future plans of a student essay

Future Plans Essay

500+ words future plans essay.

Everyone has dreams and plans for the future. In our childhood, we dream of becoming a doctor, an engineer, an astronaut, etc. It’s we who really know best what we like. We know what we want in our life. Future plans can be different for different students. Below is just a sample essay that students can use for reference. This future plan essay will help students to write an effective essay on their future plans. They can also get the list of CBSE Essays on different topics for their practice. It will boost their score in English exams and also help them to participate in various essay writing competitions.

My Future Plan

I often wonder about my future as I am about to finish my schooling. There are a number of questions in my mind, and the one which mostly revolves around my mind is which profession I should choose. It is difficult for me to make a choice because I am aware that the decision will impact my entire life. I always dream of a profession that I can enjoy, that brings a challenge to me and satisfies me. I believe in a job that is like a hobby for me. I just don’t want to do the job to make money. Instead, I want to love my profession and duty. Also, my job should be such that I contribute to society and help people.

From my childhood, I always wanted to treat people and cure their diseases. So, to fulfil this dream of becoming a doctor, I have some future plans. Firstly, I have to complete my secondary schooling. Then, I have to complete my higher secondary education, and thereafter, I would like to study in a prestigious medical college and later become a doctor.

Studying medical science takes a long time. It is a difficult course and requires a tremendous amount of hard work and patience. I hope that I will be able to meet all the challenges and complete my studies well. After the completion of my studies, I would like to work in a hospital, so I can make my dream come true.

During my studies, I will have to work on different biology projects. The experience of working on these projects will give me insight into science and help me in becoming a good doctor. In addition, I also have to develop patience and diligence. During the summer vacations, I will have to work under a good doctor as an assistant nurse. It will help me to get real-life experience of how doctors work. Moreover, the learning will help me to deal with patients, nurses, doctors and staff of the hospital. It will be the best kickstart for my career as a future medical student.

As for now, I am focusing on my studies and looking forward to completing my schooling. I do have a future plan for my family. But, before that, I would like to travel the world. I want to visit different countries like America, Finland and London and travel to all the continents. After finishing my education and going on a world trip, I would like to settle down in my life. So, I will get married and would love to have a small family. I would like to have a small home in a natural and calm place where I can live and enjoy myself with my family.

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Future Plans Essay | Essay on Future Plans for Students and Children in English

May 18, 2023 by Prasanna

Future Plans Essay:  Desire and decision are two words with various importance. Aspiration is fanciful, while the decision depends on specific reasons. Be that as it may, the implications inferred sometimes of the words aspiration and decision are the equivalents. Presently a-days to pick a calling is not a simple errand.

Long and Short Essays on Future Plans for Students and Kids in English

We are providing the students with essay samples on an extended essay on Future Plans of 500 words and a short essay on Future Plans of 150 words on the topic of Future Plans.

You can read more  Essay Writing  about articles, events, people, sports, technology many more.

Long Essay on Future Plans 500 Words in English

Long Essay on Future Plans is helpful to students of classes 7, 8, 9, 10, 11 and 12.

Everybody has dreams. Climate they are to turn into a researcher, find new and astonishing things, become a star b-ball player, and be the most generously compensated part in the alliance, individuals long for their future. I have dreams for the future, very much like every other person.

Dreams of easy street, with bunches of cash, hot young ladies, and quick vehicles! Also, I will take the necessary steps to accomplish it. If individuals decide to acknowledge it, we as a whole have a perspective. A perspective is a manner by which we see the world and individuals around us.

A perspective resembles glancing through glasses because an individual’s perspective explains how they see individuals and their general surroundings. An individual’s perspective is the central component that directs their dynamic. Perspectives are a bunch of presuppositions that are not quite the same as individual to individual; however, they are critical to comprehend because they give the premise to our dynamic. It ought to be finished with extraordinary consideration because the accomplishment of life relies on the correct decision.

I was distinctly interested in Biology when I was an understudy in High school. My dad is a specialist since the time of my adolescence. I needed to turn into a specialist to serve humanity. The most important obligation of a specialist is to serve mankind. He ought to have a thoughtful demeanour. A specialist invests his time, energy and ability to bend the wiped out in forestalling sicknesses and mitigating torment. He should be prepared to broaden his administration whenever. Indeed, a specialist is the worker of enduring mankind.

That is the reason for my dad’s recommendation. I have chosen this calling for myself in the light of the above merits, and I am quick to embrace this calling. In the wake of passing Intermediate, I will go to Lucknow to instruct classes for C.P.M.T. I’m certain that I will be chosen in my first endeavour. At that point, I will be conceded to I year class of M.B.B.S. After taking my M.B.B.S level, I will undoubtedly serve in any rustic zone for in any event two years. At that point, I have concluded that I will begin my centre in my town. I aspire to offer help to the feeble individuals and a beam of desire to the disillusioned individuals, and life is the sole right of God. Man can’t offer life to the dead. He can just soothe him from paints. Thus, I will put forth a valiant effort in this field.

I will charge no meeting expense from the needy individuals. Needy individuals who can’t pay cash will get meds liberated from my centre. When seven days I will go to a town. I will analyze the patients complimentary and give them drugs there. I will likewise encourage them to keep their town clean and how they can dispose of illnesses.

Similarly, double every seven days, I will approach individuals and inform them regarding the reasons for various infections and the mystery of good wellbeing. I may connect myself with some friendly association to serve individuals liberated from cost. I have concluded that I will fulfil all the patients with my thoughtful demeanour, polite habits, kind and adoring conduct, sharp perception, testing and the best solution and direction.

Short Essay on Future Plans 150 Words In English

Short Essay on Future Plans is helpful to students of classes 1, 2, 3, 4, 5 and 6.

Aspiration is an extraordinary impetus to work. An existence without aspiration resembles a bolt without an objective. Seneca properly said, “In the event that one doesn’t know what section one is cruising, no wind is positive”. A desire is a fantasy with a cutoff time. All fruitful individuals have aspirations. Nobody can go anyplace except if he knows where he needs to go and what he needs to be or do. Desire is the way to progress. My aspiration in life is to turn into an educator. It is the ideal approach to take into account the necessities of coming ages.

I know the undertaking of a phenomenal instructor is to invigorate standard individuals to uncommon exertion. The test lies in not recognizing champs, and it is in making victors out of conventional. I will endeavour my best to direct my understudies not exclusively to gain information yet, also, get ready for life in the future. Each kid resembles a bloom. I would cause them to make the most of their visit to the school.

If that is accomplished, I am certain the youngsters would realize whatever is being educated. I would shape my understudies to get both insightful and learned. To put it plainly, every one of my understudies would grow up into ideal residents and incredible individuals who have a love for every single living being.

10 Lines on Future Plans Essay

• Dreams are inspiration forever.
• Life is completely abandoned without dreams.
• Dreams constrain you towards intentional life.
• Individuals have various dreams in their day-to-day existence.
• Everyone endeavours a great deal to make them a reality.
• We truly strive to accomplish our more hallowed longings, and this difficult work bears natural product.
• The future is a fanciful time for each person to start their fantasies and desires for their lives.
• Your considerations and dreams can become a reality if you have confidence in them and turn out tirelessly for them.
• Envision the ideal life, the ideal family, dream house, dream vehicle, and the ideal vocation.
• Everybody has a plan to make the best out of our life.

FAQ’s on Future Plans Essay

Question 1. What is a plan?

Answer: Future Plans and decisions are two words with various importance. Aspiration is fanciful, while the decision depends on specific reasons. Be that as it may, the implications inferred sometimes of the words aspiration and decision are the equivalents.

Question 2. What is the significance of the Future Plan?

Answer: Aspiration is an extraordinary impetus to work. An existence without aspiration resembles a bolt without an objective.

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Essay on My Future Plan

Students are often asked to write an essay on My Future Plan in their schools and colleges. And if you’re also looking for the same, we have created 100-word, 250-word, and 500-word essays on the topic.

Let’s take a look…

100 Words Essay on My Future Plan

My dream job.

I want to be a teacher. I love sharing knowledge and helping others learn new things. Teaching young minds sounds exciting and rewarding. I plan to study hard to understand the subjects I wish to teach.

Education Goals

Helping my community.

As a teacher, I will not only teach in a classroom but also help my community. I want to start free classes for kids who can’t afford school.

Staying Healthy

I understand that to do all this, I must stay healthy. So, I will eat well, play sports, and get enough sleep. This will keep my mind sharp for my future plans.

250 Words Essay on My Future Plan

To be a good teacher, I need to study a lot. My plan is to finish high school with good grades and then go to college. In college, I will learn how to teach and understand different subjects. I will also learn how to make classes fun so that students will love coming to school.

I also want to help my community. As a teacher, I can start clubs for students after school. These clubs can be about sports, music, or even helping animals. I think this is a great way to make my town a better place.

Staying Healthy and Happy

My future plan also includes staying healthy. I want to eat good food, play sports, and get enough sleep. A healthy body means I can be a happy and energetic teacher.

In the end, my future plan is all about becoming a teacher, learning a lot, helping my community, and staying healthy. I am excited to work hard and make my dreams come true.

500 Words Essay on My Future Plan

Introduction to my future plan.

Thinking about the future can be exciting and a little bit scary. But making plans for what I want to do helps me feel ready for what’s coming. My future plan is like a map that guides me to reach my dreams. I want to share my plan with you, so you can see how I’m preparing for the years ahead.

My Dream Career

As I mentioned, I dream of becoming an engineer. I love building things and figuring out how stuff works. As an engineer, I will be able to create new things that can help people in their everyday lives. I also want to make sure that the things I build are safe for the environment. To reach this dream, I need to learn a lot and get experience by maybe working on small projects with friends or family.

Staying Healthy and Active

I know that to do well in school and work, I need to be healthy. So, part of my future plan is to stay active by playing sports and eating healthy foods. I enjoy playing soccer, and it’s a great way for me to exercise and have fun with my friends. Keeping my body and mind healthy will help me focus on my goals.

