application letter for a job as a banker

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Banking cover letter example

Sometimes it’s bad news when you get a letter from the bank. But let’s talk about writing a letter to the bank. Because if you’re a banker looking for work, you’re going to need to write one — a persuasive banker cover letter.

Even if you’ve already created the perfect resume, you’re only half done. This article will discuss the crucial other half of your banker application, the cover letter. Resume.io is a leading provider of job search advice and tools, with resources that include more than 180 occupation-specific writing guides and corresponding cover letter examples.

The guide you're reading now is backed by a banking cover letter example that you can adapt for your own use.

What we’ll discuss here:

• Why a banking cover letter is a critical component of your job application
• How a cover letter is structured and what each component should contain for optimal impact: header, greeting, introduction, body and conclusion
• Proper design for a banker cover letter and why looks matter
• The psychology of persuasive writing
• Mistakes to avoid
• Tips for writing a banking cover letter when you lack experience

The job outlook for banking

“Banking” is a blanket term for a wide variety of finance-related occupations, everything from investment banking to starting out as a bank teller, but in general bankers are well-paid and in demand. For example, loan officers earned a median annual salary of $63,960 in 2020, according to the Bureau of Labor Statistics. J ob growth of 1% was anticipated for this profession from 2020 through 2030, much slower than the occupational average.

The banking industry grows a bit more complicated every year as new financial products are designed and new technologies develop to manage and move money globally. Banks also have to guard against the increasingly sophisticated cybercrimes that banking activity inevitably attracts. 

The good news is, if you’re a banker seeking a job, all you need are two pieces of paper. Just two! Imagine a business loan application that was so simple.

The two documents you need are an outstanding resume and an irresistible cover letter. The resume covers your employment history, education and skills. But the cover letter is how you get your foot in the door.  

For more ideas, take a look at some other cover letter writing guides and examples in our accounting & finance category listed below. 

• Accounting cover letter sample
• Finance cover letter sample
• Administration cover letter sample
• Bookkeeper cover letter sample
• Finance Assistant cover letter sample
• Finance Manager cover letter sample
• Bank Teller cover letter sample
• Auditor cover letter sample
• Private Equity cover letter sample
• Accounting and finance cover letter sample
• Bank Manager cover letter sample
• Loan Processor cover letter sample
• Accounting Internship cover letter sample
• Financial Advisor cover letter sample
• CFO cover letter sample

Why a banker needs a cover letter

Imagine you’ve been working at a bank for six years and you’d like to be considered for promotion to a new position. Would you just stick your resume under your boss’s door and wait to hear back? 

Hopefully, you would approach your boss in person, ask if s/he had a moment to talk, and then make a brief but persuasive pitch, emphasizing your previous achievements on the job and explaining why you’re ready to embrace some new challenge. Then you can hand the boss your resume. Which of these strategies do you think would be more successful — the resume stuck under the door or the personal approach?

The whole point of a cover letter is to make a personal approach to someone who has the power to offer you a job. While your job application may be subjected to all kinds of electronic filters, ultimately you’ll need a human being to offer you a job. This is your chance to introduce yourself to that person. 

There may be debate about whether or not to write a cover letter, but according to LinkedIn , you’re always better off making the extra effort.

Surveys of hiring managers have found that one of the top reasons resumes are rejected is because they aren’t accompanied by cover letters. A resume without a cover letter is like a flyer stuck under a windshield wiper: People usually throw them away.

Getting the tone right for your banker cover letter

Banking is among the most traditional and buttoned-down professions. Investment bankers don’t go to their jobs on Wall Street wearing tank tops. There’s a formality that pervades the industry, and it’s reflected in the way letters are written. Unless you belong to an uncontacted tribe in the Amazon, you’ve probably received a letter from a bank. Letters from banks tend to be friendly but professional, getting to the point quickly and informatively, and then inviting you to contact the bank if you have any questions or need any help.

Your cover letter should hit all the same notes. Keep it short, friendly and professional, yet use this space to make an irresistible pitch, and close with a call to action. The whole point of a cover letter is to establish a personal connection to a hiring manager. So while you’re writing a formal business letter, it should also be written with a personal touch.

Hold your cover letter to one page, with a maximum of 400 words, and put some thought into writing it. You need to find the right tone, and use that voice to highlight your experience, training and other qualifications for the job.

