dollars is done using the above abbreviations. Generally, the abbreviation with two M’s is preferred in finance. So a million dollars is written as $1MM.

One thing to consider is that when writing about large amounts of money, the words “million” or “billion” are often left out altogether, as are superfluous zeroes. It’s then up to the reader to note the context, with the document stating the place value once at the beginning and not again.

Examples of Abbreviating Millions

The bank’s budget is set at $32MM. (The bank’s budget is set at $32,000,000 dollars).

We will allocate $10 mm to expansion operations.

The other $22MM is yet to be determined.

The price of the house is $10.3M. (The price of the house is 10,300,000 dollars).

Thanks a mil, it means a lot.

We gave  $1mm to the charity organization.

We sold one m. books and. around 2 m. magazines.

Table of Contents

Synonyms for Million

If you’re looking to avoid the word million altogether, you won’t have much luck. The only other option is to write your entire number numerically or even convert it to scientific notation.

The word million is often used as a form of exaggeration, in which case it’s a bit easier to replace. For example:

He has millions of cars! / He has several cars.

She eats a million apples everyday. / She eats quite a few apples everyday.

There were a million flies outside our house. / There were countless flies outside our house.

When to Use the Abbreviation

The word “million” is not a commonly abbreviated word, but its abbreviations still have their place. An abbreviation for million is most often seen in financial documents and paperwork. Swap the word “million” for “mil” or “mm” to avoid redundant language but to still be specific in how large numbers you’re working with. Other numbers, such as “thousand,” have more interesting abbreviations, such as “k.” The three letters “mil” are very clearly defined as mbeaning million, so you shouldn’t run into any issues.

You can also use the abbreviation “mil” in casual conversation. You might hear something along the lines of “He dropped a couple mil on a new car,” or perhaps “How many mils is that house?” This abbreviation works for both spoken and written dialogue, and is easily recognizable.

Common Number Abbreviations

How many zeros in a million.

One million has six zeros and one one. For example, 1,000,000. However, millions range from 1,000,000 to 999,999,999 so there can be a maximum of eight zeros if you are referencing a 100 million (100,000,000).

How Do You Write 1 Million in Numbers?

There are several ways to write one million in numbers. The first is to write a 1 followed by six zeros: 1,000,000.

You can also use exponents. The following exponents are equal to one million:

• 1,000,000,000,000^(1/2)

Also, depending on the country, locals might write one million in different ways including the following:

• United States and United Kingdom: 1,000,000
• Switzerland: 1′000′000
• Germany and other European countries: 1.000.000
• Russia: 1˙234˙567
• China: 100,0000 or 100万0000
• France and Australia: 1 000 000
• Austria (historically, but not currently): 1,000.000
• India (some systems) 10,00,000

How Many Commas Does a Million Have?

Any number referencing a million has two commas. For example, 10 million is written in numbers as 10,000,000.

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“MM (also mm or mm.) – Preferred” – this may be the convention, but it makes no sense.

I’m baffled by the logic that if in Roman Numerals “M” means 1000, then “MM” implies “1000 times 1000”. This is incongruous, since in fact, using Roman Numerals, “MM” actually means 2000! However, in SI (System Internationale), “M” is mega = million. Therefore, expressing 1 million dollars as “$1M” makes much more sense than “$1MM”. I’m an engineer, so don’t get me started on “m” and “mm”… “mil” in scientific notation means a millionth of an inch, so I would avoid this as well. Scientific notation, “1E6”, makes sense to me, but is not customarily used with monetary quantities. I’ll stick with the single “M”, thank you.

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How to Use Numbers on Your Resume

In This Guide:

Why you want to feature numbers in your resume, where to use numbers on your resume, what numbers to feature on your resume.

No other professional in the world has a career story like yours. Your resume communicates your unique accomplishments and what makes you different. Putting numbers in resumes is an effective way to quantify your accomplishments and make yourself stand out .

In this article, you’ll learn:

• Why numbers are important
• What numbers to feature in your resume

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Quantifiable accomplishments will capture the attention of the hiring manager. Instead of your resume communicating mundane job responsibilities, an impressive number will keep the reader engaged.

Numbers in resumes also show your ability to record your accomplishments efficiently. Hiring managers will know that you care about your work based on communicating your career wins.

Below are the critical areas of the resume to add numbers, including examples.

The experience section

The experience section is the most extensive section of your resume, making it the perfect spot to put in numbers. Quantifying your accomplishments in this section will help your growth as a professional throughout your career.

• Example: Expanded company’s products into new territory by securing 153 new customers in quarter 1.

The resume summary

The resume summary is most likely the first thing the recruiter will read. Putting numbers in this short section will communicate your value immediately.

• Example: Customer-focused sales leader with a proven track record in generating $2.5 million in annual sales within the medical device industry.

In the “Most Proud Of” section

The “most proud of” section is the career highlights area, which is very deserving of numbers. Let the most memorable wins of your career shine through here.

• Example: During tenure as National Sales Director, expanded market share by 17% within 12 months.

Depending on your area of expertise, there are several numbers you can put into the resume .

Revenue increase

Increased sales by percentage resume numbers are important for professionals in sales, operations, marketing, and business development. They convey your ability to market your company’s products and services, build meaningful relationships, and close deals.

• Example: Launched a new customer referral program, which increased sales by 21% in Q1 2021.

Website traffic

For those in digital marketing or web development, website traffic is a key metric. An increase in website traffic is good for brand awareness and the sales funnel.

• Example: Revamped the company’s SEO strategy, resulting in a 23% boost in website traffic in 2019.

Sales numbers

For sales professionals, sales numbers on resumes show the depth of accounts you work with. As you navigate through your sales career, it is critical to document your sales by quarter.

• Example: Achieved sales of $12.1 million in Q2 2021 through trade show marketing strategies.

Staff retention

If you are a professional who manages people or works in the HR industry, staff retention is a critical metric. It shows your ability to keep top talent within the organization, which improves the long-term health of the organization.

• Example: Established a new employee rewards program, which elevated staff retention by 21% in 2021.

If you want to secure the job of your dreams, you need to communicate your unique accomplishments in your resume . The more numbers you incorporate, the more likely you will receive a callback.

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Resumes usually contain words for the most part, and words tend to get skimmed over, especially when they’re in paragraph format.

The more words you put on your resume, the less the hiring manager is actually going to read. It’s counter-intuitive but that’s the reality.

So what can you put on a resume to grab the attention of recruiters, HR staff, and hiring managers? Numbers.

You should strategically use numbers to catch the hiring manager’s attention, and there are quite a few types of numbers that you can use.

One type of number that you can put on your resume is direct reports. You can also put indirect reports on your resume – people you’ve led for projects, training sessions, etc.

In this article, I’m going to walk you through how to put all sorts of data/accomplishments on your resume to make it stand out and get you more interviews.

Listing Direct and Indirect Reports on Your Resume

Hiring managers love metrics leadership, so under each previous position where you’ve led people, create a bullet specifically talking about your direct and/or indirect reports.