Learning New Skills

Besides school and sports, I want to learn new skills that can be useful in life. I plan to learn how to cook, so I can make delicious and healthy meals for myself and my family. I also want to learn how to manage money wisely. Knowing about money will help me save for important things like college and maybe even my own house one day.

Helping Others

My future plan is all about reaching my dreams while staying healthy and helping others. I know that if I work hard and stay focused on my goals, I can make all these things happen. It’s like a journey that I’m getting ready for, and I’m excited to see where it will take me. By sharing my plan, I hope to inspire others to think about their future and make plans that will lead them to success and happiness.

Apart from these, you can look at all the essays by clicking here .

Happy studying!

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How to Write an Essay About My Future Plans

• What Is An Essay About My Future Plans
• Importance Of Future Plans Essay

Getting The Best Future Plans Essay

• Catchy Titles For An Essay About My Future Plans

Starting Future Plans Essay

Writing body paragraphs.

• Writing Conclusions For A Future Plans Essay

Finalizing Essay

• Short Example Of A College Essay About My Future Plans

What Is an Essay About My Future Plans?

Future plans essays are written documents that present your goals and aspirations in life. It should showcase your end goal and how you aim to achieve it. It gives a deeper insight into you as a person and the direction in life you want to take. It can include resolutions about your career path, your settling plans, or your financial plan. It can be a powerful tool for bringing our dreams to reality. The bigger you think, the bigger you plan, the more chances there are for you to become what you want.

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Importance of Future Plans Essay

“Winging it” might sound like an excellent mantra for today’s generation, but in an ideal world, you must remain practical. In present times, we are all hustling to become the best version of ourselves, to improve our standard of living in the future. However, that is not possible unless you sit down and think about future plans properly, way ahead of time. It is only if you have the plan sorted out and the strategies in place that you can meet your intended and desired goals. Besides, you are working to save yourself a significant amount of time, money, and hard work. If you are sure about what you want from life, there is no getting sidetracked. You will be motivated to work towards your goal. Otherwise, you might end up wasting the prime years of your life trying to figure out your plans for the future. One excellent way is to encapsulate your ideas in essay form. It will also be helpful to you while applying for colleges and universities.

Catchy Titles for An Essay About My Future Plans

• Where do I see myself in the next ten years?
• A note to my future self
• A recipe for future success
• A blueprint for my plans
• A guide for a perfect future
• A conversation with my older self
• The milestones I want to achieve
• Engineer in the making
• My strategic career action plan
• Plan my future 101

Do not jump directly into writing; start with an outline instead. It is pretty easy to be forgetful about things when your mind is occupied while writing. If you face the issue of getting sidetracked midway through your writing, it will be solved. By following a blueprint, you will be including the details that are entirely relevant to your essay. You will see the bigger picture from the very start instead of just going with the flow. It might seem unnecessary and a waste of time, but an outline can save you a significant amount of time in the end. Also, the quality of future plans and goals essay will not be compromised. Why is that? Well, you will be jotting down all the significant points in advance so that when you start writing, no idea is missed.

Outline writing

“What are your plans for the future” is an essay written without an outline that is likely to be cataclysmic. Always begin your essay writing process by forming an outline that stays in line with the topic. For instance, when attempting a “what are future plans” essay, jot down all the points in chunks. So, your financial goals will fall in a different cluster than your family plans. Let’s just cut to the chase; you need to brainstorm first. Next, group the points that are somehow related. Give headings to those clusters, and voila, you have an outline!

Tips concerning writing a Future Plans essay introduction

A boring introduction is likely to provoke your reader to grab a coffee mug. Nobody wants that. Try to start with an engaging hook. In this case, you are writing about “what are your plans” and writing something lively. It will send good vibes to the reader as they will unconsciously receive the idea that your plans must be excellent. Next, give a background about your past achievements. Do not get carried away. This paragraph needs to be holistic yet short and crisp. The last line of your introduction part must serve as a bridge to the first body paragraph. Try to check a future plan example essay before you start with your essay.

Keep a strict check on the length of body paragraphs as they must be equal. Divide your plans for the future into several chunks. Every paragraph must be dedicated to one central area. The last line of each one should be written so that the reader does not feel in a different realm when they get to the next paragraph. Remember, your words must help the reader spiral down smoothly to the conclusion. So, transition words and connectors will help a lot.

Writing Conclusions for a Future Plans Essay

Now, most of you might have developed the habit of writing a conclusion carelessly. It is always treated as a foster child in the world of writing by many. Do not repeat this. Keep it as breezy as you wrote your introduction paragraph. A summary of your plans will not do justice. Instead, highlight the main points and end your essay with a positive future-oriented note. Before writing this essay, check out some future plan examples and not forget to see how people make future plans.

The last finishing touches before finalization of your essay require you to edit your work to perfection. Here it would help if you were doing the following:

Essay Revision

Revise your work for any structural or organizational problems. It means checking your paragraphing and the way you have used transitions throughout. Look out for instructions like the word count and formatting, and make sure you have done what is expected.

Essay Proofreading

It is a practice of going through your work again to identify any surface mistakes. These include typos, spelling mistakes as well as grammatical ones. You can take help from editing tools like Grammarly or turn towards a reliable friend to provide an unbiased and unfiltered review of your essay on future plans in life.

Make Citations

Finally, if your work demands you to insert references from other sources, do not forget to include them at the end of your essay about the future. A failure to do so, in that case, can mean a reduction in scores.

Short Example of a College Essay About My Future Plans

My Future Plans Essay

It is said that the future is unpredictable. However, it does not mean that we cannot prepare and make plans for it. Having plans are like motivators; they guide us all along. I happen to have a clear set of goals and aims. It does not stop here, as there are plan Bs and Cs too. Being a college student, I am open to the thought of having much turbulence in life.

My education and career goals are somewhat elaborate. I want to get a business degree from the finest business school out there. In the long term, I expect to become a marketing manager. For this reason, I have started working as an unpaid intern in several marketing departments to get experience. Other than this, I am also offering free sales services. It will polish my negotiation skills as I ultimately want to be someone who runs a department.

Apart from the financial goals, I plan to visit the Grand Canyons. The adventurer inside me wants to experience an adrenaline rush in the wild. The plan does not end here as the mountaineer inside me wants to attempt a climb at Annapurna. I have been practicing mountain climbing all my life, which I have been looking forward to. Next year, I plan to visit Dubai. The famous base jump from Burj Khalifa is on my bucket list.

Speaking of the bucket list, I want to marry jill, my fiancé. We have been planning our wedding since forever. A house in the suburbs, two beautiful kids, and peaceful life is what I want. To give my family complete attention, I have started investing my savings in multiple businesses. So, in the long term, I will not have to worry about supporting myself and my family. Like the other adventures that I have planned, I want to go on multiple vacations with my family.

Future planning has helped me stay positive. It has aligned everything that I do with the more significant goals. Without this bucket list, I would have never wanted to work as an intern. The hustler inside me wants to go on all of the adventures, from the base jump and Annapurna to hosting a birthday party for my 2-year-old. My plans are huge yet achievable, and the catch is that I have to take every step mindfully and stay determined.

You should be confident enough by now to write a future planning essay by yourself. Although, there are other ways to go about it as well. These can make your life slightly more manageable. What are they? Let’s find out:

Buy Pre-written Essay Examples On The Topic

The widespread use of the internet has been changing lives globally. You can also benefit from it in this regard if you are still struggling with the idea of how to write a future plans essay. Use online writing services to acquire professional assistance for helping you come up with a plan. There are several options that you can avail of. However, you need to be careful while making your pick. Choose a website that is reliable and credible. One such option is EssayZoo. You can purchase pre-written essays to get fresh ideas if you are not sure about your plans.

Use EduJungles To Write Your Essay From A Scratch

Another technique for acing this task is to assign the professionals with precise requirements and wait for them to customize the essay just for you. Go to Edu Jungles and ask them: "Who will help me write my paper in an hour ?". They will ensure keeping your choices in consideration while crafting your essay. This way is a little bit more fitting, keeping in mind that an essay about the future is very personal and varies from person to person.

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Your chance of acceptance, your chancing factors, extracurriculars, how do i write a college essay about my future goals.

I have some pretty clear goals for my future, and I think writing about them in my college essay might help me stand out. How can I approach this topic in a way that's engaging and doesn't sound like I'm just listing my ambitions? Thanks for any suggestions!

Hey there! Writing about your future goals is a great idea for a college essay, and it can definitely help you stand out. The key is to tell a story that highlights your goals while also showcasing your personality and experiences.

Start by reflecting on your past experiences and achievements that have led you to these goals. You could talk about a specific moment or event that inspired your ambition, and then explain how it has driven you ever since. This helps to show your passion and dedication towards your goals.

Next, focus on your present efforts to work towards these goals. You could mention any relevant extracurricular activities, internships, or projects you've been involved in that align with your future aspirations. This demonstrates your commitment and hard work.

Finally, discuss your future goals in a way that ties everything together and shows the admissions committee how you plan to make a positive impact in the world. Remember to be authentic and genuine in your writing, and don't be afraid to show some vulnerability. Good luck with your essay!

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How to Write an Essay About Your Future Goals

What Is the Meaning of Educational Planning?

Explaining where you see your life in five,10 or even 20 years requires thought and planning. Writing an essay about your future goals helps you get a clear vision of what you want to accomplish. In order to clearly communicate your life plans, take time to identify your passions and interests before you begin writing. Doing so, will make structuring the essay a lot easier.

Select three specific goals you wish to accomplish within a certain time period. Explain in the introduction of your essay why you selected those goals and how they are related to one another. Provide a brief and general explanation of how you will accomplish your goals.

Write one to two paragraphs specifically explaining each goal. Describe the rationale for each goal and how the idea originated. Mention individuals and personal experiences that inspired you to set these goals. Discuss how far or close you are to reaching each goal.

Include facts and research information about what it will take to reach each goal. Research should include the steps you need to take in order to accomplish your goal. This research can be standard information acquired from documents. For example, if going to college is one of your future goals, identify which college and include information about admission requirements you must meet. Your research information can also be based on interviewing other people who have reached the goal for which you are presently striving.

