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Business.govt.nz, in association with, how to write a business plan.

There isn’t a one-size-fits-all formula to write a business plan. But there are some key things to consider. Check out our free templates — one for start-ups and a quick-focus template for growing businesses.

Tips for preparing a business plan

• Be clear and focused about what you want to achieve – this will help align your team so you’re all working toward the same thing.
• Choose the type of business plan that works for you – you may like to have a document, or a business canvas might work better.
• Keep it short, simple and easy to understand.
• Keep your goals realistic and relevant to what is going on in the economy and in your industry.
• Use Stats NZ’s Data for Business website to find useful business tools and statistics.
• Contact Stats NZ to get useful business data.
• Get out and speak with your customers to gain understanding of how your product works for them and whether it’s something they would pay for.
• Do a SWOT analysis to determine your strengths, weaknesses, opportunities and threats.
• Ask your advisor or mentor to review your plan and give you feedback and suggested improvements.

Data for Business (external link) — Stats NZ

Call Stats NZ toll-free on 0508 525 525

Use this free template to help you write a great plan for launching your new business.

A business plan helps you set goals for your business, and plan how you’re going to reach them. When you’re starting out it’s a good idea to do a full and thorough business plan.

Quick-focus business plan

Quick-focus planning to make sure you work on the right things for your growing business - every day.

It’s important to take time to reflect on your business strategies and plan. It doesn’t have to be a difficult or time-consuming task.

Implementing your business plan

• Keep your business plan as a living document – don’t leave it to gather dust on a shelf.
• Make sure it’s easily accessible and top-of-mind for you and your team.
• Reflect your goals in the day-to-day operations of your business.
• Outline the most practical and cost-effective way to achieve each goal – make a note of any extra resources you’ll need.
• Make it clear these goals are the top priority for the business.

SWOT your business, and your competition

A SWOT analysis is a great way to assess what your business does well, and where you’ll need to improve. It can also help you identify ways you can exploit opportunities, and to identify and prepare for potential threats to your business success.

Strengths and weaknesses are typically inside your business — what are you good at, what are you not so good at — while opportunities and threats are external factors.

It can be as simple as drawing a large square, and dividing it into four quadrants – one for each element of the SWOT analysis.

Think about what you, your team, and your business are good at – all the attributes that will help you achieve your goals, for example, what you (and your team) do well, any unique skills or expert knowledge, what you/your business do better than your competitors, good processes and systems, and where your business is most profitable.

Think about the things that could stop you from achieving your objectives. This might include what costs you time and/or money, the areas you or your company need to improve in, what resources you lack, which parts of the business aren’t profitable, poor brand awareness, disorganised processes, or a poor online presence. Think about what you can do to minimise your weaknesses.

Opportunities

Think about the external conditions that will help you achieve your goals. How can you do more for your existing customers, or reach new markets? Are there related products and services that could provide opportunities for your business, and how could you use technology to enhance your business?

Consider the external conditions that could damage your business's performance – things like what’s going on in your industry, and in the economy, the obstacles you face, the strengths of your biggest competitors, and things your competitors are doing that you're not. Think about how you could try to minimise or manage the threats.

Repeat the exercise for your competition too – it’ll help you identify areas where you can beat them, to fine-tune your niche market, and make sure you’re prepared to address the challenge they pose.

Refine and review

Craig Jackson has dabbled in business planning before. But when he set up his ice pop business Dr Feelgood, he decided to work with a mentor.

“She was instrumental to pushing us to a very healthy product. Our first business plan was 47 pages long. It came down to four pages, which distilled down what we were doing and how we look at it,” says Jackson.

“It’s really important to ask ‘do people want your product’ and then ‘are there enough of them to buy it’? Our market validation was me going around gas stations, cafes, dairies and looking in freezers and talking to freezer managers and talking to our friends.”

Jackson regularly reviews progress against his business plan. “We’ve hit all our targets, but have learnt a lot in the first six months of operating. Places I thought we’d really sell, we don’t, and places I thought we’d never go is where we’re going.”

Review your business plan

• Check how you’re tracking to reach key milestones in your business plan every month, and celebrate when these have been reached.
• Stay on top of industry trends and stay connected with your customers – this will help you keep ahead of any changes needed in your business.
• Update your business plan with any changes affecting your business or industry.

Tips on when business planning is right for your business

Tips on types of advice you’ll need

Common mistakes

Not being able to clearly articulate your business and the value it offers to customers.

Making assumptions about your customers rather than speaking with them.

Not reviewing and monitoring your business plan.

Setting unrealistic or uninformed targets.

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Entrepreneur Resident Visa

If you want to learn about Entrepreneur Resident Visa , you've come to the right place.

This guide has everything you need to understand the basics of Entrepreneur Resident Visa . You'll also find links to useful resources from our blog and video throughout, so you can plan your next steps. If you still have questions, contact Immigration Lawyer NZ .

What is it?

If you have been running a business in New Zealand successfully over a certain period of time while holding an appropriate visa which allows you to do so, then you may be eligible to apply for residence under the Entrepreneur Residence Visa Category.

You will need to apply under either '  Entrepreneur Residence (6 months) ' or '  Entrepreneur Residence (2 years) '. The key difference between the two is that the former allows you to apply for residence as early as six months into your business trading, and the latter having to run the business for at least two years before being able to apply.

However, if approved under '  Entrepreneur Residence (6 months) ', you will be issued with a  conditional residence visa  and you will be required to continue to meet the requirements of this category for  two years . When the conditions have been met, you will then be able to have the conditions removed from the visa.