Here are some examples of how to list direct reports on a resume:

• Led team of 5 software engineers, managing schedules, performance reviews and daily tasks
• Hired and managed a team of 9 customer service representatives responsible for 200 daily customer service inquiries
• Director responsible for leading a team of 7 quality assurance Specialists and Senior Specialists; responsible for hiring, training, performance reviews, and project management

Examples of how to list indirect reports on a resume:

• Led a cross-functional team of 9 people to overhaul company’s lead generation procedures, resulting in a 122% increase in year-over-year sales in Fiscal Year 2019
• Led client projects, managing project teams of 4-6 people; responsible for project oversight and strategy, task delegation, and final deliverables

Example of putting direct AND indirect reports on your resume:

• Responsible for 5 direct reports and up to 15 indirect staff depending on current projects.

You’ll notice some of these examples of how to list reports on your resume also include other accomplishments, metrics, stats and data. The more of this you can include on your resume, the better!

For a full article on how to write great bullets for your resume, go here .

Other Types of Data and Metrics to Put on Your Resume

Now, what if you didn’t lead anyone?

That’s okay; there are still many types of data and numbers you can put on your resume to grab attention and set yourself apart.

If you had goals or quotas or department averages that you met or exceeded, include that info on your resume.

You should specify what the goal or department average was, and then include your performance so that it can be compared to the average.

A paragraph talking about how you’re an above-average performer is going to get skipped over by a lot of hiring managers, but a quick bullet point with measurable performance metrics will almost always be read closely.

You can put specific statistics on your resume in terms of company/group performance. If your group exceeded its goals, you can take credit for that on your resume, too!

The same goes for company achievements.

See below for two examples that would help your resume grab the hiring manager’s attention. These examples are for a salesperson. You can adjust them depending on your field.

Individual performance example:

• Performed in the top 20% of entire department for three consecutive years (2009-2012)

Group/Company performance example:

• Contributed 11% to total department revenue  in 2012

The next type of data you can put in a resume is dollar amounts.

Thinking in terms of dollar amounts will provide you with another great way to find specific numbers to put on your resume.

You can list your contributions in terms of dollar figures, instead of using a percentage like in the example above.

There are other ways to use dollar figures too. If you are responsible for a certain area within the business, talking about the budget or revenue of this area is a great way to show the size and scope of your role.

Here are two examples of what to put on a resume in terms of dollar figures:

• Managed and led a 12-person chemistry lab with an annual budget of $2,500,000.
• Principal Scientist/Group Leader within a commercial group responsible for contributing $200 million to company revenue in 2013.

That first bullet above also shows off your direct reports, too (12 lab staff). So you can show off headcounts/reports as well as other achievements throughout your resume.

Putting this type of data on your resume – both for direct and indirect reports and other data – is much better than some long-winded paragraph about your skills and experience.

This type of numerical data will grab the hiring manager’s attention and get you more interviews.

Get Creative: There’s a Lot More Data You Can Put on Your Resume

You don’t need to be in sales to find great metrics and stats to put on your resume; you just need to get a bit creative.

While this list of ideas is a good starting point, don’t get discouraged if you read through this and haven’t come up with metrics of your own yet.

Think about the quantity of work you put out. That’s one place to start getting ideas. Example: If you’re a content marketer and writer , how many articles do you write per month? That’s a metric.

How many visitors per month go to the websites you write for? That’s another great metric you could write: “Write 10-12 articles per month for websites receiving 12 million+ monthly visitors”.

That’s an impressive, accomplishment-packed sentence… without you having to work in sales OR have any direct or indirect reports on your resume.

Here’s one more scenario and example before I conclude. Let’s say you’re an administrative assistant . How many people do you assist? That’s a number.

Or if you assist one Executive, how many people report to that Executive? If it’s 10, you could say, “Executive Assistant to VP of HR, managing 10 HR staff”.

Start brainstorming and don’t assume you can’t put metrics and numbers on your resume just because you’re not in sales or haven’t had anyone reporting directly to you yet. There’s a lot more you can put.

Putting data and numbers on your resume is a powerful way to get more interviews whether you’re entry-level or Director-level. If you follow the steps above, you’ll get more interviews whether you have direct reports to put on your resume, indirect reports, or other types of data like the examples we looked at above.

About the Author

Read more articles by Biron Clark

Read our Resume Essentials Guides

10 best free resume builders, resume keywords: 80+ verbs and power words to use, previous work experience examples for a resume, 24 resume summary examples that get interviews, what to put on a resume: 9 things to include, sample list of accomplishments for resume (35+ examples), top 14 resume skills to add on your resume + examples, does a resume need an objective, resume summary with no experience: examples for students and fresh graduates, 2 thoughts on “how to put direct and indirect reports (and other data) on your resume”.

How to write a good Resume?

This page has a lot of resources that can help you:

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How to Abbreviate Million | The Best Ways You Never Knew!

Table of Contents

As you advance in your career, you’ll likely begin handling accounts in the millions of dollars.

While quite an accomplishment, you may be unsure of how to relay this information appropriately on your resume.

Below, we are going to discuss how to abbreviate million on your resume and cover letter to ensure that no information is lost.

While a seemingly simple issue, understanding when and when not to abbreviate the word million can help you to relay the correct information to an employer.

As there are many different ways to abbreviate the word million, ideally, you will want to stick with writing the full word out to avoid any confusion.

Don’t Abbreviate the Word Million

Ultimately, as there are many different ways to abbreviate the word million, you should stick to writing out the full word. 

Not only will this help you to avoid any confusion and uncertainty, but it will appear more compelling and stand out on your resume.

If you are worried about exceeding the one-page rule on your resume, it is better to reduce the words used in other sections and areas of your resume. 

The reason? 

The word million, while it can be abbreviated, can cause confusion if not understood correctly. 

Rather than take a chance at confusing a recruiter or hiring manager, it is far better to simply write out the full word.

Different Abbreviations for Million

If you must abbreviate the word million, there are a plethora of options to choose from. 

Again, ideally, you should avoid abbreviating the word million. 

It is far less confusing and more understandable to simply write out the full word. 

However, if you do need to abbreviate the word million, you can use any of the options below:

Why to Avoid Abbreviating Million

Let’s face it, recruiters and hiring managers love seeing numbers on a resume.

Numbers, particularly large ones, indicate a level of proficiency and understanding.

In addition, adding numbers to your resume indicates that you were tasked with high levels of responsibility and are able to handle large campaigns and accounts.

Ideally, you will want to write out the word million on your resume.

You should look to avoid utilizing any abbreviations for the word million as it can be confusing.

Take a look at the above different variations of the abbreviation million, a recruiter or hiring manager may not be well versed in these abbreviations, potentially causing confusion and uncertainty.

As a potential applicant, it is ideal to be as straightforward and clear as possible on your resume.

The onus is on you to ensure that your resume is as clear-cut and exact as possible.

With that understanding, it is best to simply avoid using abbreviations for the word million.

Abbreviation for Thousand

Similar to the above, when it comes to abbreviating the word thousands, it is better to simply write the entire word out.

While you can utilize the letter K to indicate thousand, this may also be confusing to a reader who is unaware of the usage.

In addition, the word thousand can be abbreviated with either a K or an M.

However, the M can be easily confused for a million.

Ultimately, you would be doing yourself a disservice by confusing million for thousand, making your accomplishments and achievements less significant.

Abbreviation for Billion

Similar to the above, when it comes to abbreviating the word billion, it is better to simply write the entire word out.