Conclude your paper by restating your goals and why they are important to you.

Read your essay to a friend to make sure it's easy to understand. Review and proofread thoroughly if you are submitting your essay for a grade.

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Kai Ingram has over 15 years of experience as a professional writer. She writes on a wide range of topics related to entrepreneurship, international affairs and health and spirituality. She has written for various publications and websites such as the "Atlanta Tribune," The Ms. CEO show and "New Vision in Business" magazine. Ingram has a Bachelor of Arts in social policy and journalism.

• Applying For Scholarships

Writing Tips for a Career Goals Essay (2023)

Jennifer Finetti Mar 1, 2023

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For your college scholarship essay, you may be asked about your career goals. The scholarship committee wants to see how investing in your education will help your career. Do you have a definitive plan? Will a college education fit into that plan? These are the answers they want to see.

In this guide, we will provide some scholarship essay examples about career goals to jumpstart your essay writing.

Writing tips for career goals scholarship essays

Here are some quick tips for writing career goal scholarship essays:

• Write about career goals that tie into the scholarship. This doesn’t mean you have to lie about your career goals to make them fit. Find a way to relate them to the scholarship committee or other elements of the scholarship.
• Be precise about your career goals. Avoid vague statements that suggest you do not have a plan. Judges like to see determination because it shows they’re making a worthy educational investment.
• Discuss how your education will help you achieve your career goals. The scholarship will assist with your education. Show a connection between the two so they can see why you deserve this scholarship.
• If you mention multiple goals, indicate which one you feel most strongly about. Longer essays may allow you to mention a backup plan, but the committee needs to see where your focus lies.
• Avoid cliché statements. Describe how your specific talents, experiences, and degree pursuits will help you succeed.
• Point out solutions, not problems. You may mention struggles you’ve had in the past, but pinpoint how you will learn from them. Moreover, show how those struggles led to your career goals.
• Organize your thoughts in a fluid manner. This will most likely be in chronological order, starting with your degree and progressing through your career growth.
• Write, revise, rest, revise. This goes for any essay writing. Write the first draft from start to finish. Then read through it and edit any grammar or flow errors. Take a break, preferably overnight, and then re-read your content with fresh eyes.

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Example 1: Scholarship essay about career goals (100 words)

In a 100-word scholarship essay, you need to quickly make your point. There is not enough room for a lengthy intro or backstory. Use concise, comprehensive statements to deliver the most information in the fewest words.

I’m a sophomore at Texas Tech University, pursuing a bachelor’s degree in Companion Animal Science. After graduation, I hope to attend Texas A&M to become a veterinarian serving rescue organizations and animal shelters. I was born and raised in the south, where it is common for people to abandon animals in rural areas. Those animals then go into a rescue – emaciated, frightened, and confused. I want to work with rescues to provide affordable veterinary medicine to the animals they save. This scholarship would help me continue my education and potentially save thousands of abandoned animals in the future.

Word count: 99

Example 2: Scholarship essay about career goals (250 words)

With a 250-word scholarship essay, you have a little more room to discuss the details of your career goals. You can explain situations from your past that inspired your career pursuits. You could use one paragraph to talk about your short-term goals and another to talk about your long-term goals. Just make sure the big picture ties into the scholarship.

My name is Patrick Holden and I am a freshman at the University of Michigan, majoring in English and minoring in linguistics. I plan to become an English teacher, but this wasn’t always what I had in mind.  When thinking about my future, I always saw myself in some sort of corporate office, perhaps as an executive assistant or a loan officer at a bank. My father works in the finance office for a car dealership and my mother works at a call center. I assumed I would follow a similar, albeit boring, path in life. In my junior year of high school, everything changed. My English teacher inspired me in ways I could have never imagined. She got me to love writing, literature, etymology, and everything about the English language. She made me want to be a better student in all of my classes, and she helped me see the value of education. I decided then that I wanted to inspire other students just as she did for me. My parents are unfortunately not able to contribute much toward my college expenses. I have earned a tuition scholarship based on my ACT score, but I still need additional funding for books and supplies. English majors have particularly high book costs because we have to purchase multiple books for each class. With the help of this scholarship, I could afford to continue my degree and become an English teacher.

Word count: 240

Example 3: Scholarship essay about career goals (500 words)

With 500 words or more to play around with, you have plenty of space to talk about your career goals. Maintain the same theme throughout the scholarship essay. Each paragraph should connect to the next, and they should all work together to describe your career plan. Avoid making disconnected statements for the sake of word count. In the end, the scholarship committee should have a clear view of your educational plans and professional aspirations.

Internet marketing has gone from an optional method of advertisement to a vital step in business outreach. Even small businesses in remote towns look to the internet to attract customers and spread the word about their services. I am currently pursuing a Bachelor of Science in Business Marketing with an emphasis on Digital Marketing. With this training, I will be able to enter a profession that will only grow year by year. When I was younger, I found print advertisements to be fascinating. I loved reading the newspaper with my father just to see the full-page ads in between stories. When I got older though, those ads became less appealing because they were not adaptive. They seemed dated, static and ill-fit for changes in society. That’s when I discovered internet marketing. It was still in its infancy when I was in middle school, but by the time I graduated high school, it had become a staple in business development. I loved the way internet marketers had to constantly adjust to fit Google’s algorithms, new mobile devices, and new audiences. I knew this was the career for me. Originally, I planned to focus solely on business marketing because there were not many digital marketing degrees available. Over the last two years though, several schools throughout the country have developed internet marketing courses that explain fundamental methods of search engine optimization, website analytics, and more. These are the foundations I will build my career around. The best part about internet marketing is that there is always something new to learn. I can use my creative mind and exploratory nature to try new advertising methods that help businesses succeed. Every time they do well, I do well. This is the kind of job fulfillment most people can only dream of, but my educational plan and job prospects will allow me to achieve it. I have picked up some freelance jobs online to supplement my studies and help pay for my education. It is difficult to maintain a steady stream of income in freelance because I spend so much time on my school work. This scholarship could offset some of the costs and reduce my workload as a whole. While I will still work throughout the semester and full-time in the summers, having extra financial aid would greatly reduce my stress in college. I look forward to a future where I can use my marketing skills to help business owners achieve their career goals. I plan to spend the first few years after graduation working for a successful, long-standing digital marketing company. After I have enough on-the-job training to feel confident in my abilities, I will open my own internet marketing company in Chicago, where my family lives. I have a clear picture of where I will be in the next 10 years, and I know this degree is going to help me get there.

Word count: 481

• Scholarship Essay

Jennifer Finetti

As a parent who recently helped her own kids embark on their college journeys, Jennifer approaches the transition from high school to college from a unique perspective. She truly enjoys engaging with students – helping them to build the confidence, knowledge, and insight needed to pursue their educational and career goals, while also empowering them with the strategies and skills needed to access scholarships and financial aid that can help limit college costs. She understands the importance of ensuring access to the edtech tools and resources that can make this process easier and more equitable - this drive to support underserved populations is what drew her to ScholarshipOwl. Jennifer has coached students from around the world, as well as in-person with local students in her own community. Her areas of focus include career exploration, major selection, college search and selection, college application assistance, financial aid and scholarship consultation, essay review and feedback, and more. She works with students who are at the top of their class, as well as those who are struggling. She firmly believes that all students, regardless of their circumstances, can succeed if they stay focused and work hard in school. Jennifer earned her MA in Counseling Psychology from National University, and her BA in Psychology from University of California, Santa Cruz.

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Examples of Scholarship Essays for the “Career Goals” Question

Emily Wong is a writer at Scholarships360. She’s worked as a social media manager and a content writer at several different startups, where she covered various topics including business, tech, job recruitment, and education. Emily grew up and went to school in the Chicago suburbs, where she studied economics and journalism at Northwestern University.

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Maria Geiger is Director of Content at Scholarships360. She is a former online educational technology instructor and adjunct writing instructor. In addition to education reform, Maria’s interests include viewpoint diversity, blended/flipped learning, digital communication, and integrating media/web tools into the curriculum to better facilitate student engagement. Maria earned both a B.A. and an M.A. in English Literature from Monmouth University, an M. Ed. in Education from Monmouth University, and a Virtual Online Teaching Certificate (VOLT) from the University of Pennsylvania.

Writing an essay is often the trickiest part of the scholarship application, not to mention the most time-consuming. However, the essay section also allows room for creativity and individuality. If you can communicate effectively, you can use the essay portion to stand out from the crowd. Let’s go over some tips for writing, as well as a couple of scholarship essay examples about career goals.

How to write a scholarship essay 

At this point, you’ve probably gained plenty of experience writing papers for school. However, it may still take a couple of tries to nail the scholarship essay. Since scholarship teams often have to get through a lot of applications, it’s important to stand out while staying concise. Here are some simple guidelines for writing scholarship essays.

See also: How to write a winning scholarship essay (with examples!)

Take five minutes to brainstorm

Before you even start your essay, take some time to gather your thoughts. Think about what you’ll want the paper to focus on. Why did you choose to pursue your career path in the first place? Where do you want to be in five years? How would this scholarship help you further your studies and work toward your goals?

Once you’ve jotted down a few ideas, choose one or two to center your essay on. Identifying the focus of your paper, it’ll make it easier to keep your thoughts organized. In turn, it’ll make it easier for the reader to follow.

Related : How to start a scholarship essay (with examples!)

Stay within the word limit

Unlike the four-page essays that you may have written in English class, scholarship essays are often only a paragraph or two. In order to respect the selection committee’s time, be wary of going too far about the specified word count. A general rule of thumb is to stay within 20 words above or below the limit. That may entail a few rounds of edits to get the wording just right.

Stay positive!

Feel free to use part of your essay to talk about your life’s challenges. After all, the selection committee often wants to give the award to a candidate who needs it. However, make sure your anecdote doesn’t devolve into a sob story. If you’re going to bring up hardships you’ve endured, try to balance it by talking about how you’ve overcome them. By demonstrating resilience, you can show readers how you would use the scholarship to succeed in your current situation.