You will need to satisfy each of the following requirements:

• meet general requirements; and
• meet English language requirements; and
• meet business requirements; and
• meet investment requirements; and
• meet minimum time requirements; and
• meet benefit requirements.

Let's take a look at each in turn.

What are the requirements?

General requirements include paying correct application fee, using prescribed Immigration New Zealand form, meeting health/character requirements, and being a 'bona fide' (genuine) applicant. There is no age limit with this category.

English language

You, your partner and your dependent children aged 16 years or over will need to provide evidence to show that you have English proficiency equivalent to an  IELTS exam score of at least 4.0 . Partners and dependent children have the option of pre-purchasing ESOL training if they are unable to meet the English language requirement.

Business ownership

You must have established, purchased or have taken at least 25% shareholding in a business operating in New Zealand, as per your business plan, and have achieved the goals set in the plan. Be aware that if you have deviated from the business plan without Immigration New Zealand's approval, your application is likely to fail.

If you are applying under  Entrepreneur Residence (6 months) , you must have invested at least  NZ$500,000  (about US$390,000) in the business (excluding working capital), and if you are applying under  Entrepreneur Residence (2 years) , you must have invested at least  NZ$100,000  (about US$78,000) in the business (excluding working capital).

If you are applying under  Entrepreneur Residence (6 months) , you must have been self employed in the business for at least  six months . If your application is approved, Immigration New Zealand will grant a conditional residence visa, requiring you to continue to meet the requirements of this category for  two years . When the two year requirements have been satisfied, you will then be able to apply to Immigration New Zealand for removal of the conditions.

Minimum time

If you are applying under  Entrepreneur Residence (2 years) , you must have been self employed in the business for at least  two years . If your application is approved on this basis, a normal residence visa (without conditions) be granted.

Significant benefit

You must show that the business is benefiting New Zealand  significantly . Examples of "significant benefit" include the following:

• introducing new, or enhancing existing, technology, management or technical skills; or
• introducing new, or enhancing existing, products or services; or
• creating new, or significantly expanding existing, export markets; or
• creating sustained and ongoing full time employment for one or more New Zealand citizens or residents; or
• the revitalisation of an existing New Zealand business that has led to significantly increased financial performance; or
• introducing productivity-enhancing spillover benefits or increased capacity utilisation (such as significant net new job creation).

In addition, the business must be  trading profitably  or it clearly has a potential to become profitable in the following 12 months.

Please note that in the case of an  Entrepreneur Residence (6 months)  application, you must also show that you have created at least  three ongoing and sustainable full time jobs  for New Zealand citizens or residents. This is not a requirement for Entrepreneur Residence (2 years).

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Will you be able to apply for a business visa under Entrepreneur Policy?

How does this visa process work and what are the requirements?

The Entrepreneur Work Visa

This is a three year work visa consisting of two stages, the Start-up stage and the Balance stage. 

Start-up stage:

Once your Entrepreneur Work Visa has been approved by Immigration New Zealand, you will be given an initial visa for  12 months  which will enable you to travel to New Zealand and buy or establish your business.

After 12 months you will have to demonstrate that you have commenced the business operation as stated in your business plan.

Within the validity of your start-up stage visa, you will have to convince a business migration specialist at Immigration New Zealand that the investment capital for the proposed business has been transferred to New Zealand through the banking system from you bank account as stated in your business plan.  You will also have to demonstrate to the satisfaction of the business migration specialist that you have taken reasonable steps to establish the business as set out in your approved business plan. 

Acceptable evidence for having started your business can be

• documents showing the set up of your business
• documents showing the purchase or lease for the business site
• invoices for equipment and supplies
• employment agreements
• bank statements

Balance stage:

The remaining 24 months of your three year Entrepreneur Work Visa are called Balance stage.

You will be granted this visa once the Business Migration Branch is satisfied that you have taken all necessary steps as described above. 

The Entrepreneur Residence Visa:

To secure your residence status in New Zealand you will have to apply for an Entrepreneur Residence Visa on completion of your Entrepreneur Work Visa stage.

The Requirements for an Entrepreneur Work Visa

Investment capital:.

You must be able to invest a minimum of NZ$100,000 in your proposed business  and you have to demonstrate that these funds are owned by you or by you and your partner. If you own the funds with your partner, your partner must support your application and the business. 

Investment funds cannot be borrowed. You will have to provide evidence that they have been earned or acquired legally. 

In some cases the minimum capital investment requirement can be waived. However, only members of the management team at the Business Migration Branch are entitled to make that decision. 

A waiver can be considered if your proposed business is in science, ICT, or other export areas, which will bring a high level of innovation to New Zealand and have short term high growth prospects.

Minimum points:

You must reach a minimum of 120 points on the points scale of this policy  and demonstrate to the satisfaction of a business immigration specialist why you should be awarded the points you have claimed in your application. 

The point scale reflects likely success of your proposed business and its value to New Zealand. 

Points for Business Experience (can be awarded in only one category):

Points for Benefit to New Zealand (can be awarded in up to two categories):

Points for Capital Investment (excluding working capital):

Points for Age:

 Bonus Points:

The Business Plan:

You will have to submit a comprehensive and convincing business plan to the Business Branch at Immigration New Zealand, which will be very carefully examined by the business experts of the branch. 

The business plan must be no older than three months and it must contain all the necessary evidence to explain and support your proposed business. It constitutes the core of your Entrepreneur Visa application and great care needs to be taken to cover all necessary aspects to ensure that your application satisfies immigration requirements.  