While you can utilize the letter B to indicate billion, this may also be confusing to a reader who is unaware of the usage.

The word billion is also a significant number and one that indicates a high level of responsibility.

As such, it is better to write out the word to allow the full force of your responsibilities to shine through.

Rather than looking to save space with an abbreviation for the word billion, million, or thousand, you should save space and overall word usage in other areas on your resume.

How to Abbreviate Million: Conclusion

When it comes to understanding how to abbreviate million, it is far better to simply write the entire word out.

While you may be tempted to save space on your resume, you don’t want to confuse the recruiter or hiring manager who is reading your resume.

Similarly, when it comes to writing out the words billion or thousand, it is far better to write both words out.

The letter M can be used to indicate either thousand or million and by not writing it out fully, you can confuse the reader and do yourself a disservice.

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How To Write A Resume In 7 Steps (With Examples)

• How To Write A Resume
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• Resume Objective Section
• Career Objective Section
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• Resume Summary Section
• Resume Summary Example
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Resumes are still the most important document in your job search . Generating a professional and interesting resume isn’t easy, but there is a standard set of guidelines that you can follow. As hiring managers usually only spend a short time looking over each resume, you want to make sure that yours has a reason for them to keep reading.

If you’re looking to write a resume, rewrite a resume you already have, or are just curious about resume format, then you’ve come to the right place. This article will go through the steps to writing an excellent resume, as well as offering examples for what sections of the resume should look like.

Key Takeaways:

A resume is a short document that details your professional history in a way that tailors your experience and skill set for the particular job you’re applying for.

Resumes follow a few standard formatting practices, which hiring managers and recruiters expect to see.

Highlighting your work experience, skills, and educational background with relevant keywords can help you get past applicant tracking systems and into more interviews.

How to write a resume

Writing a resume involves using the proper formatting, writing an introduction, and adding your work experience and education. Stuffing your entire professional life into a single page resume can feel overwhelming, but remember that you’re distilling the relevant parts of your professional experience in order to catch the eye of the recruiter .

Formatting your resume. To start, use a word processor such as Microsoft Word or Google docs. Standard resume formatting calls for:

1 inch margins

10-12 point font

A professional, commonly-used font

Additionally, there are three resume formats that are commonly used. Most people should stick with a chronological resume format , but the combination resume format and functional resume format can be effective for more advanced workers or those who have significant gaps in their resume.

Write a resume header . It doesn’t matter if you have the best resume in the world if the hiring manager can’t contact you. Every single resume should include the following contact information:

Your full name. First and last.

Your phone number. Use a personal phone number, and make sure your voicemail is set up properly.

Your email address. Nothing inappropriate — [email protected] is a safe choice.

Location. City, State, Zip Code is fine, but you can include your full mailing address if you think it’s appropriate.

Your social media (optional). LinkedIn is the obvious one you’d want to include, but make sure your profile looks good. If you have an online portfolio , either on a personal blog/website or on a site like Journo Portfolio , feel free to include that here as well.

Your job title. Also optional, but can be useful for applicant tracking systems.

Resume introduction. You have four options for your resume introduction: a resume objective, summary statement, resume profile, or qualifications summary. For most job-seekers, a resume summary statement is the best choice. Regardless of which resume introduction you choose, avoid first-person pronouns (I/me/my).

Resume objective. A resume objective is the goal of your resume. Since the objective of every resume is to land a job, this is not the most original or impressive opener you can have.

On the other hand, it’s a good choice for an entry-level applicant or someone who is changing career paths . This should be a 1-3 sentence summary of why you’re motivated to get the position you’re applying for.

Who should use a resume objective: Entry-level applicants, career-changers, and recent college graduates.

Resume summary. This is the best opener for most job-seekers. As the name suggests, a resume summary highlights the most salient aspects of your resume.

It should include your current position, how many years of experience you have, some of your biggest achievements, and possibly your career goals. This should be a 1-3 sentence spiel and should include some quantifiable experiences.

Who should use a resume summary: Most job seekers; anyone with quantifiable accomplishments to emphasize and a broad range of skills.

Qualifications summary. A bullet point list (4-6 points is the sweet spot) of your qualifications for the position. It’s best used by applicants going for jobs that require a fixed skill set. It’s not a great choice for entry-level applicants who lack quantifiable achievements.

You’ll notice that a qualifications summary takes up more space than a resume objective or summary, but it can actually save the hiring manager time if you provide a bunch of valuable information right off the top.

Who should use a qualifications summary: Those applying to a job with requirements for certain skills and job-seekers who have a lot of experience in their industry and/or field.

Resume profile. A resume profile is similar to a resume summary, but goes into more detail about your accomplishments at your current or former job, while also telling the reader about your career goals. Think of a resume profile as a section that pulls all the best parts of your work experience section into one place.

Who should use a resume profile: Anyone with significant accomplishments under their belt, expertise in a niche field, or applying to a job in the same industry that they have lots of experience in.

Resume headline. Resume headlines aren’t necessary, but you can include one alongside any of the four types of resume introduction listed above. A resume headline comes between your contact information and the resume introduction of your choice.

Headlines can be used by entry-level applicants and experienced job-seekers alike. The important point is that your headline should be short and to the point. Additionally, you should use title case when writing your resume headline (capitalize words as you would for a book title).

Who should use a resume headline: Any job-seeker who wants to showcase their experience or unique value right off the bat.

Work experience. Your work experience section is the place to let hiring managers know that you have relevant experience that would allow you to handle the job you’re applying for.

If you’re using the chronological resume format, your work experience section would come after your resume summary/objective. In a funcitonal reumse, it would follow your skills section. Either way, work experience should be listed in reverse-chronological order (most recent experience at the top).

When listing your work experience, you should include all of the following information:

Job title. Start by stating the position you held at the company. These are easy cue for the hiring manager to look at and determine whether your past positions would help you succeed at their company.

Company Info. Include the name of the employer, the location where you worked, and perhaps a brief description of the company, if it isn’t a well-known name.

Dates Employed: Use the mm/yyyy format if you want to be sure that most applicant tracking systems (ATS) will pick it up. Whatever format you use for dates, be consistent, or your resume will look sloppy.

Job Description. Don’t just list your job’s responsibilities; hiring managers and recruiters already have an idea of your duties based on the job title. Instead, list your most important and impressive responsibilities/achievements at the job with bullet points. Determine which of these are most relevant for your new role based on the job description.

Ideally, each bullet should be no longer than a single line. However, two lines is acceptable, if used sparingly.

Always start with a strong action verb, followed by a quantifiable achievement and a specific duty. For example: “Developed ad campaigns for clients, increasing sales by an average of 27%.” Each job title should include 3-5 bullet points.

The order that you include this information can be changed around, as long as you are consistent throughout your resume. However, the bullet points detailing your job’s achievements should always be the last item for each entry.

It’s important that you tailor your resume’s work experience section to the job you’re applying for. We recommend reading the job description carefully and highlighting the action verbs in one color and the skills, adjectives, and job-specific nouns in a different color.

Educational background. In almost all cases, your education section should come after your professional history. If you’re a recent college graduate with limited work experience, you may choose to put your educational achievements first.