Leave time to proofread

Especially for a short scholarship essay, proofreading can take as little as 5-10 minutes. Still, it can be tempting to just hit “submit” after your first draft. However, being too impulsive can leave your essay riddled with typos and grammatical errors.

Try to avoid unnecessary mistakes by finishing your draft at least 24 hours before the scholarship deadline. That way, you can proofread it with fresh eyes before you submit it.

If you’re struggling to close out your essay, read how to end a scholarship essay in five steps .

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How to write a 100-word “career goals” essay.

When writing a 100-word essay, you’ll have to choose your content carefully. Since space is limited, you’ll want to identify the most important details to include beforehand.

First and foremost, make sure to clearly communicate your current pursuits. Talk about your academic and extracurricular activities related to your career goals. Additionally, it’s important to be specific about what you plan to do in the future. Then, if you have extra room, you can talk about how the scholarship will help you reach your goals.

My name is Alison MacBride, and I’m a sophomore at the University of Illinois. I’m currently pursuing a major in Journalism with a minor in Natural Resource Conservation. After completing my program, I plan to combine my areas of interest to become an environmental journalist.

During high school, I volunteered at an eco-conscious farm, where I learned about how our actions affect the earth. Since then, I’ve been set on raising awareness for the environment. This scholarship would go a long way in helping me finish my degree with the skills I need to investigate and report about critical issues.

Word count: 100

How to write a 250-word “career goals” essay

For the 250-word essay, you can go into more detail. Give the readers some context by talking about how you first got interested in your chosen career. Storytelling can be especially effective in engaging your audience. Try to capture their attention by choosing one or two concrete examples and relaying them vividly.

Additionally, you can spend more time talking about the scholarship and how it’ll make a difference in your studies. Go into more detail about how and why you need the award, but remember to keep it positive! For more help, check out how to write a 250 word essay . 

I first decided that I wanted to pursue a career in environmentalism in early high school. The summer after my freshman year, I joined a volunteer program at an eco-conscious farm in my community. In addition to helping out with the operations, I learned about current environmental issues related to farming and other consumer industries.

After learning about the agricultural industry’s impact on the planet, I was inspired to make a difference. The next year, I started a monthly earth magazine at my high school in which we broke down environmental issues and offered tips on how to be more eco-friendly. When I started college, I founded an on-campus publication with the same mission.

In recent years, I’ve been troubled to see how some media outlets downplay the gravity of issues like climate change and deforestation. I’ve admired reporters who publish trustworthy and comprehensible information about environmental issues, and I aim to follow in their footsteps.

When I entered college, I was initially concerned that I wouldn’t have enough money to finish my degree. Fortunately, I’ve been able to cover most of my tuition using merit scholarships and paychecks from my part-time job on campus. Receiving this scholarship would allow me more time to focus on acing my classes and pursuing environmental advocacy work on campus.

Word count: 261

Final thoughts

Planning is essential in making your “career goals” essay clear and concise. Hopefully, these scholarship essay examples about career goals can be your guide to writing a scholarship-winning essay. Good luck!

Additional resources

Maybe you need to write a longer scholarship essay? We can help with our writing a 500 word essay guide ! Be prepared and learn how to write essays about yourself and how to craft an impressive personal statement . Learn the differences between a personal statement and a statement of purpose as the terms might come up on college websites. If you haven’t decided on a college already, check out our guide on how to choose a college . No matter where you are in your educational journey, make sure that you apply for all the scholarships you qualify for!

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Career Goals Essay For Scholarships (With Examples)

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Scholarship programs often want you to write a career goals essay to see that you have a clear plan for how you’ll apply your education to a specific career path. This helps show a scholarship committee why you’re seeking funds for the next step on the path toward your success.

Answering “what are your career goals” effectively can help increase your odds of impressing landing a scholarship opportunity. If you’re a prospective student applying for scholarships, this article will provide tips on how to write a career goals essay, along with essays on career goals examples to help you get an idea of what scholarship committees are looking for.

Key Takeaways:

When you’re writing a career goals essay, make sure to write about the goals that are relevant to the scholarship.

Be honest and use your own voice to stand out in your scholarship essay.

Go into detail about how the scholarship will help you achieve your goals.

What is a career goals essay?

Why scholarship essays ask about career goals, example career goals essay prompts, career goals essay examples, tips for writing a scholarship essay about career goals, what to write in a career goals essay if your goals have changed, career goals essay for a scholarship faq.

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A career goals essay is a personal written explanation that discusses your background, why you’re interested in participating in the program, and what career you’d like this degree to lead into. A scholarship essay functions to explain why you want to achieve your professional goals and how you intend to get there.

In almost every application process, a portion asks the candidate to answer an essay question. When applying to an educational program, like an MBA, the essay prompt usually relates to your career goals .

Scholarship essays ask about career goals to assess your enthusiasm for the program, learn more about how the scholarship will help you, and ensure that you’ve considered how the program will help you achieve your goals for the future:

Assess your enthusiasm. Passion is important for scholarship administrators, and if you’re able to articulate your enthusiasm for a specific career path , it will show that you’re determined to meet the requirements to reach that goal. The most specific and well-thought-out your essay is, the easier it will be for a reader to understand your devotion and commitment to the program and the field it will allow you to enter.

Learn how the scholarship will help you. Having a firm grasp of your career goals is great, but it’s equally important that you express exactly how the specific program relates to those goals. This shows that you’ve researched the merits of the program and understand exactly how it fits into your professional goals.

Show you’ve considered your future. This goes along with the first two points — show that you know how to set goals and consider the path toward achieving those goals, and you’ll have an easier time convincing the reader that you’ll know how to set goals while participating in the program. They’ll see that you know how to prioritize education because you have a clear vision for navigating your career path.

While some scholarships might come right out and simply ask, “What are your career goals?” most will rework the question into something different that still accomplishes the same goal.

Below are some examples of career goals essay prompts that a scholarship program could pose to its applicants:

Discuss your career goals. Many scholarships prefer the most direct approach when giving an essay prompt to their applicants. This type of question gives the candidate a lot of wiggle room to discuss their passions, motivations, and career goals.

Where do you see yourself in 10 years ? This question is often used as a prompt for a career goals essay because it gives the applicant a timeline to describe their aspirations. It forces them to be realistic about where their career will be and how they will accomplish this within the next ten years.

How will this scholarship contribute to your professional success? A scholarship committee wants to be sure that the money they’re giving will contribute to a student’s overall professional success. This question asks about the applicant’s game plan in the long-term and evaluates how this program is going to assist in their future.

What is your dream job ? Since a dream job is often categorized as a person’s career goals, this is a common question phrasing in scholarship essays. Asking about a candidate’s dream job answers whether this program aligns with the student’s long-term career goals.

What matters most to you and why? Sometimes, a scholarship essay prompt won’t ask about your career or future at all. Instead, they’ll ask a question like this that assesses your motivations , values, and character.

Use these examples of career goals essays for scholarships to help write your own. Pay special attention to how they’re organized, rather than the content, to inspire your own career goals essay:

Career goals essay example 1 – Discuss your career goals

When I was six years old, I was riding bikes with my older sister around our neighborhood. She had just taught me how to ride, and I was excited to have to freedom to explore with her. When she was rounding a particularly difficult bend to see around, a car happened to be coming along at the same time. It struck her. That bike ride changed our lives forever. Over the next year, I went with my sister every Tuesday and Thursday to her physical therapist ’s appointments to help her regain walking strength. Watching her physical therapist patiently assist my sister back to becoming herself awoken something in me. A passion for helping others in the same way eventually turned into a career goal of becoming a physical therapist myself. I decided to get my bachelor’s degree in exercise science. After graduating in 2019, I knew that the next step for me was to attend a graduate program in physical therapy. I was accepted to Lassell University Master of Science in Rehabilitation Services. This presented me with my latest goal along my career path, and I’m eagerly waiting to start. This scholarship would help me afford the wonderful opportunity to be a part of the Lassell University class of 2023, allowing me to continue working towards my ultimate career goal of becoming a physical therapist and helping others to become themselves again.

Career goals essay example 2 – Where do you see yourself in ten years?

In ten years, I will have been successfully running my own construction business for about five years. I’m currently a second-year student at the University of Texas, pursuing a master’s degree in business administration. I decided to get my MBA because I knew it would be a positive asset toward my long-term career goal of owning a construction business. In my high school years, I worked as a construction apprentice for a local business. I loved many aspects of the business, such as building something from nothing. I knew that I wanted to incorporate this work into my long-term career, but I didn’t want to work as an apprentice . This led me to pursue business. In ten years and with the help of this scholarship, I will have graduated with my MBA almost a decade prior . After graduation, I plan to take a business administration internship with a carpentry business to help myself get a footing in the field. After about two years of this, I will have started my own construction business.

Career goals essay example 3 – What matters most to you and why?

The people I surround myself with matter most to me. Whether it be my relatives, friends, or professional acquaintances, I always care the most about the happiness of the people around me. Making the people around me happy matters the most to me because I truly because we find our happiness through others. I believe that this drive to make a positive impression on the people around me is what drove me towards a career as a nurse . I always thought of hospitals as places where people need someone to support them and make their day a little happier. I wanted to be one of those who spend their careers positively impacting people in need. This scholarship will enable me to finally afford nursing school and go after my dream job full force.

Career goals essay example 4 – What are your short- and long-term career goals, and how will earning this degree contribute to achieving those goals? Please provide a minimum of 200 words.

My short-term career goals involve working directly with underprivileged young people to increase the literacy rate in my community. As a student of an underfunded and understaffed school, I’ve seen firsthand how much of an impact early literacy education makes on long-term achievement. It broke my heart to see my peers embarrassed at their struggle with reading at an advanced age, and this shame added another dimension to their lack of opportunity. Being a literacy educator for young people would allow me to serve this community directly to show them not only the necessity of strong written communication skills, but the joy of reading for pleasure. This program focuses specifically on early literacy, and would provide me a direct route to a career in serving the community I hope to serve. As for long-term career goals, I hope to one day create a program where socioeconomically parents can bring their children for literacy education, not only to increase their ability to navigate the world of language, but also to instill confidence and joy in the written word. What drew me to this program was that it also has administrative, legal, and business dimensions that would set me on the path toward achieving this goal.