Always include a cover letter with a resume unless you are specifically asked not to. A few employers prefer that you send a resume only, and of course you have to respect their wishes. But it’s their loss, because a cover letter is a better vehicle than a resume to convey a candidate’s personality, enthusiasm, friendliness and professionalism.

Here is exactly how you can write a cover letter that will stand out from the crowd, and help you land that interview.

Best format for a banking cover letter

While your bank cover letter offers a lot of latitude when it comes to the tone and content, most cover letters should follow the same basic structure:

• The cover letter header
• The greeting
• The introduction
• The letter body
• The conclusion
• The signature.

Below is a banker cover letter example that you can customize for the position and hiring organization.

17 August, 2020

Dear Mr. Looker,

As a fluent Arabic speaker with four years of investment banking experience in the US/MEA markets, the analyst position at Borton would offer a fascinating next step in my international investment banking career.

After my bachelor’s degree in Finance, I spent three years working in corporate finance, but after my online MBA from Wharton, I started an analyst role in the M&A team at Flux Capital. Over the past four years at Max, I have been the lead analyst for six deals totalling $1.8 billion and have collaborated closely on dozens of others. I have considerable experience in accounting and risk analysis in international markets, with FDI experience concentrated around the Middle East.

As well as working on the valuations and financial viability assessments, I created and updated pitch books and became proficient in writing executive summaries. I enclose non-confidential examples of my best writing work — words make a difference when you are building trust. Giving the right data to the right person gets any deal across the line.

Given that Flux Capital was a boutique firm, I was tasked with raising our profile at networking events and conferences, allowing me to finesse my influencing skills. I am applying to Borton because your scale offers a broader range of opportunities, but I am certain that my “small guy” business development mentality will nevertheless prove useful.

• Lead analyst on $850 million M&A of US/Saudi natural resources acquisition.
• Supported the IPO process for eight start-ups onto the NYSE over a four-year period.
• Used my programming experience to update our in-house financial viability tools.

I am familiar with the culture and reputation of Borton as my uncle is a client and it has been a long-held ambition to work for you. When a role became available, I simply had to put my name in the running for an interview.

Yours sincerely,

Let’s explore what each cover letter component should contain.

Cover letter header

The header of your letter should be an attractively designed section at the top that contains your name, address, phone number and email. Often it will also mention your occupation — for instance, “Investment Banker”.

Other than letting the company know how to reach you, the header is a design element that provides some visual relief from what would otherwise be solid paragraphs of black text.

Your banker resume and cover letter should be designed in the same style — fonts, font sizes and formatting. This gives you a “visual brand” and shows that you’re organized and you pay attention to detail.

Mixing several different fonts and styles will make your resume and cover letter look like Frankenstein’s monster — random parts badly stitched together. Strive for a coherent and consistent design.

Goal of the cover letter header: Distinguish yourself from other job applicants with a visually distinctive style that makes your letter inviting to read. Prominently displaying your contact information makes it easy for impressed recruiters to get in touch.

Greeting for a banker cover letter 

This is the line that says, “Dear Mr. (or Ms.),” followed by the last name of the hiring manager. 

You should almost always try to address your letter to a specific individual rather than the entire company. People like to read their own names, and letters that are addressed to an individual rather than an entire company are more likely to get a reply. Also, it shows your attention to detail if you’ve gone to the trouble of finding out the name of the appropriate person to address.

If you’re responding to a job listing that doesn’t mention the name of the hiring manager, it may be worthwhile to call the company and inquire. But if the company prefers that letters be addressed more generically, follow its wishes. Sometimes you have to use a greeting that says something like “Dear (Employer) Hiring Team.”

Goal of the cover letter greeting: Start off on a professional note while making a direct personal connection with the hiring manager.

Cover letter introduction

Your intro should be an attention-grabbing paragraph that identifies your job objective and briefly previews your qualifications for the job. Use energetic, lively language that shows enthusiasm and confidence, but beware of crossing a line into arrogance or excessive familiarity. Set the right tone from the beginning, and write an opening paragraph that will make your correspondent want to read more.

Goal of the cover letter introduction: Capture the hiring manager’s attention with an intriguing preview of your qualifications that motivates further reading..

Here’s an introduction idea from our banking cover letter sample.

Sample of a cover letter body 

In the central two or three paragraphs of your letter, you have to make your primary case. This is where you describe your work experience, your past achievements in banking and any other qualifications that make you a good fit for the job you’re seeking.