Like the section on your professional history, educational experiences should come in reverse-chronological order, with your highest level of education at the top. If you have a college degree, you don’t need to add any information about your high school experience. If you didn’t finish college, it’s okay to give a list of what credits you did complete.

Each educational experience can be listed in the following format:

Degree/Program Name College/University Name Dates attended

You don’t need to add anything else, especially if your resume is already impressive enough. But if you’re struggling to fill up the page, or you feel that aspects of your educational experience will help make you a standout, you may consider also including:

Minor. If you think it rounds out your not-exactly-relevant-to-the-job major nicely.

GPA. Only if it was 3.5 or higher. Otherwise, it’s not going to do you any favors to include this.

Honors. Dean’s List, Cum Laude, etc.

Achievements. If you wrote a killer thesis/dissertation that showcases intimate knowledge relevant to the job to which you’re applying, you can include its title and a very brief description.

Extracurricular activities. Only include if they’re relevant. For example, if you’re applying for a management position and you were president of your student government.

Certifications/Licenses. If the job you’re applying for requires/likes to see certain certifications or licenses that you have, you may include them in this section as well.

Skills section. Your impressive skills should be scattered logistically throughout your professional history section, but you should also include a section solely dedicated to highlighting your skill set . Skills can be broken down into two categories:

Hard skills are skills you learn through training and indicate expertise with a technical ability or job-specific responsibility.

Soft skills are your personality traits, interpersonal abilities, and intangible qualities that make you more effective at your job.

Your resume should have a healthy mix of hard and soft skills, as both are essential to job performance. However, since soft skills are harder to prove in the context of a resume, we recommend leaning more toward hard skills. Additionally, whenever you list a soft skill, make sure that it has a correlating item in your work experience section.

For example, if you say you are skilled in collaboration, you should mention a time when a team project was a major success somewhere in your work experience section.

Optional sections. If you still have space left or there’s more you want to show off that doesn’t quite fit in any of the above sections, you may consider adding an additional section covering one or more of the below categories:

Language . Being bilingual is always impressive, and can be included on a resume for any company. Highlight this more if your position involves liaising with international distributors and/or clients. Don’t lie about your proficiency level.

It may be best to not mention it if you’re not particularly proficient speaker . Such as if you took courses in school, or haven’t really managed to gain fluency. It can end up looking like an attempt to inflate your credentials, which you want to avoid.

Volunteer experience . Always a good thing to include. It shows you’re a team player who behaves in a way that promotes the greater good, without thought of personal gain. Especially good for entry-level candidates and those applying for jobs at a non-profit. If you have gaps in your work history, you can also consider including volunteer experiences in your work history section instead.

Personal projects. A personal blog, published works, or a portfolio of your past projects are all good things to include. They show you take initiative, enjoy and take pride in your work, and that you can handle the responsibilities of the job, if relevant.

Certifications/licenses. If you didn’t include these in your education section, this is another good place to list relevant certifications or licenses that you have.

Interests . This is largely just a space filler if your resume is light in other areas. However, if your hobbies are directly related to the job that you’re applying for, it’s not a bad idea to include them. And it might draw a recruiter’s attention if you end up sharing some of the same interests as they do.

If you have several seemingly random items that are valuable, but don’t warrant creating a whole separate section for, you can also make a section called “Additional Experience.” Here you can include all of the above categories in one place. Just make sure that each item is clear and easy for readers to understand.

Resume samples

Now that we have a good idea of how to write a resume, let’s take a look at some example resumes:

Jack Pilgrim Washington , DC 14015 – (555) 444-3333 – [email protected] – www.linkedin.com/jpilgrim Resume Summary Graphic designer with 3+ years of experience creating and implementing promotional materials and social media graphics. Worked with sales and marketing teams to increase inbound calls by 23% YoY through compelling digital media. Adept at planning, managing, and prioritizing multiple deadlines at once, and thrives in fast-paced work environment. Work Experience Creative Designs | Washington, DC Lead Graphic Designer | June 2018-Present Worked with sales and marketing teams to create landing pages, sales proposals, and supporting media elements to drive sales by over $250,000 per quarter Trained, managed, and mentored team of 4 junior designers to fulfill 40+ project orders on a weekly basis Conducted UX research through surveys, usability testing, and data analysis to plan content marketing strategy, driving organic search traffic by 12% Presented proposals, results, and status updates to set of 4-7 clients, ensuring customer satisfaction at or above 95% for 3 years straight Happy Place | Alexandria, VA Junior Graphic Designer | July 2016-May 2018 Translated client needs and branding strategies into design and content strategy, increasing client retention by 22% Reduced project turnaround time by 8% by Utilizing web-based ticket system for completing and archiving finalized pieces Posted digital artwork to network IPTV using web interface to produce high-end info-graphics and other materials Happy Place | Alexandria, VA Marketing Intern | September 2015-July 2016 Assisted marketing team with data collection, analysis, and presentation using Google Analytics Drew up storyboards for new marketing campaigns alongside sales team, increasing brand awareness through social media Wrote 500-1000 word articles to pair with graphical elements on page, leading to a 40% boost in engagement on company website Education Savannah College of Art and Design | Savannah, Georgia May 2016 Bachelor of Fine Arts in Graphic Design Skills Adobe Creative Suite Typography HTML/CSS WordPress Collaboration Organization

Allison Neederly Chicago, Illinois , 60007 | (333) 222-1111 | [email protected] | www.linkedin.com/allison.neederly Resume Summary Dedicated customer service representative with 4+ years experience resolving customers’ needs in-person, online, and over the phone. Top achiever at XYZ Inc. with a 100% customer satisfaction rate for Q1 of 2020. Friendly personable, and knowledgable about company’s products and services. Relevant Skills Customer Service Responded to upwards of 200 customer queries daily with XYZ Inc., reducing the average wait time by 56% and increasing customer satisfaction rates by 13% Ability to resolve conflict and create a positive atmosphere for shopping for both new and existing customers through technical proficiency Expert product knowledge and communication skills, and experience training and mentoring new customer service staff Web Chat and Phone Skilled in 3 web chat platforms for helping online customers resolve their queries quickly and accurately Achieved fastest call resolution rate at XYZ Inc., with an average resolution time of under 5 minutes per customer Performed outbound calls for customer satisfaction surveys, as well as writing web-based surveys for 10,000+ customers Troubleshooting Detailed product knowledge allowed for customer technical issues to be resolved at rate within top 5% of all customer service associates at XYZ Inc. Created manual for step-by-step directions for troubleshooting that was implemented for team of 100+ customer service reps Positive attitude took average tech-related negative response from 1/5 stars to 4/5 stars, increasing trust in brands and services Work Experience XYZ Inc. | Philadelphia, PA Customer Service Associate New Look Global | Burlington, VT Junior Customer Service Representative L.L. Bean | Burlington, VT Sales Associate Education University of Vermont | Burlington, VT May 2012 Bachelor of Arts in Humanities