Your business plan must cover all financial aspects of your future business, including evidence of sufficient investment and maintenance funds, a cash flow forecast etc. You will have to demonstrate that you have undertaken comprehensive market research in New Zealand and that you have the business experience required for running a business in that specific area. In your business plan you will also have to build a convincing argument that your business is going to contribute to New Zealand's economic growth by enabling experienced business people to grow or establish high growth and innovative businesses with export potential.

Health , character and English language requirements must also be met. 

Read more about investment in nz:, read more successful nz entrepreneur stories:.

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Anna was worth her weight in gold---she was fantastic at helping me format my CV and search for jobs that suited my skill set.  In the end, I got a great job in a great city.  Carsten and his team were very thorough and helpful when it came time to apply for and get our visas. They are now helping us with our resident visas, and I'm certain that the process will be the same. I'd recommend them highly.

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Business Immigration to New Zealand full Guide

Business immigration to New Zealand refers to the process of relocating to New Zealand for the purpose of starting or investing in a business. The New Zealand government offers various categories and visa options to attract entrepreneurs, investors, and innovators from around the world. By encouraging foreign business owners to establish their ventures in New Zealand, the country aims to stimulate economic growth and foster innovation.

Benefits of Establishing a Business in New Zealand

New Zealand presents a host of enticing benefits for individuals considering business immigration . Let’s explore some of the key advantages that make it an attractive destination for entrepreneurs and investors:

Robust Economy: New Zealand boasts a stable and prosperous economy, which provides a solid foundation for businesses to thrive. With a strong focus on innovation and entrepreneurship, the country offers a wealth of opportunities across various industries.

Ease of Doing Business: The World Bank’s Ease of Doing Business Index consistently ranks New Zealand business immigration from dubai, UAE among the top countries for starting and operating a business. The government has implemented streamlined processes and regulations, making it efficient and straightforward to establish and manage a company.

Strategic Location: Situated in the southwestern Pacific Ocean, New Zealand serves as a gateway to the Asia-Pacific region. Its favorable time zone positions businesses to connect with markets in Asia, Australia, and the Americas conveniently.

Access to Global Markets: New Zealand has developed strong trade relationships with countries worldwide. Through various free trade agreements, businesses operating in New Zealand can tap into global markets and expand their reach internationally.

Political Stability and Security: New Zealand is renowned for its political stability, transparent governance, and low levels of corruption. These factors contribute to a secure and predictable business environment, fostering investor confidence and long-term sustainability.

Skilled Workforce: The country prioritizes education and training, resulting in a highly skilled and adaptable workforce. New Zealand’s education system produces graduates equipped with the knowledge and skills required for today’s business landscape.

Quality of Life: New Zealand consistently ranks among the top countries for quality of life. Its picturesque landscapes, clean environment, and a vibrant culture make it an attractive destination for entrepreneurs seeking a balanced lifestyle.

Supportive Business Ecosystem: New Zealand offers a supportive business ecosystem that encourages innovation and entrepreneurship. Entrepreneurs can access a range of resources, such as funding opportunities, mentorship programs, and networking events, to nurture their business ventures.

Innovation and Technology: New Zealand places a strong emphasis on research and development, fostering innovation and technological advancements. Businesses operating in sectors such as biotechnology, clean energy, and digital innovation can benefit from the country’s progressive approach to technology.

High-Quality Infrastructure: New Zealand boasts modern and efficient infrastructure, including reliable transportation networks, advanced telecommunications, and world-class facilities. This infrastructure supports businesses in their day-to-day operations and facilitates connectivity both domestically and internationally.

By establishing a business in New Zealand, entrepreneurs and investors can leverage these advantages to unlock a world of opportunities and position themselves for long-term success.

Eligibility Criteria for Business Immigration to New Zealand from Dubai

Entrepreneur Category

Age Requirement: There is no specific age limit for the Entrepreneur category, but individuals aged 65 or older may face challenges in meeting the requirements.

Business Plan: Applicants must submit a comprehensive business plan outlining their proposed business venture in New Zealand. The plan should demonstrate its potential for success and contribution to the country’s economy.

Minimum Capital Investment: Individuals are required to invest a minimum of NZD 500,000 in their business in New Zealand. This investment should be made from funds legally acquired and transferable to the country.

English Language: Proficiency in English is necessary for the Entrepreneur category. Applicants must provide evidence of their English language skills through recognized tests or qualifications.

Business Experience: Applicants should have relevant business experience that showcases their ability to successfully establish and operate a business.

Health and Character: Similar to the Investor category, all applicants and their family members must meet New Zealand’s health and character requirements.

Innovator Category

Endorsement Requirement: To be eligible for the Innovator category, individuals must have their business venture endorsed by an approved New Zealand agency. The endorsement is based on factors such as the potential for growth, innovation, and benefit to New Zealand.

Capital Investment: There is no minimum investment requirement for the Innovator category. However, applicants should demonstrate their ability to fund their proposed business venture adequately.

English Language: Proficiency in English is necessary for the Innovator category. Applicants must provide evidence of their English language skills through recognized tests or qualifications.

Business Experience: Applicants should have relevant business experience and expertise in their proposed field of innovation.

Health and Character: As with the other categories, all applicants and their family members must meet New Zealand’s health and character requirements.