Here are some tips to keep in mind for writing a career goals scholarship essay:

Write about goals relevant to the scholarship. Although you may have many different kinds of goals for your personal and professional future, a scholarship essay only discusses objectives that are relevant to the program you’re applying for.

Be honest. Applying for a scholarship is stressful because the applicant’s education is usually reliant on receiving these funds in one way or another. Even though it’s tempting to exaggerate your skills or pretend you’re more passionate about something than you are to make yourself a more competitive applicant, it’s a bad move.

Use your own, unique voice. The essay portion of a scholarship application is your chance to stand out by using your voice. Nobody else, regardless of their academic or professional achievements, is you. Make this clear in your career goals scholarship essay by keeping your unique written voice engrained in the words you produce.

Be specific. A big reason that scholarship committees ask applicants to write a career goals essay is to determine how prepared they are in planning their long-term professional goals. They aren’t interested in providing a scholarship to students who aren’t going to follow through with their career plans.

Explain long and short-term goals . Even if the essay prompt asks you to describe where you see yourself in ten years, you still need to tell them the steps leading towards this picture of success.

Include the short-term goals that add up to your larger career objectives in your essay response. Explain how accomplishing the smaller goals gives you an advantage when tackling long-term ones.

Explain how the program and scholarship will help you. Before writing your career goals essay, consider how this program and scholarship will help you in your career. The answer to this question is essential.

Follow the essay formatting guidelines. This may sound obvious, but it’s surprisingly easy to forget this step when your essay is finally flowing and when you’re scrambling to get it submitted on time.

Check, double-check , and triple-check the essay guidelines for content, word count, and formatting requirements. If you miss any of these steps, your essay may be immediately disqualified no matter how good it or the rest of your application is.

Many times career goals essays are written by students who have already completed at least some college or are applying to a post-graduate program and need more money to continue.

There’s a good chance that your career goals have changed since you started or graduated college. For example, say you wanted to be an engineer , so you got your undergraduate degree in engineering but realized you didn’t like it after working in the industry for a few years.

You decided that nursing would be more up your alley, and now you’re applying for a scholarship for a nursing program. While this isn’t unusual, it can make it more difficult to write a career goals essay since your past work doesn’t necessarily match your future goals.

In this case, you’ll simply need to explain why you changed your career path and why this next one is the best choice for you. Share your decision-making process to show that you haven’t taken the switch lightly, and talk about what you’ve already done to try to pursue this path.

How do you write a career goal for a scholarship essay?

You write a career goal for a scholarship essay by sharing your passion, explaining both your long- and short-term goals, and relating your goals to the scholarship.

Explain why you want to pursue the career you’re pursuing, where you hope to be in the future and how you plan to get there, and how the scholarship will help you do this.

How do you describe your career goals in an essay?

You describe your career goals in an essay by explaining what you want to do in your career, why you decided on this career path, and what you’ve done so far to make that a reality.

You can usually work these factors into any prompt you receive, so think through them before you start writing so that you can use them as an outline of sorts.

What are career goals examples?

Examples of career goals include:

Working as a grant writer for a nonprofit organization.

Becoming a department manager and eventually an executive in your field.

Owning your own plumbing company.

Caring for underserved communities as a nurse practitioner .

What are some goals for success?

Some goals for success include growing in your role, building your network, and finding joy in the job. Most careers don’t just happen overnight and require you to set the right milestones that work best for you. Not everyone will have the same goals for success.

How do you start a career goals essay for a scholarship?

You can start a career goals essay for a scholarship by directly answering the prompt. Most scholarship prompts include a word count of between 200 and 500 words, so it’s essential that you immediately respond to the prompt. Attention-grabbing sentences and narratives can be helpful for setting the scene, but an efficient and direct answer will show a clarity of mind that helps enhance the quality of your answer.

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Sky Ariella is a professional freelance writer, originally from New York. She has been featured on websites and online magazines covering topics in career, travel, and lifestyle. She received her BA in psychology from Hunter College.

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How to Write an Awesome Essay About Your Career Goals

• Before you begin, ask yourself a few key questions like:
• What are my short-term and long-term career goals?
• Where do I see myself in ten years?
• What events in my life have led me to have these goals?
• What major will help me reach my goals?
• What skills do I need to reach my goals?
• What impact do I want to have on society?

Career Goals Essay Template

Need more inspiration.

After you brainstorm the responses to these questions, look for common themes, or pick out the most interesting stories. You can build your main essay “thesis” or idea around this.

Once you’ve got the main idea, create an outline to put your ideas into essay format. This will give you a general idea of structure.

You can use the career essays template below to give you some ideas. But remember that some rules are meant to be broken, so don’t be afraid to be innovative and think outside the box!

Also, when you’re done, head over to Going Merry to apply for the Career Goals scholarship essay bundle (one essay, one application, multiple scholarships!). You might as well make that essay count. Sign up for Going Merry to apply for scholarships more efficiently.

Here’s a paragraph-by-paragraph breakdown:

Paragraph 1 : Establish the main theme of what you’re going to talk about. It should also grab the reader’s attention. For example, instead of starting your essay with something generic (e.g. Ever since I was a little girl, I wanted to be a zoologist), get creative with it! Try something like My greatest memory as a young girl was going to the zoo for the first time or While most kids play house or school, I always wanted to play zookeeper.

Paragraph 2 : Elaborate on what inspired your career goals. Perhaps it was a relative, a TV show, or simply an experience that you had. Remember that old writing adage, “Show, don’t tell.” In other words, try to demonstrate your interest with story or description. 

Paragraph 3 : Discuss your short-term career goals and your intended major. How will your intended major help you reach these goals? What skills do you need to learn to reach them? At the end of the paragraph, try discussing how your short-term goals can help you achieve your long-term goals.

Paragraph 4 : Focus on your long-term goals and the impact that you hope to have on society. If you’re not sure what your long-term goals are, don’t sweat it; they’ll probably change anyways. You can instead focus on the difference you’d like to make overall. And don’t worry too much about the size of the impact…remember that just doing what you’re truly passionate about has a massive impact on those around you.

The last paragraph is your conclusion. You can use this paragraph to summarize what you discussed in the previous few paragraphs. If you want to be even more creative, try ending your essay with a question for your readers or a new insight. Good luck!

And now that you’re ready with that essay, put it to good use! You can recycle that same essay, when applying for the Career Goals Scholarship Bundle. We’ve joined together multiple scholarships (all requesting essays on career goals), into just ONE simple application! See more info here , or just sign up to get going.

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Essay on Future Plans in Life

Explanation

Introduction

Writing an essay on future plans in life allows individuals to envision and articulate their aspirations, goals, and dreams. This essay serves as a roadmap, guiding individuals towards a future they desire and encouraging them to pursue their passions. In this unit on essay writing, we will explore the structure and language features necessary to create a compelling essay on future plans. We will also discuss grammatical structures and literary devices that can enhance the impact of your writing. Through analysis and examples, you will gain the skills to write a persuasive and engaging essay on your future plans.

Structure of an Essay on Future Plans

Before delving into the language features and analysis, let's discuss the structure of an essay on future plans. Follow this outline to organize your thoughts effectively:

Introduction: Begin with an attention-grabbing hook to pique the reader's interest. Provide a brief overview of your future aspirations and goals. Conclude the introduction with a clear thesis statement that outlines your main points.

Body paragraphs: Dedicate each body paragraph to a specific future plan or goal. Start each paragraph with a topic sentence that introduces the plan or goal. Provide supporting details, examples, and evidence to justify why this plan or goal is important to you. Use transition words to ensure a smooth flow between paragraphs.

Conclusion: Summarize your main points and restate your thesis statement in a new light. End with a thought-provoking closing sentence that leaves a lasting impression on the reader.

Language Features

To create an engaging essay on future plans, it is essential to employ effective language features. Let's explore some key features to consider:

1. Persuasive Language

Persuasive language is crucial when writing an essay on future plans. Use strong and confident language to convince the reader of the importance and validity of your goals. Consider the following examples:

"My future plan is to become an environmental activist. Through this role, I aim to make a significant impact on preserving our planet for future generations."

"By pursuing a career in medicine, I envision myself as a compassionate doctor, alleviating the suffering of others and bringing hope into their lives."

2. Descriptive Language

Incorporating descriptive language allows you to paint a vivid picture in the reader's mind. Use sensory details, similes, and metaphors to make your future plans come alive. For instance:

"I dream of a world where skyscrapers touch the clouds, bustling with innovation and progress, as I pave the way as an aspiring architect."

"In pursuit of my passion for the written word, I see myself as a wordsmith, weaving intricate stories that transport readers to magical realms."

3. Emotional Appeals

Appealing to the reader's emotions can make your essay more compelling and relatable. Share personal anecdotes or experiences that evoke empathy and understanding. For example:

"Growing up in a low-income neighborhood, I witnessed firsthand the impact of educational disparities. As an educator, I aspire to bridge this gap and provide equal opportunities for all children."

"After losing a loved one to a terminal illness, I am determined to dedicate my life to medical research, unlocking cures and ensuring no family endures the pain of a preventable loss."

Continued in Part 2...

Questions related to Essay on Future Plans in Life

Two government crisis agencies that have assisted during times of emergency in the past are FEMA and The Department Of Homeland Security.

FEMA is actively contacting California Wildfire survivors to determine their housing needs and working diligently to identify additional short-term and long-term housing options.  

The Department of Homeland Security has a vital mission: to secure the nation from the many threats we face. This dedication includes jobs that range from aviation and border security to emergency response. Their duties are wide-ranging, and their goal is keeping America safe.