Priya Laghari New York, NY | (222) 111-0000 | [email protected] | www.priyabizdev.com Resume Profile Strategy Development: Grew John Deere’s international sales by 13% by tapping into undeserved countries in Southeast Asia Management: Oversaw a team of managers representing marketing, sales, and product teams. Streamlined collaborative, cross-functional communications through agile and scrum management system CRM: Developed, customized, and implemented new customer relationship management database for accounts totaling over $10M in value Work Experience Business Development Manager 01/2015-Present Microsoft | Redmond, WA Developed product strategies and roadmap for Google AdWords, increasing inbound traffic by 26% YoY Reduced time training on new software by 50% for new and existing employees by implement e-learning programs Spearheaded digital marketing campaign worth $1M that saw a return of 200% in first year by qualifying leads earlier in the sales funnel Regional Sales Manager 11/2012-01/2015 Big Things Inc. | St. Louis, MO Managed territory encompassing 29 regional locations with an annual revenue of approx. $55M Worked with C-level executives to plan business strategies, resulting in 20% reduction in overhead costs Increased client retention by 12% in first year by implementing a CRM approach based on account profiling and elevating levels of relationship selling Account Manager 02/2009-11/2012 Solutions Corp. | Chicago, IL Implemented and developed CRM strategic plans, increasing retention of long-term clients by 22% Maintained 50+ accounts totaling over $35M in value Generated leads through one-on-one consultation via phone inquiries, online check-ins, and meeting office walk-ins Relevant Skills CRM: Proficient with Salesforce, Zoho, and HubSpot; some experience with Keap. Used various CRM software over a decade to successfully manage customer relations and quick to adapt to new software and tools that aid in quality of customer experience. Salesmanship: Negotiated and closed over several deals worth $1M+ and skilled in upselling and cross-selling. Adept at working closely with marketing and product teams to maximize the efficiency of the sales funnel for both inbound and outbound traffic. Presentation: Represented Microsoft Northwest Region at quarterly board meetings, ensuring all stakeholders were kept abreast of new developments and opportunities. Also deliver monthly presentations to big clients and vendors to maintain positive relationship. Data analytics. Expert at integrating data from various analytics platforms, including Google, Microsoft Power BI, and SAP BusinessObjects Education Colgate University | May 2008 MBA Fordham University | May 2006 Bachelor’s Degree in Business

For more resume examples and templates:

Resume examples by job

Google docs resume template

Resume templates

Resume builder

Resume Headers Samples:

Tip : Never put your contact info in the header of your document; some applicant tracking systems might miss it.

For more on how to write a resume header:

Resume Header

Resume Titles

Resume introduction examples

Entry-Level Resume Objective.

Recent graduate with a bachelor’s in Marketing from the University of Virginia seeking an entry-level role in content marketing. Excellent copywriter with 2+ years experience editing content as a member of the UVa Writing Center.

Career Change Resume Objective.

Eager to apply 7+ years of experience with customer success management to make successful outbound B2B calls, deliver customized business solutions to new and existing customers, and provide expert product knowledge in the role of Account Manager for XYZ Inc.

Example Resume Summary Statement.

Accountant with over 8 years of experience in the medical industry. Adept at advising on management of cash deficits, reconciling departmental accounts, and creating new accounts and codes. Coordinated invoice preparation system for ABC that reduced contractor overhead by 19% YoY.

English teacher with a love of language and 6 years of experience teaching high school students. Developed new curriculum that boosted freshman reading comprehension scores by 12% and created after school book club for AP Lit class, resulting in 100% of participating students achieving a 5 on the AP Lit test.

Example Qualifications Summary.

Executive assistant with 5+ years experience helping maintain efficiency in an office of 25 employees Communicated directly with internal and external stakeholders, helping Senior Vice President manage projects worth $5M+ Proactively managed office schedules, identifying and prioritizing changes to ensure client satisfaction Recognized in a company of 500 for “Outstanding Achiever” in May 2019

Example Resume Profile.

Detail-oriented IT Specialist with 4 years of experience overseeing and improving the infrastructure of IT systems. Adept at building and running troubleshooting systems and testing services. Decreased security risk by 47% through continual optimization, while also improving the speed of client portal by 22%. Excellent communicator both internally and for client-facing discussions. Achieved 98%+ customer satisfaction ratings through weekly and monthly check-ins with accounts valued cumulatively at $500,000.

Entry-Level Resume Headline.

Bilingual College Graduate with 80 WPM Typing Speed and Tutoring Experience

Experienced Resume Headline.

Business Development Specialist with 6+ Years Experience Scaling Start-Up Tech Teams

For more on resume introductions:

Resume objective statement

Resume summary statement

Resume summary statement examples

Qualifications summary

Sample resume work experience sections

Work Experience XYZ Industries | Seattle, WA Marketing Associate | May 2019-Present Delivered weekly presentations to client-base to communicate brand messaging, increasing client retention by 11% Served as liaison between marketing and product teams, resulting in projects finishing 2 weeks early, on average Leveraged Excel skills to create and maintain spreadsheet to track consumer insights, emergent trends, and inform decisions of marketing team through competitive analysis Managed team of 5 contractors to juggle multiple priority projects simultaneously, never missing a deadline Initiated an affiliate referral program that PR team went on to turn into a revenue-generating stream valued at $30,000 annually ABC Corp | Seattle, WA Marketing Intern | September 2018-May 2019 Developed, maintained, and processed 20+ digital consent forms and distributor forms Worked collaboratively with a team of 10 marketing professionals, closely aligning our goals with the PR team Provided data analysis using Google Analytics and performed keyword research to increase blog traffic by 56% over six months Answered up to 50 customer queries by phone and email each week

For more on building the perfect resume work experience section:

Resume work experience section

First resume (no experience)

Examples Of Education Resume Sections

Graduated recently from a 4-year program.

Western Illinois University | Macomb, Illinois May 2020 Bachelor of Arts in Sociology | Minor in Psychology 3.95 GPA magna cum laude Dean’s List all semesters

Two degrees.

Fordham University | Bronx, New York April 2016 Master of Chemical Engineering Stony Brook University | Stony Brook, New York April 2014 Bachelor of Science in Chemistry

Anticipated graduation date (not yet graduated).

DePaul Univeristy | Chicago, Illinois Bachelor of Arts in History – Degree anticipated May 2021 Current GPA: 3.8

Older job seeker (graduated 10+ years ago).

University of Chicago | Chicago, Illinois Bachelor of Business Administration

High school graduate (no college degree).

Johnston High School 2016-2020 Head of Computer Club

More on crafting the perfect resume education section:

Education resume section

GPA on resume

Dean’s list

Magna cum laude

Examples Of Skills For Resume

Examples of hard skills include:

Examples of soft skills include:

Here’s more information on how to incorporate skills into your resume:

Resume skills section

Hard skills

Soft skills

Top skills for professionals

Skills-based resume

Resume writing FAQ

What is a resume?

A resume is a one to two-page document that focuses on professional experience, past achievements, education and certifications, and specific skills tailored to the job you’re applying for.

Almost every job application requires a resume, and hiring managers use them as a first impression in determining which applicants get a shot at an interview.

Whether you’re fresh out of college or have 30 years of professional experience, this guide should help craft a resume that stands out from the crowd and get you one step closer to landing your dream job.

What is the format for writing a good resume?

Most people will want to use a chronological or reverse-chronological resume format. This format is compatible with most applicant tracking systems (ATS) and is easy for employers to read. Additionally it helps highlight your experience, which helps prove your qualifications.