Be specific in describing your accomplishments at past jobs, using facts and figures wherever possible (think numbers, dollar figures, percentages, etc.). Also, try to use an anecdote or two to describe a specific challenge you faced in the past as a banker and how you resolved it.

You may also choose to use the body of your letter to discuss your education, any special certifications or credentialing, and perhaps the reasons for your interest in this particular company. Compare your cover letter to your resume, and while some cross-over is inevitable, try to use the valuable space in your letter to say something your resume doesn’t.

Remember that your letter should not be about why you deserve a job, but about how you can help this company solve its problems, save money or increase efficiency. Emphasize how you can help them, not how they can help you.

Goal of the cover letter body: Persuade this employer that your contributions as a banker would be beneficial..

Our banker cover letter sample illustrates what you might include in the middle part.

Cover letter conclusion and signature

Your last paragraph should contain some kind of call to action —you are looking forward to a reply, you would be delighted to schedule an interview, etc. 

You may even wish to ask if you could call in a week or so to follow up. This shows that you’re serious about this particular job and not just mailing letters at random. Put yourself in the shoes of the person you’re writing to — wouldn’t you pay just a bit more attention if you knew that this letter writer would be calling you soon?

However, it’s possible that some employers might find such a suggestion a bit pushy. Study your target, and write your pitch accordingly.

Your sign-off should generally be a simple “Sincerely” or the equivalent, followed by a space and your typed name. You can also insert your actual scanned signature if you like, though this is not considered essential in electronic correspondence.

Goal of the cover letter closing: End on a positive, self-assured note that suggests you expect the hiring manager will get in touch.

Below is the closing section of our banker cover letter example.

Layout, design and formatting of your banker cover letter

Your letter should look as good as it reads, and that’s why it’s important to follow some basic rules for good design and formatting.

• Fonts: Choose a modern, easy-to-read font that looks attractive but doesn’t call attention to itself. Beware of exotic fonts that may turn to garble on someone else’s computer.
• Font size: Use a font size of 10 to 12 points. If you’re having trouble holding your letter to one page, trim your text before you try to solve the problem by reducing the font size.
• Margins: Include one-inch margins on the left, right, bottom and top.
• Alignment: Body text should be aligned left, not justified from margin to margin. Leave a space between paragraphs, and keep the paragraphs short.
• White space: Don’t overlook the importance of leaving space on your page that contains nothing at all. Good design always includes an appropriate amount of white space to give the eye a break.
• File format: Unless you’re specifically asked for a Word file, save your cover letter as a PDF. The main advantage of a PDF is that it will preserve the formatting of your letter so that it looks the same on any computer. With other file types, you run the risk that some of your text may become unreadable, and it may jump all over the page in places where you didn’t put it.
• Use a professional template: To sidestep all of these potential pitfalls, use a professionally designed cover letter template from resume.io. We’ve taken care of all the formatting for you, so all you have to do is fill in your own content.

The psychology of writing a cover letter for a banker job

Never forget that you are writing a letter to a human being, and you need to think about how it will be received. Put yourself in the shoes of your correspondent, and write in a human voice that is professional but personable.

Psychologists say we all react to different stimuli with a combination of emotional and rational responses. Emotional responses are quicker and more automatic, but more deeply felt. Rational responses are slower and more deliberative. An ideal cover letter should inspire both.

So while this is a professional business letter, don’t hesitate to include language that appeals to the heart as well as the head. “Emotional language” might include some reference to your passions and desires, while “rational language” could be a more factual recitation of your employment history and banking career achievements.

Try using the AIDA model to inject your letter with emotional appeal:

• Grab the reader’s attention by telling a story about yourself related to the job
• Increase interest level by appealing to the hiring manager’s needs
• Create a desire to hire you by detailing how you satisfy the job requirements
• Close with a call to action.

It’s important to study each employer carefully to determine the best approach. If you’re aware of specific needs or problems the company has, and if you have your own strategy for resolving them, say so. It’s always a good idea to include something in a cover letter that shows you’re writing to a specific employer and not mass-mailing a letter to all.

You should also look at the tone of voice the company uses in addressing the public. Most banks use a friendly but formal voice on their websites and in communications with customers. You should endeavor to match the style and tone used by your prospective employer.