The importance of having a prepared crisis response is the fact that in most sudden impact disasters, there is no reason why recovery planning should not begin the day after the event. Having made that point, however, it is important to note that time is socially necessary in recovery. Consultation must take place, and alternative strategies must be investigated. The aim should not be to “bounce back,” but to “bounce forward” to a more resilient society that is able to face up to future disasters by a better combination of resistance and adaptation than that which existed before the current impact. Recovery from a major disaster can take decades, and during that time socio-economic conditions will change, and so probably will environmental and hazard conditions. A disaster characterized by death, injury, psychological impairment, destruction, damage, and loss of economic activities, assets, and employment will engender a complex aftermath. In this there is much potential for wrong decisions, unless objectives are carefully set, procedures are clearly identified, and there is a consensus about how the process should take place.

One such example for FEMA and The National Guard in the California Wildfires is the fact that when a Major Disaster Declaration was officially announced on November 12, 2018. The National Guard helped with evacuation procedures when local infrastructure was damaged and severely compromised, they worked with the host government of California to arrange chartered and/or non-commercial transportation for U.S. citizens seeking to depart. This included transportation by air, land and sea.  

In the case of FEMA, the agency has approved more than $12.7 million in federal assistance for survivors affected by wildfires in three California counties, Butte, Los Angeles and Ventura. The funding includes grants for temporary housing and home repairs and low-cost loans to cover uninsured property losses. FEMA has joined with California to set up a disaster recovery center, a one-stop shop where residents affected by the fires can file insurance claims, obtain grants for food and shelter, and register for other federal aid. The agency has so far received more than 16,000 applications for assistance. About 550 FEMA staff members are on the ground helping local officials.

We cannot overlook the fact that there have been situations where we hoped the efficiency of these agencies were better. For example FEMA took on a larger role in Puerto Rico after hurricane Maria. In the case of Puerto Rico last year, Hurricane Maria destroyed most of the island’s infrastructure and the local government was overwhelmed by the size of the destruction. That left the agency to assume more responsibility, like delivering supplies, a job typically left to the states. Having the agency take on a larger role than what is mandated by the law “is never a good situation,” Brock Long, the agency’s administrator, told the Senate Homeland Security Committee in October 2017. “When FEMA is the first and primary responder, and the only responder for many weeks, we are never going to move as fast as anybody would like.”

When a government tries to boost their military and National Security a budget proposal may suggest massive cuts across the federal government to include governmental aid agencies.  

The argument for is the fact that approved public repair projects are paid through the state from funding provided by FEMA and other participating federal agencies. Funding for these agencies is a must in order to help them accomplish their mission which is to help people before, during, and after disasters.  

first of all, what are the memes for? secondly you should use a essay typer website

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Explanation:

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—To be able to learn new things and develop your skill set. Achieve measurable results. Feel valued and a core part of the team. Opportunities to grow and progress within the company. it will inspire you to do and be more in your job, which will light you up and make your life come alive. You'll make more progress in your career too, because you're engaged and interested in what you're doing.

i hope it helps you (❍ᴥ❍ʋ) :)

Final answer:

This essay explores the future of Human Resource Management in the changing workplace environment. It discusses key trends and challenges in HRM, the evolving role of HR professionals, and the importance of talent management and technology in shaping the future of HRM.

The Future of Human Resource Management in the Changing Workplace Environment

The workplace environment has undergone significant transformations in recent years. With the rise of technological advancements and globalization, the future of Human Resource Management (HRM) is expected to face numerous challenges and opportunities. In this essay, we will explore the key trends that are shaping HRM, discuss the changing nature of work, and analyze the evolving role of HR professionals in creating a competitive advantage for organizations.

Trends and Challenges in HRM

One of the major trends in HRM is the increasing focus on talent management. As organizations strive to attract and retain top talent, HR professionals are tasked with implementing effective recruitment, selection, and retention strategies. This involves leveraging technology to streamline processes and using data analytics to make informed decisions.

Another trend is the shift towards a more flexible and diverse workforce. With the emergence of remote work and gig economy, HRM needs to adapt to the changing expectations and preferences of employees. This includes implementing flexible work arrangements, promoting work-life balance, and fostering an inclusive organizational culture.

The changing nature of work also presents new challenges for HRM. Automation and artificial intelligence are transforming traditional job roles, requiring HR professionals to redefine job descriptions and develop reskilling and upskilling programs for employees. Additionally, the rise of virtual teams and global organizations necessitates effective cross-cultural communication and collaboration skills.

The Role of HR Professionals

HR professionals play a crucial role in helping organizations navigate through these changes. They need to be proactive in understanding emerging trends and be strategic partners in aligning HR practices with organizational goals. This includes developing and implementing talent development programs, fostering a diverse and inclusive workplace, and promoting ethical practices.

Furthermore, HR professionals need to be proficient in leveraging technology and data analytics to drive HR decision-making. This involves using HR software systems to automate processes, analyzing data to identify key HR metrics, and leveraging predictive analytics to make data-driven HR interventions.

The future of HRM is dynamic and complex. It requires HR professionals to be adaptable, innovative, and strategic in their approach. By embracing emerging trends, leveraging technology, and focusing on talent management, HRM can contribute significantly to the success and growth of organizations in the changing workplace environment.

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Interview questions answered: What are your future plans?

‘If you want to make God laugh, tell him about your plans’. Woody Allen was right, as the history has proven countless times. We can plan and dream and hope, yet we never have things completely under our control . A pandemic starts, or we get sick, or something positive happens–such as falling in love with a stranger, and suddenly we have to change our plans, or want to change them.

But what does it mean for your job interview? Should you philosophize about uncertainty of life , or should you come up with a precise and concrete answer , explaining what you want do in six month, three years, and ten years from now? You can actually succeed with both approaches to the question , as long as you explain your reasoning. As a rule of a thumb, however, you should try to connect your future plans with their company. This can mean internal promotion , but also having the same job for a foreseeable future, when there are no obvious career growth opportunities.

Let’s have a look at 7 sample answers to this interesting interview question. I tried to include in my selection answers for a variety of situations and jobs, including jobs nobody wants to have for longer than six months, as well as a couple of unconventional answers (philosophizing about vanity of planning in the uncertain world we live in), and also one answer that focuses primarily on goals and plans outside of work, and one answer for students (applying for a place in a study program instead of for a job). Go through them, think for a few seconds about each one, and pick one that resonates with you, and with the message you try to convey to the hiring managers.

7 sample answers to “What are your future plans?” interview question

• To be honest, I do not have any big plans . I would enjoy working as a receptionist in a nice hotel with a great management, just like this one. My future plans are having a job I enjoy doing , finding good life-work balance, foster good relationships both at work and in my personal life, and simply enjoy every day as it comes and goes. Of course, I plan to continue working on my language skills , because I want to become better in my work. But when it comes to the job, I do not dream of changing my career, or of anything similar.
• My future plans can be summed up in one sentence: to make a great career in this international corporation . Of course, I have some positions on my mind. A finance manager, later perhaps an FP&A director. As you can see I dare do dream big . At the same time, however, I realize I have to start here as an entry level financial analyst , learn the ins and outs of the job, prove my skills and dedication to work, and just then I can think of promotion and better jobs.
• My future plans are yet to be decided . I am still young, and trying to find my calling . It is one of the reasons why I apply for a job with your company –because it is very big, you have many departments, offices overseas, and I feel that options are almost endless here, of course as long as you try hard and do not mind sacrificing something for your job . What exactly I will do, however, and where I will end up living, I cannot tell now. But I am excited about the future , and without a doubt I will come up with some tangible plans down the road.
• Speaking honestly, I prefer to live in a present moment . Plans? God, I had many. You would not believe if I told you. But sometimes I wasn’t ready to pursue them , other times destiny stepped into my way . I learned the hard way that regardless of how hard we try, we never have things fully under our control. And it doesn’t matter whether we talk about personal life, or professional career. Future plans? They only bring me anxiety . Hence for the last few years I prefer living in the moment, focusing on the task at hand, and going with the flow . At the moment I try to get a job with your retail store . With my year of birth, however, no interview is easy anymore. I did what I could to prepare for this meeting. If I get the job, I will do my best every day, and let’s see what’s next. Living in the present is liberating .
• I plan to start a family in five years time . It is my biggest dream as a woman–to have kids, and to be a good mother. Of course, we never know what the future will bring , and you need two people for starting a family. But this is my plan for the future, and I will try my best to pursue it. Speaking about my professional career , I’d be happy to work as a secretary until then, and then return back after maternity leave… Is there anything else you’d like to know about my future goals and plans?
• I do not have any future plans . Had some in the past, things haven’t worked out, and I only ended up disappointed. In my opinion, when we fixate on something in the future –some object of our desire, be it another person, a job, or a nice thing we want to buy, such as a new house, our job and daily life becomes just a means to an end . We go to work and around our daily business just to achieve X and Y in the future. And that’s a recipe to depression and unhappiness. Why should we rob ourselves of the most precious thing we have–the present moment? I also learned that when we take care of the present, the future will take care of itself . What I try to convey here is that if I focus 100% on the task at hand, and do it well, and then repeat it again and again, there’s no doubt I will progress in my career . And that’s exactly what I try to do, and my way of living.
• My future plan is to become a great nurse . It is something I have been dreaming of for years. Now I am just applying for a place at a nursing school, and I know I have a long road ahead of me. But I see the meaningful purpose in this job , know what I want to achieve in life, and I hope it will drive me forward in my studies, and help me overcome the challenges I will undoubtedly face while trying to earn my degree.

Show some excitement for the future, or for the present

Regardless of whether you opt for conventional approach, or philosophize about the vanity of planing in the 21st century, they should hear some excitement in your voice . And it doesn’t matter what job you are applying for, and how far it is from your “dream career”.

Of course, the main reason why we go to work is the need to earn money to live . That’s how it works in life, and it likely won’t be any otherwise in the future. If you want to avoid sleeping on the street , you have to create some value for others (in your job, or in your business)–unless you were born in a golden cage, but you probably wouldn’t be reading this article in such a case…

The point I try to convey here is that employers do not want to hire pessimistic and bitter employees , who do not see anything positive about their future. Show some excitement for what’s ahead , your job with them, good things awaiting you in your life outside of work, and so on.