Key Considerations for Business Success in New Zealand

Establishing and running a successful business in New Zealand requires careful planning, adaptability, and understanding of the local market. To set yourself up for success, consider the following key considerations:

1. Market Research and Localization Conduct thorough market research to understand the needs, preferences, and trends of the New Zealand market. Identify your target audience, competitors, and potential market gaps. Tailor your products or services to suit local preferences while maintaining your unique value proposition.

2. Building Networks and Partnerships Networking plays a vital role in the New Zealand business landscape. Attend industry events, join business associations, and participate in networking opportunities to build relationships and establish partnerships. Collaborating with local businesses and professionals can provide valuable insights, support, and potential growth opportunities.

3. Embracing Innovation and Sustainability New Zealand has a reputation for innovation and sustainability. Embrace these values in your business operations. Seek ways to incorporate sustainable practices, reduce environmental impact, and promote social responsibility. Innovate your products, services, or processes to stay competitive in the dynamic business landscape.

4. Understanding the Legal and Tax Framework Familiarize yourself with the legal and tax framework in New Zealand. Consultant in Dubai with legal and accounting professionals to ensure compliance with business laws, taxation requirements, and employment regulations. Stay updated on any changes to regulations that may affect your industry or business operations.

5. Hiring and Developing Local Talent Invest in hiring and developing local talent. New Zealand has a skilled workforce, and employing local professionals can contribute to a positive business image and foster strong connections within the community. Offer training and career development opportunities to retain and upskill your employees.

6. Embracing Technology and Digitalization Keep pace with technological advancements and embrace digitalization in your business operations. Establish a strong online presence through a well-designed website, social media platforms, and e-commerce capabilities. Leverage digital marketing strategies to reach and engage your target audience effectively.

7. Customer-centric Approach Place a strong emphasis on providing exceptional customer experiences. Understand the needs and preferences of your customers and tailor your products, services, and communication accordingly. Foster long-term relationships by prioritizing customer satisfaction, responsiveness, and personalized support.

8. Adapting to the Local Culture and Values Respect and embrace the unique cultural aspects of New Zealand. Learn about the indigenous Māori culture and incorporate cultural sensitivity in your business practices. Understanding and respecting local values will help you connect with the community and establish a positive reputation.

9. Financial Management and Funding Maintain effective financial management practices. Keep accurate records, monitor cash flow, and create a solid financial plan. Explore funding options available in New Zealand, such as government grants, business loans, or venture capital, to support your business growth and expansion plans.

10. Continuous Learning and Improvement Stay curious and continuously seek opportunities for learning and improvement. Attend workshops, seminars, and industry conferences to stay updated on industry trends and best practices. Be open to feedback and adapt your strategies based on market dynamics and customer feedback.

By considering these key factors, you can enhance your chances of business success in New Zealand. Remember that each business is unique, and it’s important to tailor your approach based on your specific industry, target market, and goals.

Why Choose Alliance Capital Immigration as Visa Consultant?

Alliance Capital Immigration offers several compelling reasons why you should choose them as your visa consultant:

Expertise: With years of experience and in-depth knowledge of immigration processes, Alliance Capital Immigration provides expert guidance throughout the visa application journey.

Personalized Approach: They understand that each client’s situation is unique. Their consultants take the time to understand your specific needs and tailor their services accordingly.

Success Track Record: Alliance Capital Immigration has a proven track record of successful visa applications. They have helped numerous individuals and families achieve their immigration goals.

Trusted and Reliable: The company has built a reputation for being trustworthy and reliable. Clients can rely on their professionalism and dedication to achieving positive outcomes.

Efficiency and Timeliness: Alliance Capital Immigration values your time. They strive to provide efficient services and ensure that your visa application is processed promptly.

Comprehensive Services: From initial consultations to document preparation, application submission, and follow-up, Alliance Capital Immigration offers a comprehensive range of services to guide you at every step.

Client-Centered Approach: They prioritize client satisfaction and are committed to providing exceptional customer service. Your needs and concerns are their top priority.

Experienced Consultants: Their team consists of experienced and knowledgeable immigration consultants who stay updated with the latest immigration policies and procedures.

Transparent and Clear Communication: Alliance Capital Immigration maintains transparent and clear communication with their clients, keeping them informed about the progress of their visa application.

Supportive and Caring: They understand that the visa application process can be complex and overwhelming. Alliance offers ongoing support and care, ensuring you feel supported throughout the journey. Contact US.

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An Entrepreneur Work Visa may be for you if you are an experienced business person looking to be self-employed in your own business in New Zealand.

To apply, you’ll need to provide a detailed business plan, have at least NZ $100,000 to invest in your business and be able to claim 120 points on our points scale. This visa will enable you to buy or set up a business without living in New Zealand permanently, or as a first step towards New Zealand residence.

While on this visa, you can work in your own business in New Zealand for up to 3 years in total. This 3-year Work Visa is structured in two stages. In the start-up stage, your stay can be of 12 months duration; then in the balance stage, another 24 months of stay is granted once you’ve provided evidence that you’ve established your business.

While it is time-limited, it can lead to permanent residence, provided you have achieved the projections made in your business plan, and established a high growth and innovative business with export potential.

You can either start a new business or buy a business that is already in operation in New Zealand. In addition, you can include your partner, and dependent children aged 19 and under, in your visa application.

Under certain circumstances, Immigration New Zealand may agree to extend this visa for an additional three years. This extension will only be granted once, however.

The requirements for this visa also include a clean recent history of bankruptcy, business failure and fraud, health, character and English language requirements.