You should also consider your position as a banker relative to the employer. If a bank is seeking a new CEO and you’re eminently qualified, you would probably write in a more authoritative voice than a college student looking for her first internship.

Mistakes to avoid in a banking cover letter

Here are some of the common mistakes people make in writing cover letters:

• Writing errors: These include typos, misspellings and errors in grammar, punctuation and capitalization. Surveys have found that simple writing mistakes are the most common reason job applications are rejected.  
• Clichés: “I am writing to….” Stop there! We already know you’re writing, because we’re reading your letter. “Please consider this letter my application for….” Ditto! Other clichés include describing yourself as a “self-starter” or a “team player” who “thinks outside the box. Avoid using stock phrases that every recruiter has read a thousand times before, and strive for fresh, original language.  
• Non-customized letters: If your letter says nothing specific about the company you’re writing to, most hiring managers will assume it’s the same copy-and-paste letter that you’re also sending to all their competitors. Make every cover letter unique, targeted to a specific employer.  
• Irrelevant info: Avoid discussing your hobbies or other aspects of your life that aren’t relevant to the job you’re seeking.  
• Design errors: Strange fonts, tiny margins, huge blocks of text, zero white space and other formatting errors can disqualify your letter at a glance.

Banking cover letter sample with no experience

You may feel that you are stuck in a circular situation: You can’t get a banking job without experience and you can’t get experience without a banking job. That’s a frustration every worker has felt, yet they all got their first job somehow. 

The key is to start with the skills you do have. If you are new to the banking industry, but not to the workforce, explain in your banker cover letter why you want to move into banking. Then, highlight the skills you used in your previous jobs that will transfer to banking. 

Any business or project manager work ranks high, so check out resume.io cover letter examples for those fields, too. Emphasize your communication, organization and problem-solving skills — all abilities that will stand you in good stead in any career.

Consider mentioning your emotional intelligence , also known as emotional quotient or EQ, because, according to Forbes , hiring managers know that a vast majority of their high performers also rank high in this area.

Key takeaways for a banking cover letter

• Bankers who are seeking employment need an excellent resume and an outstanding cover letter, the latter in order to make a personal appeal to a hiring manager.
• A cover letter is your way of introducing yourself personally to a prospective employer. You should always include a cover letter in a job application unless you’re specifically asked not to.
• Cover letters have a formal structure that you should adhere to, and each component of your letter should serve a specific function.
• Design can be as important as content, and you must ensure that your letter adheres to basic rules about fonts, formatting and the overall look.
• Every cover letter should be unique and targeted to a specific employer.
• A professionally designed template can save you from a multitude of errors. The quickest and safest way to write a cover letter is to start with a proven structure where all you have to do is add your own information.

Free professionally designed templates

6 Professional Banking Cover Letter Examples for 2024

Your banking cover letter must immediately highlight your understanding of financial trends and economic regulations. It should demonstrate familiarity with the specific banking institution to which you're applying. Be sure to showcase your previous banking experience and your ability to foster client relationships. Your cover letter needs to reflect both your analytical skills and your commitment to customer service excellence.

All cover letter examples in this guide

Commercial Banking

Corporate Banking

Loan Officer

Loan Processor

Phone Banking

Cover letter guide.

Banking Cover Letter Sample

Cover Letter Format

Cover Letter Salutation

Cover Letter Introduction

Cover Letter Body

Cover Letter Closing

No Experience Banking Cover Letter

Key Takeaways

Crafting a banking cover letter can often feel daunting. You might have already dived into job applications, only to realize a punchy cover letter is a must-have. It's not about echoing your resume; it's about showcasing a key professional triumph and bringing your journey to that success to life. Remember, formality is key, but dodging clichés will make you stand out. And keeping it concise to one page is crucial. Let's guide you through writing a cover letter that opens doors.

• Create a banking cover letter to persuade the recruiters you're the best candidate for the role;
• Use industry-leading banking cover letter templates and examples to save time;
• Dedicate your banking cover letter space to your best achievement;
• Make sure your banking cover letter meets recruiters' expectations and standards.

Avoid starting at the blank page for hours by using Enhancv's AI - just upload your resume and your banking cover letter will be ready for you to (tweak and) submit for your dream job.