Make sure to have realistic future plans

Anything is possible and we can dream big, but you should try to keep it realistic in your interviews . For sure you can become a CEO of Tesla or General Electric one day. But it perhaps isn’t the best idea talking about such plans while you apply for an entry level role in these companies, or for a kitchen helper job at McDonald’s. It is just too farfetched.

Think about a position you can realistically have in a year, three years, five years, ideally within their organization, and focus on it while narrating your future plans. And if you are not sure, you can always opt for answer no. 4 or no. 6 on my list, focusing on present, and explaining why you prefer to do so .

Ready to answer this question? I hope so! Do not forget to check also sample answers to other tricky interview questions:

• How do you handle success?
• What is your greatest fear?
• Why should we hire you, and not one of the other applicants for the job?
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10-Year Life Plan Essay

• To find inspiration for your paper and overcome writer’s block
• As a source of information (ensure proper referencing)
• As a template for you assignment

Educational Plan

Lifestyle plan, works cited.

Planning ten years of my life seems like a kind of challenge now. We can’t predict what will happen to us after several months. However, I believe that great success is impossible without personal motivation and clearly defined goals. Thus, my life plan essay should start with a clear objective.

In ten years, I want to own an event company that can be the best in its field. I have always been fascinated with this idea. The following 10-year life plan essay will consist of three parts that can help me structure my future and achieve all my goals.

I would like to organize great performances at different events every day. Can you imagine a holiday that never ends? And this will be my work. I will make people happier. Now I need to plan all the steps to help me achieve my dream.

The first step of the way of my goal’s achievement is education. My education will be done at the University of Nevada, where I am planning to study hospitality management as a major and event management as a minor. I am sure of the importance of hard study for my future work. I need to get at least a 3.5 GPA. The multiple locations can help me gain a diversified background and extend my knowledge.

Therefore, I want to do some internship while studying. Perhaps, I will visit different countries to explore the modern tendencies of business start and its future development. Swope says: “I cannot give you the formula for success, but I can give you the formula for failure, which is: “Try to please everybody” (Swope).

Therefore, I am planning to get experience in different fields because I am sure of their future importance for my business. The examples of some international companies can help me understand how to make my business prosper. To extend my experience, I will start my practice during the study.

I think that education is very important. The lack of knowledge can lead to the business’s incapacity and collapse. Today, the diploma plays a significant role. It gives an appropriate status and respect. A man with a diploma looks more confident and, of course, qualified.

Accreditation provides much more opportunities in life. Therefore, I am planning to study hard and get as much knowledge as possible. I am sure that the university I chose can help me achieve my goals. My education will give me the base for my future business.

It is the most important part of the life plan, which should clarify the goal and approaches to its achievement. Nowadays, the leaders of all companies know the value of settings achievable and understandable goals. Such issues are called smart goals, which need to get better results. These smart ideas help me share my vision of the business with the possible assistants (“Life Planning”).

My attention is turned to the use of certain tools that may help my project. For instance, I need to identify and list all the barriers that may be between me and my goal. I shouldn’t be scared of possible problems because it is an integral part of my future success. Being realistic, I realize all the difficulties I should overcome.

In the beginning, I have to clarify who will be involved in my business. This can be a family company, or I can cooperate with a wide circle of partners. What results do I want to achieve? I want to own a successful company that will be famous around the country.

Choosing the place location, I prefer my native city because it will be easier to find clients and partners. Thinking about these questions, I can clearly understand all the important keys to my goal’s achievement. I will get so many opportunities, so I shouldn’t be lazy in its use (Ashton 8). This is why I think it is the most important period of my life.

My lifestyle should accomplish my educational and professional background and skills. I am planning to do a huge social work and to promote equality among people. I want to help everyone that I can. But I have to learn more from the closest one.

My business will be closely related to people from different communities. Therefore, matching my wants, I should be ready to keep my mind open to different cultural issues and views. I plan to visit many countries to learn about cultural features. This will help in my work with clients.

According to Bukofsky, even my religious and spiritual conditions are very important for my business (34). Family relations also play a huge role in the business success achievement. Life planning is a process that may lead a person to take a more active role and to think about the future. Thinking about my future, I imagine a family that will support me and give me more motivation.

I totally agree with Carlson that “self-actualization is the key to self-help” (9). Although no one can control all life’s events, it is better to try being over random chance and fate.

There is a difference between the person who goes to one’s goal and the man who can easily be influenced by random events. I will structure my life according to the daily plan. This will allow me to follow the main idea, which will lead to success. The life plan is a perfect method to figure out what is really important in life.

I have so many ideas and interests in different fields. I am fascinated by people who can concentrate on the most important idea and follow the plan. However, I should follow my own life plan for the future result. I agree with the statement of Barnett that people should discipline themselves. Following the main idea of life, it is possible to get better results and to make it fast (Barnett).

I have always been a goal-setter. Thereby, my Ten Year Plan is focused on achieving my high ideals and realistic goals. From time to time, it seems that goals are something that we strive to achieve but fail due to personal reasons or social barriers.

However, I am completely sure that a good life plan and motivation can lead to success in spite of all problems that may occur. My Ten Year Life Plan helps me to specify my goals and to see the key moments and the most important steps which can lead me to success.

Ashton, Robert. The Life Plan: 700 Simple Ways to Change Your Life for the Better . 1st ed. UK: Prentice Hall, 2006. Print.

Barnett, John S. Discipline Yourself for Godliness . Tulsa, OK: Mullerhouse Publishing, 2007. Web.

Bykofsky, Sheree, and Richard Carlson. Me: Five Years from Now: The Life-Planning Book You Write Yourself! 1st ed. New York: Hyperion, 1999. Print.

“Life Planning”. myGoals, n.d. Web.

Swope, Herbert. “Failure Quotes.” Wisdom Quotes . Wisdom Quotes. Web.

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Meet Coe-Brown Northwood Academy’s top 10 students in Class of 2024

NORTHWOOD — Headmaster David S. Smith announces Coe-Brown Northwood Academy’s top 10 graduates of the Class of 2024. The graduates are listed below in alphabetical order.

Anna Bergeron

The Salutatorian for the Class of 2024 is Anna Bergeron. Anna is the daughter of Barbara Bergeron and Matthew Bergeron of Nottingham, NH. She will attend the University of New Hampshire where she plans to major in Psychology, and serve as a member of the Air Force ROTC. Anna was a member of National Honor Society, National French Honor Society, Peer Helpers and Writing Center, where she shared her writing expertise with underclassmen. In her time at CBNA, she was named a New Hampshire Scholar with a STEM focus and she received the National Rural and Small Town Award from the College Board National Recognition Programs. As a three-year athlete in the school’s Cross Country and Track & Field programs, she was recognized with a Middle Distance Runner Award and multiple Coaches Awards, and she contributed to three state championships for CBNA. Anna was also recognized this year by the NHIAA with the Scholar Athlete Award.

Rex Betts-Levine

Rex Betts-Levine, the son of Derek Betts-Levine of Strafford, NH, and Katie Betts-Levine of Strafford, NH, will be attending the Rochester Institute of Technology as a computer science major with a minor in Applied Statistics. He was recognized by the College Board through the Rural and Small Town Recognition Program as well as being named a New Hampshire Scholar with a STEM focus. Rex participated in the VEX Robotics team and on the CBNA Math Team. As an athlete, he was a member of the Boys’ Volleyball and Winter Track teams and he was recognized this year as an NHIAA Scholar Athlete.

Bailee DeTrude

Bailee DeTrude, the daughter of Heather DeTrude and John DeTrude of Northwood, NH, will attend the University of Tennessee where she plans to major in kinesiology. While at CBNA, Bailee participated in National Honor Society, National French Honor Society, Peer Helpers, and FBLA [Future Business Leaders of America]. As a member of HOSA [Health Occupations Students of America], she explored her interest in the health and medical field. Bailee received the AP Scholar award for her exemplary scores on three or more AP exams, and she was also recognized as a New Hampshire Scholar with a STEM focus. During her time at CBNA, Bailee played on the Girls’ Soccer and Girls’ Basketball teams, serving as Captain of the varsity basketball team her senior year. She also maintained part-time employment during her time at Coe-Brown.

Francesca Ferguson

The valedictorian for the Class of 2024 is Francesca Ferguson. Francesca is the daughter of Laurie Ferguson and Matthew Ferguson of Barrington, NH. Francesca will attend Princeton University in the fall as a neuroscience major with minors in linguistics and Spanish. While at CBNA, Francesca was recognized multiple times over the past four years for her proficiency in English, Mathematics, Business & Computer Studies, Science, Spanish and Social Studies. She received the AP Scholar with Honor award for her exemplary scores on four or more AP exams. For her excellence in Spanish language studies, Francesca was awarded the nationally-recognized Bertie Green Travel Award and the Joseph Adams Senior Scholarship from the Sociedad Honoraria Hispánica. She was the only student from CBNA this year to receive the New Hampshire Seal of Biliteracy. Francesca was a member of National Honor Society, where she served as Reporter & Historian; National English Honor Society; the International Thespian Society; and National Spanish Honor Society, where she served as President her senior year. She was also named a New Hampshire Scholar with a STEM focus and a recipient of the College Board’s National Rural and Small Town Award. Francesca participated in Math Team and explored her leadership interests through HOBY [Hugh O’Brian Youth Leadership Seminar], where she attended as an ambassador and later volunteered as a Junior Facilitator. She shared her writing skill through the CBNA Writing Center, and received a Gold Key for her written work through the NH Scholastic Writing Awards, as well as recognition in the Voice of Democracy Speech and Writing Competition. As a competitive runner in CBNA Cross Country and Track & Field, Francesca contributed to four of CBNA’s state championship titles over her years on the teams.