You can include your partner and children on your application so they can come to New Zealand too. They may be granted  visitor  or  student visas  while you relocate the business.

If you would like to know more about Entrepreneur Work Visa process, assessment criteria and the pitfalls that you should be aware of, please call us today on  +64 9 379 0219 or email [email protected]

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Business Entrepreneur Visa

Services Corporate & Investors New Zealand Entrepreneur Visa

The New Zealand Business Entrepreneur Work Visa is designed to attract entrepreneurs to New Zealand for the betterment of New Zealand businesses. The process involved under this category is:

Entrepreneur Work Visa

Entrepreneur resident visa, how we can help.

The first step is to submit an Expression of Interest (EOI) under the New Zealand Entrepreneur work visa category. Within this application, points are claimed for age, business experience, benefit to New Zealand, capital investment, and location. For an application to be successful, the applicants must be able to claim at least 120 points and invest a minimum of NZ$100,000 plus working capital (higher the initial investment, the higher the chances of being selected).

Should the applicant’s EOI be approved, INZ will then invite them to apply for an Entrepreneur Work Visa for which the applicant will be required to provide a business plan. Once their visa has been approved, they must establish their proposed business within 12 months and operate the business successfully for at least 2 years. If the applicant meets the requirements they can include their partner and children in the application.

After successfully running a business in New Zealand for 2 years, applicants may then seek residence under this category. Applicants are able to fast-track a residence application if; they have been successfully operating the business for 6 months, made a capital investment of at least $500,000, and created at least 3 jobs for New Zealand citizens or residents.

• Assessment of your eligibility
• Assistance in finding the ideal New Zealand business that meets your requirements 
• Comprehensive business plan for business of choice, ensuring that it meets the required level of analysis for INZ. This can include but is not limited to; industry assessment, financial analysis, ownership and employee structures, benefits to NZ, marketing strategies, SWOT analysis
• Access to our network of professional agencies to ensure the elements of the business visa process are as streamlined as possible
• Communicating with Immigration New Zealand for all aspects of your business visa application until the decision is reached

Home / Visas / Start a Business or Invest

Business Visa NZ & Investment Visas: Key Changes & Requirements

Changes to investment visas:.

In July 2022, the New Zealand government has announced major changes to New Zealand’s investment visas settings. The new Active Investor Plus visa category replaces two existing investment visa categories – Investor 1 and Investor 2, which have been running for more than 12 years.

Applications under the Investor 1 and Investor 2 visas will no longer be accepted after 27 July 2022. All applications for NZ investment visas in the current pipeline will continue to be processed.

These changes aim to attract investment and business migrants, offering opportunities for NZ investment visas, as well as NZ business visa options.

The New Investment Visas Policy

New Active Investor Plus (AIP) visa applications can be made from 19 September 2022. The main requirements are,

• The Active Investor Plus visa category will incentivise direct investment in New Zealand firms through a weighting system. Direct investments will receive a 3x weighting per dollar invested. This system has a minimum investment threshold of $15 million NZD or weighted equivalent.
•  Applicants who want to make acceptable direct investments will be eligible with $5 million NZD.
• This system sets lower weightings for indirect investments, such as private equity or venture capital funds (2x) and listed equities and philanthropy (1x). It also limits the scope for indirect investment by capping investment in listed equities to 50% of total investments.
• Investments in bonds, commercial property and residential property development are no longer acceptable.
• Investment migrants will need to spend at least 117 days in New Zealand over the four-year investment period.
• English language requirement of IELTS score of at least 5.0

The eligibility criteria for each NZ investment visa class will be confirmed by INZ at a later stage.

At Access  NZ  we understand the needs of business migrants and investors. We will work closely with Immigration New Zealand and our business partners including the local Chamber of Commerce, Priority One (Business Organization), business brokers and financial institutions to ensure that you get the best advice and assistance available.

Igniting Economic Growth Through Investment Visas

Experience the evolution of investment visas in New Zealand. The Active Investor Plus category replaces existing ones, signaling a transformative shift. With a focus on acceptable investments and fostering active investment, this update aligns with New Zealand’s ambition for a thriving economy.

Investment visa applicants can now engage in the New Zealand debt securities market, infusing vitality into the nation’s financial landscape. These changes promise a future where New Zealand companies flourish, creating high skilled jobs and propelling the nation toward greater economic heights.

Business Visa NZ  (Entrepreneur – WORK Visa)

The NZ business visa for entrepreneurs is for people who are experienced in business and who want to work in their own business in New Zealand. Applicants can buy or set up a business in New Zealand, and operate their business successfully for a certain period of time before being able to qualify for New Zealand residence. Applicants can include their partner, and dependent children aged 19 and under, in the visa application.

Requirements for this type of business visa NZ include:

• minimum capital investment of NZ$100,000 (excluding working capital)
• 120 points or more, with points awarded for factors about the likely success of the business and its value to New Zealand
• clear business plan
• clean recent history of bankruptcy, business failure and fraud
• health, character and English language requirements.

This 3-year work visa is structured in two stages:

• Start-up stage: If your application is approved, you will initially be given a 12-month work visa, enabling you to buy or establish your business in New Zealand.
• Balance stage: Once you have proven that you have taken steps to establish your business, you are granted the remaining 24 months of your visa.

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New Zealand As A Prime Destination for Business Immigration

• Industry Insights , Joorney Tips , New Zealand Immigration , The Latest Articles
• 20 Feb, 2023

Considering New Zealand as a business immigration destination is not surprising, as the country openly shares business and investment opportunities with interested parties. 