How far back should a resume go?

A resume should go back no further than 10 to 15 years. However, it is important that all your information is relevant. Therefore, do not include job experience that is irrelevant to your application, even if it’s fewer than 10 years old. Save that information for later discussions.

Should you personalize your resume for each job?

Yes, you should personalize your resume for each job you apply to. Many recruiters use ATS now, which will search for keywords in a resume and reject those that don’t have them. That means that the skills you choose to highlight as well as your opening, such as your resume summary, should be altered to suit each job you apply to.

You don’t need to rewrite the entire resume for each job, but it does show attention to detail and initiative to make sure that your resume is customized. It also makes it more likely that you’ll get past the first step of the process.

State of New York Department of Labor – Resumes, Cover Letters and Job Applications

Harvard University – Create a Resume/CV or Cover Letter

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Matthew Zane is the lead editor of Zippia's How To Get A Job Guides. He is a teacher, writer, and world-traveler that wants to help people at every stage of the career life cycle. He completed his masters in American Literature from Trinity College Dublin and BA in English from the University of Connecticut.

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AP Style Millions, Billions, Trillions

Home » AP Style » AP Style Millions, Billions, Trillions

Use figures with million, billion, or trillion in all except casual uses. For example,

• I’d like to make a billion dollars.
• The nation has 1 million citizens.
• I need $8 billion.
• The government ran a deficit of more than $1 trillion.

Do not go beyond two decimal places. For example,

• 7.51 million people
• $256 billion
• 7,549,899 people
• $2,234,239,000

Decimals are preferred where practical. For example,

• 1.5 million
• 1 1/2 million

Do not mix millions and billion in the same figure. For example,

• 2.5 billion
• 2 billion 500 million

Do not drop the word million or billion into the first figure of a range. For example,

• He is worth $4 million to $5 million.
• He is worth $4 to $5 million.

Unless that is, of course, you actually mean $4.

Note that a hyphen is not used to join the figures and the word “million” or “billion,” even in this type of phrase,

• The president submitted a $300 billion budget.

In headlines, abbreviate only millions, billions. For example,

• $5M lawsuit, $17.4B deficit

See also AP Style Numbers .

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1MillionResume

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AI can be a great assistant and 1millionresume uses AI to guide you on resume writing. We have artificial intelligence built right into the tool so you don’t have to use chatgpt to write a resume. Our AI approach is better and inline with hiring trends and guidelines. Below is how you can use ai to write resume -

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1millionresume ai resume builder generates career objective, resume summary and skills suggestion based on your profile. You can choose the suggestion, tweak it if you like and use that to create your resume.

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We also have guides and resume examples to help you even further.

AI Resume Optimization

AI is good at improving your language and making it more impactful. You can use AI to suggest improvements on your bullet points. You will get these suggestion in summary, work experience and achievements section on click of a button.

These improvements are suggested based on your resume. Take reference from ai and try to mix it with your own language and skills.

Practical Tips

You will find practical tips on every section. These are direct and carefully curated to guide you on what to write and how to write it. For example - Experience section will show you - How to write work experience in resume and what to write in bullet points.

AI Resume Builder FAQ

What is ai resume builder and how does it work.

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Resume Resources

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How To Write A Sales Resume That Stands Out From The Crowd

Did you know there are nearly 15 million sales professionals employed in the U.S. alone?

My first thought? That’s a lot of resumes.

Now would be a good time to introduce myself. My name’s Allie, and I’m a recruiter at Drift ⚡

Every day I look at a very small chunk of those 15 million sales resumes. It got me thinking about how sales professionals are essentially selling themselves to prospective employers.

But if you’re in sales, you don’t need me to tell you that. You know first-hand how competitive the industry can be when you’re trying to land your dream job.

That’s why it’s crucial to have a sales resume that stands out. One that’s not just professional, but that highlights your biggest achievements as a sales rep.

Have you smashed a quota? Include it.

Boosted a company’s sales? Highlight it.

Increased customer satisfaction? Mention it.

Writing a sales resume that gets you hired goes beyond downloading a template. In this piece, I’m going to give you my best tips on:

• How to write a sales resume
• How to add sales numbers to your resume
• Three ways to stand out in a sales resume

Let’s dive in.

How To Write A Sales Resume

Think about writing your sales resume like prepping an elevator pitch.

It needs to sell your skills in a way that piques the interest of the hiring manager, without taking too long to read.

That being said, it still needs to have the typical core ingredients of any resume:

• Company name, location and how long you worked there
• A small description of the company
• Your job title/responsibilities
• Major accomplishments in your role

However, listing your sales experience and skills traditionally won’t cut it with most sales hiring managers. Instead, you need to break up your resume into sections to highlight your best achievements.

Step #1: Think About Your Best Sales Achievements

In your sales roles, what have you done that’s really moved the needle at a company?

You might be a good team player and engaging with customers, which is great. But sales managers want to hire people who will also get results. Think about including specifics like:

• Accomplishments that are relevant to the job you’re applying for
• Specific numbers/percentages of how you exceeded quota/increased sales
• In-depth details about increasing customer numbers, profit margins, etc

Once you’ve brainstormed the highlights of your career, it’s essential to pad out the rest of the resume with your other skills like:

• Time management
• Attention to detail
• Retention and acquisition stats
• Written and verbal communication
• Team skills
• Self-motivation
• Organizational skills

Step #2: Create A Header That Hooks Them In

The header on your sales resume is the first part that the hiring manager will read – make it count.

Don’t just write “Sales professional with SaaS experience.” Include a glimpse of any achievements, awards, and experience to make yourself stand out:

Step #3: Build Your Resume In Reverse-Chronological Order

When you’re building your sales resume, do it in reverse chronological order.

The highlights you brainstormed in Step #1 should sit amongst the company, job title, and dates of employment of when they were achieved, like this:

Make sure you include any keywords that are used in the ad for the job you’re applying for. It helps guide recruiters and show them you’re a good fit if you can align with what they’ve asked for in the job description.

Pro-tip: Try bolding any keywords, numbers, or statistics from your brainstormed highlights in Step #1. It will help them stand out from the rest of the text on the resume.

Step #4: Optimize It For An ATS

A lot of employers, especially those who hire at scale, use systems to manage all of the candidate applications, called Applicant Tracking Systems (ATS). Within the ATS, recruiters can use automated scanning programs to weed out unqualified applicants.

Image Source

An ATS can rank resumes on specific elements based on a job description. It picks out top candidates who match with what a company is looking for, so hiring managers don’t have to sift through resumes of candidates they would never hire. To ensure your resume gets in front of the right people, it’s better to use a basic font such as Arial or Times New Roman for your resume so the ATS is able to read it.

Pro-Tip: Don’t Neglect Your LinkedIn Resume

Make sure you feed all of this effort into your LinkedIn profile!

After all, 87% of recruiters use it to screen potential employees, and the companies you’ll be selling to in the future will also seek it out.

A basic checklist of what your LinkedIn resume should include:

• A professional headshot (no selfies or cropped out party photos) and a background image
• Your past work experience and endorsements from former colleagues
• A condensed version of your elevator pitch that highlights your best work

Here’s an example from Drift’s Vice President of Enterprise Sales, Jill Chiara:

Professional headshot ✅

Background image ✅

Next, Jill nails her “About” section with a clear, concise paragraph backed up with a bulleted list.