Olivia Frost

Olivia Frost, the daughter of Brandy Frost and Jonathan Frost of Barrington, NH, will attend the University of South Carolina where she intends to study Exercise Science. While at CBNA, Olivia was a member of National Honor Society, National English Honor Society, and National French Honor Society. She also volunteered with Peer Helpers and Writing Center, while exploring her interests in the health fields through HOSA [Health Occupations Students of America], where she served as Treasurer her senior year. As a member of Project SEARCH she discussed compelling current topics with high school peers from around the state. While on Student Government and Student Council, she worked with both students and faculty on collaborative projects and events for the whole school. Olivia was named as an AP Scholar for her exemplary scores on three or more AP exams and as a New Hampshire Scholar with a STEM focus. Outside of the classroom, her artistic and writing talents resulted in Silver Key and Honorable Mention recognition from the Scholastic Art Awards and the Scholastic Writing Awards of New Hampshire respectively. Her writing was also recognized through the VFW’s Voice of Democracy essay competition. On the athletic field, Olivia has been a staple of the CBNA Girls’ Lacrosse program for four years, receiving a Coach’s Award her sophomore year. She also maintained part-time employment during her time at Coe-Brown.

Eleanor Hill

Eleanor Hill, the daughter of Kristen Hill and Fred Hill of Barrington, NH, will attend the University of Vermont where she plans to major in Biology as part of the Liberal Arts Scholars Program. While a student at CBNA, Eleanor was a member of National Honor Society; National English Honor Society; and National French Honor Society. She was a member of the creative team for the Paragon , CBNA’s art and literary magazine, and she was an active participant in the Writing Center, where she shared her writing expertise with other CBNA students. For her excellence in art, Eleanor received a Gold Key in the CBNA Winter Arts Festival and an Honorable Mention from the Scholastic Art & Writing Awards of New Hampshire. She was recognized as a New Hampshire Scholar with a STEM focus and by the College Board as an AP Scholar for her exemplary scores on three or more AP exams.

Colin Kane, the son of Kristine Kane and Ryan Kane of Strafford, NH, will be attending Colby College and majoring in Environmental Studies: Interdisciplinary Computation. He was recognized as a New Hampshire Scholar with an Arts focus and by the College Board through the Rural and Small Town Recognition Program. While at CBNA, Colin was a member of National Honor Society and National Spanish Honor Society, where he served as Vice President his senior year. He was also recognized by the faculty for his academic excellence in Social Studies and Performing Arts. Colin competed in Poetry Out Loud; participated in Student Government, serving four years as the Activities Coordinator; and volunteered for the Writing Center, where he used his writing skills to assist underclassmen. For his excellence in both art and writing, Colin received Gold Keys from both the Scholastic Art & Writing Awards of New Hampshire. Above all, Colin devoted much of his time to music as a trombonist in the Concert Band, where he served as section leader and 1 st trombone; Pep Band; and Jazz Ensemble, where he was a featured soloist and lead trombone. His dedication was recognized by his acceptance into the Tri-M Music Honor Society, where he served as Secretary his senior year. He was a participant in the invitational All-New England Band Festival and received the Outstanding Musicianship Award at the Clark Terry UNH Jazz Festival. He also maintained part-time employment during his time at Coe-Brown.

Marin Morrison

Marin Morrison, the daughter of Ann Michelle Morrison and the late John Ruairidh “Ru” Morrison of Northwood, NH, will attend Chapman University in California where she plans to major in Chemistry through the Honors Program with minors in Biophysics and Dance. While at CBNA, Marin was a member of National Honor Society, National Latin Honor Society, Peer Helpers, and Yearbook. She pursued her passion for health occupations through HOSA [Health Occupations Students of America], serving as Affiliation Liaison her junior year and as President her senior year. Marin was a recipient of the AP Scholar award for her exemplary scores on three or more AP exams and she was recognized as a New Hampshire Scholar with a STEM focus. As a member of Project SEARCH she and her fellow CBNA participants discussed compelling current topics with high school peers from around the state. Outside of CBNA, Marin enjoyed competitive dance through the Portsmouth School of Ballet and the New Hampshire School of Ballet. In addition, she volunteered and maintained part-time employment in the medical field at regional hospitals, earning her Licensed Nursing Certification [LNA] in the process. She also earned certifications in CPR, Basic Life Support, Advanced Open Water SCUBA Diving, and NITROX Scuba Diving.

Stephen Perry

Stephen Perry, the son of James Perry of Nottingham, NH, will attend the University of New Hampshire where he plans to major in computer science. While at CBNA, Stephen participated in the Dungeons and Dragons club, the CBNA Theatre Company, and was a member of the International Thespian Society. Writing is a particular passion, especially the short story genre, and his excellence in art and writing received multiple accolades from the Scholastic Art & Writing Awards of New Hampshire. Stephen was recognized as a Commended Student through the National Merit Scholarship Program. He is also a 2023 graduate of the Advanced Studies Program of St. Paul’s School, where he focused on Film Studies. Throughout his time at Coe-Brown, Stephen served as a part-time employee for multiple local businesses, most recently as a dietary aid for a local nursing home.

Jayden Porter

Jayden Porter, the daughter of Jo Porter and Andrew Porter of Nottingham, NH, will attend the University of Oregon where she plans to study human physiology. While a student at CBNA, Jayden was a member of National Honor Society, Peer Helpers, and Yearbook. She was recognized as a New Hampshire Scholar with a STEM focus and by the College Board through the Rural and Small Town Recognition Program. She is also a recipient of the AP Scholar award for her exemplary scores on three or more AP exams. Jayden was an active member of SALT [Student Athlete Leadership Team] and HOSA [Health Occupations Students of America], and over the past two years, she served as the Team Organizer for CBNA’s Student Government. Over her high school career, Jayden played for Girls’ Volleyball, where she received multiple Coach’s Awards and assisted in a second-place finish in this year’s state championship, and Softball, where she earned two State Championships. She was recognized as an All State athlete in Softball and received the NHIAA Scholar Athlete Award. Outside of CBNA, Jayden played club softball and club volleyball in addition to holding part-time employment and earning certifications for CPR, First Aid, and Child Care Water Safety. 

Home — Essay Samples — Life — Expectations — My Future Expectations throughout the Semester and Life

My Future: My Expectations in Life

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3 Smart Ways for Millennials To Save for Retirement and Pay Off Student Loan Debt

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The resumption of student loan payments last October has put a dent in many Americans’ budgets and derailed as many plans . For instance, 67% of recent college graduates with student loan debt say their student loan debt is preventing them from “participating in major life milestones such as saving for retirement , getting married or buying a home,” according to Fidelity .

There are 44 million Americans with student loan debt, the average monthly student loan payment is $503, and the average borrower takes 20 years to repay their student loan debt, according to the Education Data Initiative. And millennials hold 30.26% of the total debt, with an average balance of $32,800 per borrower.

Against this backdrop, a recent Civic Science survey found that more than 60% of Americans say their loans prevent them from saving money for retirement — and 26% say they are very concerned about paying their student loans.

So what can millennials do to both save for retirement and pay off student debt?

1. Get Your Employer Involved

One of the best ways to help save for retirement while paying down student loan debt is to get your employer involved.

As Patricia Roberts — COO with the Gift of College — explained, employers have a number of easy-to-implement options available to them in order to to support employees who are struggling with student loan debt.

“And let’s face it — employee turnover can be costly, as can the cost of distraction caused by financial stress,” said Roberts. “So, your employer just may be open to lending a hand if you raise yours and express your need for assistance. If you’re not sure what your employer currently offers or would be willing to consider offering, you won’t know unless you ask. You may be pleasantly surprised.”

In terms of strategies that employers may utilize, Roberts said there are a few.

For instance, the 2020 CARES Act, as currently extended, “allows employers to pay up to $5,250 toward student loans on behalf of employees and the employees would not owe US federal income taxes on the payments,” per Morgan Stanley.

In addition, under SECURE 2.0, employers who offer 401(k) and other defined contribution plans can now offer matching contributions to these plans based on employees’ qualified student loan payments, noted Roberts.

2. Budget, Budget, Budget

As Andrew Housser, co-CEO and co-founder of Achieve , noted, budgeting may not sound exciting, but it is the single best way to juggle debt payments, savings and everyday expenses.

“Millennials are now 28-43 years old,” he said. “That means prime parenting years for many, which come with significant expense. Many are also trying to pay for, or plan for, a child’s college education.”

Against this backdrop, Housser noted that the end of student loan forbearances exacerbated already-tight finances. So, a simple budget will allow them to know exactly what’s coming in and going out — and provide perspective on any adjustments needing to be made.

3. Automate Savings and Pay Highest-Interest Debt First

A really effective way to “square the circle” of paying off your loans and saving for retirement is to automate both processes, said Erika Kullberg — attorney, personal finance expert and founder of Erika.com .

For example, enrolling in an automatic transfer into a Roth IRA or 401(k) savings account — and arranging automatic student loan payments so that there won’t be annoying late fees, or a separate mental accounting burden of juggling both debts — is wise, she said.

“Make retirement contributions a non-negotiable fixed cost that just goes out of your account every month and you’ll build your nest egg while also systematically chipping away at your debt,” she said. Kullberg noted that the most effective approach to saving for retirement is taking advantage of an employer-sponsored plan with any feature of matching contributions.

Another important goal, she added, is to pay off high-interest debt first.

“Generally, student loans have lower interest rates than credit card debt or other kinds of personal loans,” she said. “So, if your high-interest debt is more than half your income, paying it down will reduce your overall interest and free up more income to be saved for retirement.”

Once your high-interest debt is under control, you will have more money to use toward retirement savings.

For instance, you can consider the avalanche method for debt payment, which will be the most efficient path forward.

“To do this, organize all your loans by interest rate, highest to lowest,” said Stephen Kates, CFP and principal financial analyst for Annuity.org . You should focus on paying the most to the one with the highest interest rate and pay the minimum to the rest, he indicated.

“As you eliminate each loan, you will have more money to pay off the remainder. Work your way down the list to knock out each one by one,” he added.

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