Experienced international business professionals interested in starting or running a business in New Zealand have the option of applying for an Entrepreneur Work Visa that does not require migration but can be a first step to a permanent residency if desired. 

One of the documents required when applying for an Entrepreneur Work Visa is a migration business plan. In this article, we uncover which sectors are the source of New Zealand’s economic strength and the essentiality of a migration business plan from an expert’s perspective.

5 reasons to start a business in New Zealand

New Zealand’s economy is considered favourable for business immigration due to several factors:

• Strong economic growth: New Zealand has a stable and growing economy – GDP rose 2.7 percent from September 2021 to September 2022 , which creates a favourable business environment for investors.
• Low unemployment rate: The low unemployment rate in New Zealand (3.3% in September 2022 ), benefits the overall economic activity growth as more of the nation’s productive resources are being put to work, creating higher living standards and increasing consumption . 
• Business-friendly government: The government of New Zealand has a pro-business attitude and provides support through tax incentives and other programs. The World Bank ranked New Zealand with the most business-friendly regulations in 2019. 
• Political stability: New Zealand is known for its strength, with 96.7% compared to other countries in 2021, according to the World Bank. This provides a predictable and secure environment for business owners.
• Strategic location: New Zealand is located in the Pacific Rim , which provides access to a large market and makes it an ideal base for businesses looking to expand into Asia.

These factors, among others, make New Zealand the perfect destination in the Asia Pacific region for business immigration and investment.

New Zealand business sectors to consider

New Zealand Government defined the following sectors as key sectors for interested investors and entrepreneurs: 

• New Zealand timber industry 
• Food industry in New Zealand 
• Advanced transport in New Zealand 
• New Zealand renewable energy 
• Technologies in New Zealand 
• Tourism in New Zealand 
• New Zealand Māori businesses

Wood processing 

New Zealand is the leading global exporter of roundwood logs, with a value of over $3.8 billion, and exports 21 million cubic meters of the product annually.

The wood industry in New Zealand offers significant business opportunities, as the country has an extensive forest resource. The high sustainability allows this country to remain a leading producer of high-quality wood products, including lumber, paper, and engineered wood products.

Food and beverage industry 

New Zealand is the world’s largest exporter of dairy products, lamb, and venison. It is also among the top exporters of beef, kiwifruit, apples, and seafood. One in five New Zealanders works in the food industry . 

The food and beverage industry in New Zealand offers business opportunities due to its reputation for high-quality, safe, and sustainable food production, driven by the country’s abundant natural resources and favourable growing conditions.

Transportation 

New Zealand’s transportation industry’s business opportunities exist due to its unique geographical location, an expanding population and tourist sector, and the government’s emphasis on upgrading transportation infrastructure. 

With its diverse terrain, New Zealand’s compact landmass offers ample opportunities to test the technology in various rural and urban environments, landscapes, and climates. The country’s strengths in software engineering, AI, robotics, composite materials, and aviation design add to these advantages.

Renewable energy technology 

The clean energy industry in New Zealand offers business opportunities due to the country’s goal of achieving 100% renewable electricity generation by 2035 and supportive government policy towards clean energy development.

In 2020, 84% of the country’s electricity came from renewable sources . The interested parties can receive support from the following funds: 

• Green Investment Fund ($400 million) 
• National New Energy Development Centre ($27 million)
• Provincial Growth Fund ($3 billion)

ICT sector 

High demand for technology services and supportive government investment in digital infrastructure creates business opportunities in the ICT industry of New Zealand. 

Sectors with the most substantial focus: 

In 2021, early-stage investment in the tech and innovation sector felt a strong push with 48% growth.

The growing population and increasing number of tourists, along with the country’s stunning scenery and diverse recreational activities, create business opportunities in the tourism industry.

Key opportunities are recognized with

• Hotels and accommodation 
• Tourism attractions (Māori culture, adventure, health and wellness, and the natural environment)

73% of tourists come to New Zealand for the first time, putting an even stronger emphasis on creating opportunities for repeated visits.

Māori business partnerships

Māori represent 16.5% of the population and have an economy estimated at $50 billion. The government’s support for indigenous entrepreneurship and the Māori community’s increasing involvement in the business sector offer opportunities for Māori business partnerships. 

Bringing new, long-term employment while committing to the Māori’s values around sustainability and cultural appreciation is what will divide serious entrepreneurs and investors from their competitors.

Which Business plan for an Entrepreneur Work Visa?

When preparing a business plan for a visa application, it is important to understand for whom it is written, as it is not the usual business plan that will be read by a business professional from an economic or corresponding industry field. 

Every business plan should contain: 

• An Executive Summary, 
• A Description Of The Business, Its Products And Services, 
• A Market Analysis, 
• A Sales And Marketing Plan, 
• A Financial Plan, And 
• An Appendix.

It should also cover details regarding the management team, their qualifications and experience, and how they plan to make the business successful. Additionally, it should provide details on the competitive landscape, target market, and projected financials for the company. 

This can also serve as a base for business plan written for visa applications; however, it’s not enough.

The Entrepreneur Work Visa Immigration business plan, for example, should include information about the industry, location, and whether you will be setting up a new business or buying an existing one, but also any occupational registration you have or will need in order to run your business in New Zealand, as well as details about the business environment and market you will work in.

Additionally, it should imperatively demonstrate how your business will meet at least one of the business characteristics identified in the Entrepreneur Work policy objective, which is to contribute to economic growth by helping experienced business people grow or establish high-growth and innovative businesses that have export potential.