If the banking isn't exactly the one you're looking for we have a plethora of cover letter examples for jobs like this one:

• Banking resume guide and example
• Financial Accountant cover letter example
• Public Accounting Auditor cover letter example
• Finance Coordinator cover letter example
• Corporate Accounting cover letter example
• Bank Manager cover letter example
• VP of Finance cover letter example
• Tax Manager cover letter example
• Cost Accounting cover letter example
• Finance Manager cover letter example
• Tax Director cover letter example

Banking cover letter example

Alex Johnson

New York, NY

+1-(234)-555-1234

[email protected]

• Explicitly stating relevant previous experience, such as managing relationships with over 500 customers at Chase Bank, provides concrete evidence of capability in the field and assures the hiring manager of the candidate's qualifications for the customer relationship role.
• Quantifying achievements, like citing a 95% customer satisfaction rate and a 30% reduction in customer complaints, helps to objectively demonstrate the candidate's impact and effectiveness in the previous position.
• Identifying a specific initiative, such as leading the integration of a new CRM system, exhibits the candidate’s ability to innovate and improve processes, which could translate into similar successes in the new role.
• Expressing eagerness to apply strategic vision and skills to the potential employer's institution, and aligning personal commitment with the company's core values, shows the hiring manager that the candidate is not only qualified but also genuinely interested in the company's mission.

What about your banking cover letter format: organizing and structuring your information

Here is one secret you should know about your banking cover letter assessment. The Applicant Tracker System (or ATS) won't analyze your cover letter.

You should thus focus on making an excellent impression on recruiters by writing consistent:

• Introduction
• Body paragraphs (and explanation)
• Promise or Call to action
• Signature (that's optional)

Now, let's talk about the design of your banking cover letter.

Ensure all of your paragraphs are single-spaced and have a one-inch margins on all sides (like in our cover letter templates ).

Also, our cover letter builder automatically takes care of the format and comes along with some of the most popular (and modern) fonts like Volkhov, Chivo, and Bitter.

Speaking of fonts, professionals advise you to keep your banking cover letter and resume in the same typography and avoid the over-used Arial or Times New Roman.

When wondering whether you should submit your banking cover letter in Doc or PDF, select the second, as PDF keeps all of your information and design consistent.

The top sections on a banking cover letter

• Header: This should include your contact information, the date, and the employer's contact details, providing a professional appearance and ensuring that the recruiter can easily identify and get in touch with you.
• Greeting: A personalized greeting addressing the hiring manager by name demonstrates that you have done your research and are genuinely interested in the position at their banking institution.
• Introduction: In this section, you should clearly state the banking position you are applying for and give a brief overview of your relevant experience, capturing the recruiter's interest and showing immediate relevance.
• Body: Here, you elaborate on your previous banking experience, quantitative achievements, and understanding of financial principles, showing how your background makes you the right fit for the specific banking role you are pursuing.
• Closing: The closing should reiterate your enthusiasm for the role, include a call to action politely prompting an interview, and thank the hiring manager for considering your application, leaving a professional and courteous final impression.

Key qualities recruiters search for in a candidate’s cover letter

Understanding of Financial Regulations: Banks must adhere strictly to financial regulations, and showing knowledge in this area indicates a candidate's readiness to operate within legal and ethical boundaries.

Attention to Detail: Handling financial transactions requires precision, and even small errors can have significant repercussions, making this trait critical in banking roles.

Customer Service Skills: Bankers often interact with customers, requiring the ability to manage relationships, address concerns effectively, and maintain customer satisfaction and trust.

Sales Experience: Many banking positions have sales components, such as promoting credit cards or loans, hence experience in sales reflects the potential for revenue generation.

Risk Management: The ability to identify and mitigate financial risks is crucial in banking to protect the institution's assets and maintain financial stability.

Numeracy and Analytical Skills: A strong aptitude for numbers and the ability to analyze financial data are essential for making informed decisions in a banking context.

What greeting should you use in your banking cover letter salutation

A simple "Hello" or "Hey" just won't work.

With your banking cover letter salutation , you set the tone of the whole communication.

You should thus address the hiring managers by using their first (or last name) in your greeting.

But how do you find out who's recruiting for the role?

The easiest way is to look up the role on LinkedIn or the corporate website.

Alternatively, you could also contact the organization via social media or email, for more information.

Unable to still obtain the recruiter's name?

Don't go down the "To whom it may concern path". Instead, start your cover letter with a "Dear HR team".