And then, her LinkedIn profile is rounded off by glowing recommendations from former colleagues.

Don’t neglect your LinkedIn resume. Remember, it’s available to any recruiter or prospect – 24/7.

How To Add Sales Numbers To Your Resume

Adding real numbers and percentages to back-up your accomplishments on your resume is essential.

To start deciphering what numbers you can use on your resume, reflect on past efforts like profits, prospects and customers, and ask yourself:

• How much revenue did I bring in per month?
• What was my quota? Did I exceed it? How often?
• Did my efforts contribute to customer retention?
• Was I above average on any figures such as outreach and prospecting?

Then, use your answers to build examples for your resume. Executive Resume Writer at Dream Life Team, Rebecca Bosl, says weak examples illustrate more of what you did, but a strong example shows how your actions impacted the company you were working for.

Weak: Conducted cold calls, sent cold emails and increased sales  

Better: Increased sales 40%, from $XXX to $XXX, through business development activities and prospecting through XXX

There are three ways you can build sales numbers into your resume:

Customer satisfaction increase:  

“Combined efforts with customer service team and customer nurturing program increased customer satisfaction by 10% annually.”

Meeting your sales targets:

“Improved and maintained profit objectives that exceeded $XXX in quarterly sales within my territory.”

Smashing your sales targets:

“Analyzed and nurtured the specific needs of prospects to develop data-driven, individualized pitches that increased company profits by X% over X years.”

3 Things To Remember When Writing A Sales Resume

1. tailor your resume to the job.

You wouldn’t recycle the same pitch for your prospects, would you?

So, you should never serve up the same resume to the jobs you’re applying for either.

Recruiters write job descriptions for a reason. For example, if they want someone with X years of sales experience with a track record of client retention, find out a way for your resume to match these expectations.

Always assume that the hiring manager is utilizing APS and use any specific keywords from the job description in your resume.

2. Sprinkle Action Verbs Throughout Your Resume

Using action verbs to describe your achievements can bring them to life.

Example of analytical action verbs from Michigan State University. Image Source

You can use action verbs to frame up your accomplishments, so they sound like:

“Provided outstanding customer service while maximizing sales and serving as a positive role model for team members in the consumer electronics business in retail.”

“Increased sales using strategic planning and forward-thinking prospecting techniques to exceed customer experience and meet customer needs.”

3. Don’t Forget To Include Your Soft Skills

As crucial as hitting targets and increasing revenue are, hiring managers still need to know you’ll carry a conversation and fit in with the rest of the sales team.

Don’t be afraid to include your “soft skills” like communication and personality perks on your resume.

An example of how to show off your soft and hard skills in a simple way to a hiring manager. Image Source

Now it’s your turn.

Building a sales resume that helps you stand out from the crowd isn’t rocket science. All it takes some self-reflection.

When you’re putting your sales resume together, it’s not the time to downplay your accomplishments. Don’t be afraid to highlight your most significant career highlights like exceeding quotas quarter over quarter and retaining customers.

Because we recruiters get busy…remember those 15 million resumes I mentioned earlier? A strong resume that tells us exactly why we should hire you will ensure we bump your name to the top of the list ?

If you’re ready to take on your next role, Drift is hiring (with several opportunities in sales). Check out all of our open positions here .

Related stories.

Money Report

Ex-Nvidia recruiter's No. 1 resume red flag: It makes you look like ‘there wasn't a whole lot of effort'

By gili malinsky,cnbc • published 4 hours ago • updated 4 hours ago.

When you apply for a job and send in your resume, it has to pop immediately.

"A resume is showcasing you in a 10-to-60-second format on paper," says former Google and Nvidia recruiter and current HR consultant Stefanie Fackrell , who's looked at "thousands" of resumes.

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Telling a compelling story and being as clear and concise as possible "is what's going to win you in a sea" of other candidates, she says. This includes listing powerful accomplishments and keeping the resume to one-to-two pages, depending on the length of your career.

There are also some red flags Fackrell advises people to avoid. Here are three.

A list of your day-to-day duties

To begin with, avoid listing your daily to-do list under each title.

"Where a lot of people make mistakes on their resume is they're listing out their daily job duties," she says. Instead, your resume "should be a list of your accomplishments, mixed in with some job duties."

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Recruiters don't need to see that you wrote emails and coordinated meetings. They need to see that you completed critical projects, brought in revenue and generally helped the company grow.

Listing out job duties alone not only leaves hiring mangers wondering how you contributed, it makes them think "there wasn't a whole lot of effort put into" writing the resume, says Fackrell. To a recruiter, that doesn't bode well for the kind of effort you'd put into the job itself.

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Colorful fonts, charts and graphs

Another red flag is a colorful resume with all sorts of graphics.

"When I used to work at Google, people would always submit artistic resumes with charts and the Google colors," she says. Instead of writing one list of titles and accomplishments spanning the width of the page, they'd split their resume up into columns and quadrants.

Using a simple, straightforward format lets your accomplishments speak for themselves — by creating these colorful resumes, "you're just being a little gimmicky," says Fackrell. Some of these resumes are also "not easily readable," which makes your qualifications harder to discern.

When it comes to how to format your resume, "make it boring," she says, adding, "no colors, no charts, no graphs, no pictures."

Only listing years of employment

One final element Fackrell notices on a resume is how dates are presented.

When listing the duration of employment in a given role, some people only list years. Someone might say they were at a company from 2021 to 2022, but "December 2021 to January 2022 is a lot different than January 2021 to December 2022, right?" she says.

This won't necessarily be a red flag, but it will give recruiters pause and make them think, "what are they trying to get away with?" Fackrell says. She recommends using month and year every time.

Some internal application systems also require a candidate to list both their month and years of employment with former companies. In those cases, an applicant won't be able to get away with leaving that information out of their resume. A recruiter will just go into the system and pull it out.

Want to land your dream job? Take CNBC's new online course  How to Ace Your Job Interview  to learn what hiring managers really look for, body language techniques, what to say and not to say, and the best way to talk about pay. Use discount code NEWGRAD to get 50% off from 5/1/24 to 6/30/24.  

Also on CNBC

• This firm is revealing questions to candidates in advance of job interviews
• The ultimate guide to acing your interview and landing your dream job in 2024
• Steve Jobs' former intern on why grads should pay to work with the best people

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So you have reached the $1 million milestone. what now.

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What to do after earning your first million

Earning a million dollars is a significant milestone for anyone, whether achieved through entrepreneurship, investment, inheritance, or steady savings.

If you recently became part of the millionaire club , the need for smart financial management becomes more crucial than ever. In light of National Be a Millionaire Day, delve into the following considerations to preserve and potentially grow your newfound wealth.

Immediate Steps

Evaluate and adjust financial goals.

A reassessment serves as the foundation for your financial planning moving forward. This may include setting new goals for further wealth accumulation, considering purchases or investments that were previously out of reach, or even planning for early retirement.

Reflect on these aspects to set realistic and achievable goals. For instance, you might aim to double your net worth in the next five years. Tailoring these goals to reflect both your personal desires and economic realities ensures a focused financial trajectory.