Furthermore, the Entrepreneur Work Visa Immigration business plan should contain financial information, including realistic financial forecasts and evidence that you have enough money to finance your business and support any family members who come to New Zealand with you. You may also add information about your business track record and character, including any past bankruptcies, business failures, fraud, or financial wrongdoing.

Finally, it should also incorporate supporting evidence of any claims you made about your business in the Entrepreneur Work Visa points scale. This will contribute to scale awards points for factors that strongly imply the chances of company’s success and benefits to the New Zealand economy. The minimum score to pass is 120 points.

If you are buying an existing business, your Entrepreneur Work Visa Immigration business plan should also state evidence of the value of the company, for example: a sales and purchase agreement or independent valuation, evidence of the profitability of the business, such as profit and loss statements or audited accounts for the last 2 years, information about how many people the firm currently employs, and information about the benefit your business activity will provide New Zealand.

Multiple industries in New Zealand have defined strategies of development, which creates many business opportunities. This, along with business-friendly regulations, establishes New Zealand as a winning location for entrepreneurs and business investors.

Those interested in business or investment options in New Zealand will have to start a process of business immigration that most often includes an immigration business plan, like those shown in this example of the Entrepreneur Work Visa business plan . Because of the immigration business plan ’s specific purpose and additional requirements, it’s worth choosing the support of proven business plan experts.

Disclaimer: Joorney Business Plans is not a law firm nor an immigration consulting firm, and all information provided in this document should not be considered as legal advice or any advice or recommendation on any immigration application program. All information provided in this document should be verified by a licensed or certified immigration professional before the reader can act on this information. As such, it is understood that Joorney Business Plans Inc. shall not be liable for any loss or damage of whatever nature (direct, indirect, consequential, or other), whether arising in contract, tort, or otherwise, which may arise as a result of your use of (or inability to use) this document, or from your use of (or failure to use) the information on this document.

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S&P gives thumbs-up to Fonterra’s consumer sale plan

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S&P is backing Fonterra's plan to sell its consumer business.

S&P Global Ratings says Fonterra’s plan to sell its consumer business will help the co-op unlock capital to pursue organic growth.

Last week, Fonterra said it was looking at full or partial divestment options for some or all of its global consumer business, including well-known brands such as Anchor, and its integrated businesses Fonterra Oceania and Fonterra Sri Lanka.

Chairman Peter McBride said it was a significant move for the co-op, which would set it up to grow long-term value for farmer shareholders and unit holders.

“We have conducted a strategic review which has reinforced the role of our core business,” McBride said.

S&P said Fonterra’s decision to explore divestment options for its consumer business highlighted its focus on its core function of collecting, processing and selling New Zealand milk.

Any divestment could reduce the co-operative’s scale of operations and earnings diversity.

“We would expect the cooperative, however, to accompany any deterioration in the scope of its business with a recalibration of its capital structure that is consistent with the ‘A-’ rating,” S&P Melbourne-based analyst Sam Playfair said.

S&P said Fonterra has a robust balance sheet “and financial policy settings that enable it to consider divestment options and forgo sizeable earnings”.

The division contributes about 20 per cent of normalised group earnings.

“However, we would still expect a proportionate amount of proceeds received from a divestment to be applied to debt reduction to offset this deterioration,” Playfair said.

“Fonterra remains committed to an ‘A-’ rating and will pull levers at its disposal to ensure ratings stability, in our view.”

Fonterra noted that the shape of any divestment is still evolving.

“We believe the rating on Fonterra (A-/Stable/A-2) is underpinned by the group’s position in the global export of dairy products, and dominance in the purchase of raw milk in New Zealand,” Playfair said.

“Fonterra’s capital-intensive consumer division requires a higher level of operational expenditure and ongoing brand investment, compared with its ingredients and food services divisions.

“Therefore, we believe separation of the business may help reduce operational complexity, moderate capital expenditure requirements, and unlock capital to be redistributed internally to pursue organic growth options,” it said.

Fonterra has said it expects to continue to supply milk, after divestment, to the new owners should a sale go ahead.

Market reaction to the move has been positive.

- Jamie Gray is an Auckland-based journalist, covering the financial markets and the primary sector. He joined the Herald in 2011.

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About migration

World Migration Report 2024 Reveals Latest Global Trends and Challenges in Human Mobility 

• International remittances surged by 650 per cent, from USD 128 billion to USD 831 billion between 2000 and 2022. 
• Migrant remittances surpass foreign direct investment in boosting the GDP of developing nations. 
• 281 million international migrants globally; number of those displaced hit a record high by the end of 2022 at 117 million.  

To access the World Migration Report 2024, visit the WMR website . 

Dhaka/Geneva, 7 May – The International Organization for Migration (IOM) today launched the World Migration Report 2024 , which reveals significant shifts in global migration patterns, including a record number of displaced people and a major increase in international remittances.  

IOM Director General Amy Pope formally released the report in Bangladesh, which stands at the forefront of migration challenges, including emigration, immigration and displacement.   

“The World Migration Report 2024 helps demystify the complexity of human mobility through evidence-based data and analysis,” IOM Director General Amy Pope said at the launch. “In a world grappling with uncertainty, understanding migration dynamics is essential for informed decision-making and effective policy responses, and the World Migration Report advances this understanding by shedding light on longstanding trends and emerging challenges.” 