List of salutations you can use

• Dear Hiring Manager,
• Dear [Bank Name] Recruitment Team,
• Dear [Hiring Manager's Name],
• Dear [Department Name] Team,
• Dear Mr./Ms. [Last Name],
• Dear [Position Title] Hiring Committee,

Your banking cover letter intro: showing your interest in the role

On to the actual content of your banking cover letter and the introductory paragraph .

The intro should be no more than two sentences long and presents you in the best light possible.

Use your banking cover letter introduction to prove exactly what interests you in the role or organization. Is it the:

• Company culture;
• Growth opportunities;
• Projects and awards the team worked on/won in the past year;
• Specific technologies the department uses.

When writing your banking cover letter intro, be precise and sound enthusiastic about the role.

Your introduction should hint to recruiters that you're excited about the opportunity and that you possess an array of soft skills, e.g. motivation, determination, work ethic, etc.

Structuring your banking cover letter body to add more value

You've hinted at your value as a professional (this may be your passion for the job or interest in the company) in your introduction.

Next, it's time to pan out the body or middle of your banking cover letter .

When creating your resume, you've probably gone over the advert a million times to select the most relevant skills.

Well, it's time to repeat this activity. Or just copy and paste your previous list of job-crucial requirements.

Then, select one of your past accomplishments, which is relevant and would impress hiring managers.

Write between three and six paragraphs to focus on the value your professional achievement would bring to your potential, new organization.

Tell a story around your success that ultimately shows off your real value as a professional.

Finishing off your banking cover letter with what matters most

So far, you've done a fantastic job in tailoring your banking cover letter for the role and recruiter.

Your final opportunity to make a good impression is your closing paragraph.

And, no, a "Sincerely yours" just won't do, as it sounds too vague and impersonal.

End your banking cover letter with the future in mind.

So, if you get this opportunity, what do you plan to achieve? Be as specific, as possible, of what value you'd bring to the organization.

You could also thank recruiters for their interest in your profile and prompt for follow-up actions (and organizing your first interview).

No experience banking cover letter: making the most out of your profile

Candidates who happen to have no professional experience use their banking cover letter to stand out.

Instead of focusing on a professional achievement, aim to quantify all the relevant, transferrable skills from your life experience.

Once again, the best practice to do so would be to select an accomplishment - from your whole career history.

Another option would be to plan out your career goals and objectives: how do you see yourself growing, as a professional, in the next five years, thanks to this opportunity?

Be precise and concise about your dreams, and align them with the company vision.

Key takeaways

Writing your banking cover letter doesn't need to turn into an endless quest, but instead:

• Create an individual banking cover letter for each role you apply to, based on job criteria (use our builder to transform your resume into a cover letter, which you could edit to match the job);
• Stick with the same font you've used in your resume (e.g. Raleway) and ensure your banking cover letter is single-spaced and has a one-inch margin all around;
• Introduce your enthusiasm for the role or the company at the beginning of your banking cover letter to make a good first impression;
• Align what matters most to the company by selecting just one achievement from your experience, that has taught you valuable skills and knowledge for the job;
• End your banking cover letter like any good story - with a promise for greatness or follow-up for an interview.

Banking cover letter examples

Explore additional banking cover letter samples and guides and see what works for your level of experience or role.

Cover letter examples by industry

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• Content tailored to the job posting you're applying for
• ChatGPT model specifically trained by Enhancv
• Lightning-fast responses

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Banking cover letter examples

If you’re hoping to land your next banking role, then you need a cover letter that’s right on the money.

In our step-by-step guide, we’ll share our top tips and advice for writing an impressive application.

We’ve also created some banking cover letter examples to inspire your own. Check them out below.

CV templates 

Banking cover letter example 1

Banking cover letter example 2

Banking cover letter example 3

These 3 Banking cover letter example s should provide you with a good steer on how to write your own cover letter, and the general structure to follow.

Our simple step-by-step guide below provides some more detailed advice on how you can craft a winning cover letter for yourself, that will ensure your CV gets opened.

How to write a Banking cover letter

A simple step-by-step guide to writing your very own winning cover letter.

Write your cover letter in the body of an email/message

When writing your Banking cover letter, it’s best to type the content into the body of your email (or the job site messaging system) and not to attach the cover letter as a separate document.

This ensures that your cover letter gets seen as soon as a recruiter or employer opens your message.

If you attach the cover letter as a document, you’re making the reader go through an unnecessary step of opening the document before reading it.