Consult With A Financial Advisor

Financial management becomes more complex as your assets grow. Financial advisors can provide tailored advice and help navigate complex investments, tax planning, estate planning, and other financial decisions.

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When choosing a financial advisor, look for someone with a proven track record of managing high-net-worth individuals, ensuring they understand the nuances and responsibilities that come with greater wealth.

Prepare For Emergencies Or Opportunities

Even with a million dollars, you should still maintain an emergency fund to act as a buffer that prevents the need to liquidate investments hastily in a downturn or personal crisis. It’s advisable to have at least six months’ worth of living expenses readily accessible in highly liquid assets.

This ensures that you are prepared for medical emergencies, essential home repairs, or sudden income disruptions without compromising your investment strategy.

Furthermore, maintaining liquidity also allows you to seize investment opportunities quickly without the need for unfavorable selling of other assets.

Tax Planning

Overview of potential liabilities.

An increased income and wealth level can shift you into higher tax brackets. Any additional investments and real estate holdings might also expose you to capital gains, property, and alternative minimum taxes.

For those inheriting wealth, estate taxes may also come into play, depending on the state and the value of the inheritance. Understanding these liabilities is the first step in effectively managing your taxes and avoiding surprises during tax season.

Tax Optimization Strategies

The following can help lessen your tax burden while maximizing your wealth’s growth potential:

1. Tax-loss harvesting: This involves selling investments at a loss to offset gains in other areas of your portfolio. By balancing gains with losses, you can reduce your taxable income, thus lowering your tax liability.

2. Leveraging tax-deferred accounts: Investing in accounts like IRAs or 401(k)s can significantly reduce your taxable income now while allowing your investments to grow tax-free until retirement.

3. Timing of income and deductions: If you anticipate a higher or lower income in the upcoming year, you might consider timing certain income or deductions to take advantage of more favorable tax rates. This can include delaying year-end bonuses or accelerating business expenses.

4. Charitable contributions: Aside from fulfilling personal philanthropic goals, contributions to qualified organizations can be deducted from your taxable income.

5. Investment in municipal bonds: Interest income from municipal bonds is often exempt from federal taxes and, in some cases, state taxes. This makes them an attractive investment for those in higher tax brackets.

Investment Management

Diversification.

A cornerstone of sound portfolio management, diversification involves spreading your investments across different asset classes, sectors, and geographical locations to mitigate risk and reduce the impact of volatility on your portfolio. It can also enhance returns by exposing you to various of growth opportunities.

For example, equities offer high growth potential, bonds provide stability, international investments allow access to emerging markets, and commodities can hedge against inflation and market fluctuations.

Common Types Of Investment Vehicles

It is crucial to build a portfolio that fits your financial goals and risk tolerance. Here’s a breakdown of common options:

1. Stocks: Direct equity investments can offer substantial returns but come with higher volatility. They are suitable if you have a longer time horizon and a higher risk tolerance.

2. Bonds: These are considered safer than stocks and are effective for generating steady income. Bonds can serve as a counterbalance to the more volatile stock holdings in your portfolio.

3. Real estate: Investing in property can provide both rental income and price appreciation. Real estate also adds a tangible asset to your portfolio, which can be less susceptible to market swings.

4. Mutual funds and ETFs: These provide instant diversification within and across different asset classes. They are managed by professionals and can be a less hands-on investment strategy compared to direct stock purchases.

5. Alternative investments: This category includes assets like private equity, hedge funds, art, and antiques. While often less liquid, they can diversify your portfolio away from traditional stock and bond markets and hedge against market downturns.

Long-Term Financial Planning

Retirement planning.

Estimate how many years you have to save and invest, and how long your retirement savings need to last. Assess your current age, desired retirement age, and life expectancy to develop a financial strategy that ensures you will have enough funds throughout your retirement.

You should also consider factors like expected lifestyle, potential healthcare needs, inflation, and the possibility of outliving your savings.

Tools like retirement calculator s can provide a rough estimate, but personalized advice from a financial planner can refine these figures based on more complex factors, including your investment returns, tax situation, and risk tolerance.

Estate Planning And Early Preparation

Estate planning is not just for the elderly. Early preparation can ensure that your wealth is managed and transferred according to your wishes without burdening your heirs a heavy tax burden. Key components of estate planning include:

1. Wills: A will specifies how your assets should be distributed upon your death. Without it, state laws will determine how your assets are divided, which might not align with your wishes.

2. Trusts: These can be used to manage your wealth during your lifetime and beyond, offering control over who receives your assets and when. They can also help reduce estate taxes and avoid probate, a public and often lengthy legal process.

3. Healthcare directives: These documents are essential for specifying your wishes regarding medical care if you become unable to make decisions yourself. This can include decisions about life-sustaining treatment and other medical issues.

4. Powers of attorney: This designates someone to make financial and other decisions on your behalf if you are incapacitated.

Lifestyle Considerations

Avoid lifestyle inflation.

While it’s natural to want to improve your standard of living once you have the means, it’s important to maintain a balance that doesn’t jeopardize your long-term financial security.

Practically, this means setting budgets that include savings for future needs while allowing for some increased spending on current desires. You should aim to live below your means and prioritize investments that can generate future income over expenditures that only offer short-term gratification.

For example, instead of buying a luxury car, consider investing in real estate that could appreciate over time. Regularly revisiting your financial plan with a professional can help keep your spending in check and ensure that your wealth accumulation goals are not sidelined by short-term desires.

Plan For Major Expenditures

Careful planning can prevent such purchases from undermining your financial stability. Here are several strategies to manage large expenses wisely:

1. Plan and budget: Always plan major purchases in advance and save specifically for them to avoid impulsive spending. Create a separate savings account for big goals like a dream home or a luxury car and contribute to it systematically.

2. Evaluate financing options: For big-ticket items, consider your financing options carefully. Sometimes financing at a low interest rate is preferable to paying cash if it allows your cash to remain invested in higher-yielding assets.

3. Assess the total cost: Understand all costs associated with owning expensive items, including maintenance, insurance, and taxes. This will help you determine whether you can afford the long-term costs of ownership, not just the purchase price.

Philanthropy

This allows you to contribute to causes you care about, bringing personal fulfillment and meaning to your financial success. Here are some considerations:

1. Identify your passions: Focus your philanthropic efforts on causes that are meaningful to you. Whether it’s education, healthcare, environmental conservation, or the arts, investing in causes you are passionate about can make the philanthropic journey more fulfilling.

2. Consider the structure of your giving: You can give directly to charities or set up a structured giving strategy through donor-advised funds or private foundations. These can provide tax benefits while allowing you strategic control over when and how your assets are distributed.

3. Evaluate impact: To ensure your contributions make a real difference, evaluate the effectiveness of the organizations you support. Look for transparency in how they use their funds and assess the impact of their programs.

Final Thoughts

The journey beyond your first million should be navigated with careful planning, strategic investment, and continual learning. Stay informed, proactive, and most importantly, seek professional advice to tailor these strategies to your personal circumstances.

By maintaining discipline and a forward-looking perspective, you can ensure the growth of your wealth, its enduring benefit, and your ultimate personal fulfillment. Remember, the goal is not just to reach a million but to live a fulfilling life with the wealth you have created.

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