The report highlights that international migration remains a driver of human development and economic growth, highlighted by a more than 650 per cent increase in international remittances from 2000 to 2022, rising from USD 128 billion to USD 831 billion. The growth continued despite predictions from many analysts that remittances would decrease substantially because of COVID-19.  

Of that 831 billion in remittances, 647 billion were sent by migrants to low– and middle-income countries. These remittances can constitute a significant portion of those countries' GDPs, and globally, these remittances now surpass foreign direct investment in those countries. 

Highlighting key findings, the report reveals that while international migration continues to drive human development, challenges persist. With an estimated 281 million international migrants worldwide, the number of displaced individuals due to conflict, violence, disaster, and other reasons has surged to the highest levels in modern-day records, reaching 117 million, underscoring the urgency of addressing displacement crises.  

Migration, an intrinsic part of human history, is often overshadowed by sensationalized narratives. However, the reality is far more nuanced than what captures headlines. Most migration is regular, safe, and regionally focused, directly linked to opportunities and livelihoods. Yet, misinformation and politicization have clouded public discourse, necessitating a clear and accurate portrayal of migration dynamics.  

By choosing Dhaka as the report's launch site, IOM not only highlights the country's efforts in supporting vulnerable migrants and fostering pathways for regular migration but also recognizes Bangladesh's important role in shaping global migration discourse and policy.  

As a Global Compact for Safe, Orderly, and Regular Migration Champion country, Bangladesh has demonstrated a strong commitment to addressing migration issues and implementing policies that safeguard migrants' rights. This proactive engagement aligns with IOM's strategic objectives, making Bangladesh an ideal location to launch the 2024 World Migration Report.  

IOM’s World Migration Report, with its innovative digital tools and comprehensive analysis, aims to help dispel myths, provide critical insights, and inspire meaningful action in addressing the challenges and opportunities of human mobility.  

“We hope the report inspires collaborative efforts to harness the potential of migration as a driver for human development and global prosperity,” DG Pope said. 

“As one of the GCM champion countries, Bangladesh will not only continue to act upon the pledges it has made for its domestic context but would also take up emerging issues and challenges pertaining to migration and development for informed deliberations at the international level,” said Dr. Hasan Mahmud, Honourable Foreign Minister, Government of the People’s Republic of Bangladesh.

Notes to editors: 

This launch is part of IOM Director General’s first three-day visit to Bangladesh. 

For more information, please contact: 

Marie McAuliffe, World Migration Report Editor at [email protected]  

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Carefully consider entry requirements and immigration pathways before choosing your study abroad destination

Uae education.

• Environment

Experts spotlight factors to keep in mind at a panel discussion during Gulf News Edufair

An overseas education not only improves career prospects but also opens up immigration pathways for students. To take full advantage of the benefits, however, students need to carefully consider a variety of factors, from selecting the right programme to keeping an eye on the ever-changing immigration policies, said experts at a panel discussion on Career Impact - How Overseas Education Enhances Job Prospects and Professional Growth on the final day of Gulf News Edufair 2024.

“When it comes to choosing an overseas education, there are certain fundamental things to keep in mind,” said Tejas Labhshetwar, Founder of Gyanberry, which specialises in medical college admissions around the world. “First and foremost are the entry requirements for a specific programme at a particular university as requirements differ for different universities. Then comes infrastructure of the educational institution and accreditation, followed by the cost of education and post-study work permit options in the destination country.”

Although the US, UK, Canada, Australia, New Zealand and Ireland remain popular study abroad destinations, not everyone can get admission in universities in these countries. “Even if you get admission, it's very expensive,” explained Dr Muhammad Yousuf Qadri, CEO of Qadri International Educational Consultancy. “So the best alternatives are countries in Europe like Hungary, Italy and Spain. Even though they have universities ranked in the top 200-500, they are quite affordable. The entry requirements are easier to meet because they have got more seats, compared to the UK and USA. So these are better options for people looking for value for money and quality education.”

However, your choice of study abroad destination depends on your objective as well.

“If immigration is your end goal, then you should start your search for an international education keeping that goal in mind,” said Ruchi Shukla, Founder of study abroad consultancy Horizon Scholar. “Find universities or foreign countries that are open to relocation. The US is a great place to go and study, but the chances of getting a permanent residency are less. So do your research and find out if your university will be able to help you find a job after you graduate, because sometimes immigration depends on whether you are able to secure employment once you finish your programme.”

Zoya Siddiqui, Middle East Associate for StudentRoomStay, which offers onsite as well as hosted accommodations for international students across the world, was of the opinion that everybody before deciding on an educational programme should do a SWOT analysis.

“Try to find out that what you are really passionate about. Usually students copy what others are doing. But we really need to find out where our passion lies in order to avoid career burnout in the long run.”

She also highlighted the importance of nurturing varied interests in order to develop and showcase diverse soft skills to stand out in applications to international universities.

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News centre

Update on employer accreditation renewals.

New guidance is available to support employers and their advisers with renewing their accreditation.

The guidance covers:

• who should renew their accreditation
• the best time to apply – we recommend six weeks before accreditation expires
• choosing the right accreditation type
• the evidence to provide for faster processing
• how to apply.

For faster application processing, provide supporting documents up front that show evidence of being a viable and genuinely operating business or organisation, compliance with business standards and settlement support for their AEWV employees. If this information is not provided and we need to request it, the application will take longer to process.

Read the guidance:

Renew your employer accreditation

• Immigration rules and processes

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The Government has decided the Licenced Immigration Advisor (LIA) funding pool has served its purpose and will close on 28 June 2024.