If it’s in the body of the message itself, it will be seen instantly, which hugely increases the chances of it being read.

Start with a friendly greeting

To start building rapport with the recruiter or hiring manager right away, lead with a friendly greeting.

Try to strike a balance between professional and personable.

Go with something like…

• Hi [insert recruiter name]
• Hi [insert department/team name]

Stay away from old-fashioned greetings like “Dear sir/madam ” unless applying to very formal companies – they can come across as cold and robotic.

How to find the contact’s name?

Addressing the recruitment contact by name is an excellent way to start building a strong relationship. If it is not listed in the job advert, try to uncover it via these methods.

• Check out the company website and look at their  About page. If you see a hiring manager, HR person or internal recruiter, use their name. You could also try to figure out who would be your manager in the role and use their name.
• Head to LinkedIn , search for the company and scan through the list of employees. Most professionals are on LinkedIn these days, so this is a good bet.

Identify the role you are applying for

Once you’ve opened up the cover letter with a warm greeting to start building a relationship, it is time to identify which role you want to apply for.

Recruiters are often managing multiple vacancies, so you need to ensure you apply to the correct one.

Be very specific and use a reference number if you can find one.

• I am interested in applying for the position of *Banking role* with your company.
• I would like to apply for the role of Sales assistant (Ref: 406f57393)
• I would like to express my interest in the customer service vacancy within your retail department
• I saw your advert for a junior project manager on Reed and would like to apply for the role.

See also: CV examples – how to write a CV – CV profiles

Highlight your suitability

The sole objective of your cover letter is to motivate recruiters into to opening your CV. And you achieve this by quickly explaining your suitability to the roles you are applying for.

Take a look at the job descriptions you are applying to, and make note of the most important skills and qualifications being asked for.

Then, when crafting your cover letter, make your suitability the central focus.

Explain why you are the best qualified candidate, and why you are so well suited to carry out the job.

This will give recruiters all the encouragement they need to open your CV and consider you for the job.

Keep it short and sharp

A good cover letter is short and sharp, getting to the point quickly with just enough information to grab the attention of recruiters.

Ideally your cover letter should be around 4-8 sentences long – anything longer will risk losing the attention of time-strapped recruiters and hiring managers .

Essentially you need to include just enough information to persuade the reader to open up your CV, where the in-depth details will sit.

Sign off professionally

To round of your CV, you should sign off with a professional signature.

This will give your cover letter a slick appearance and also give the recruiter all of the necessary contact information they need to get in touch with you.

The information to add should include:

• A friendly sign off – e.g. “Kindest regards”
• Your full name
• Phone number (one you can answer quickly)
• Email address
• Profession title
• Professional social network –  e.g. LinkedIn

Here is an example signature;

Warm regards,

Jill North IT Project Manager 078837437373 [email protected] LinkedIn

Quick tip: To save yourself from having to write your signature every time you send a job application, you can save it within your email drafts, or on a separate documents that you could copy in.

What to include in your Banking cover letter

Here’s what kind of content you should include in your Banking cover letter…

The exact info will obviously depend on your industry and experience level, but these are the essentials.

• Your relevant experience – Where have you worked and what type of jobs have you held?
• Your qualifications – Let recruiters know about your highest level of qualification to show them you have the credentials for the job.
• The impact you have made – Show how your actions have made a positive impact on previous employers; perhaps you’ve saved them money or helped them to acquire new customers?
• Your reasons for moving – Hiring managers will want to know why you are leaving your current or previous role, so give them a brief explanation.
• Your availability – When can you start a new job ? Recruiters will want to know how soon they can get you on board.

Don’t forget to tailor these points to the requirements of the job advert for best results.

Banking cover letter templates

Copy and paste these Banking cover letter templates to get a head start on your own.

Hello Harry

I am keen to showcase my interest in the Bank Manager position at Investec. With a distinguished career in the financial service industry spanning over 15 years, I am excited about the opportunity to lead a dynamic team, steer exceptional customer experiences, and contribute to the success of your company.

Throughout my career at Metro Bank, I have held progressively responsible roles, where I honed my expertise in optimising branch operations, client service, team management, and business development across all activities. Some of the significant contributions I have played throughout my time at Metro Bank include, increasing deposits by 30% through integrating targeted marketing campaigns and relationship-building strategies, developing training programs which enhanced branch staff’s cross-selling of bank products by 50%, and lessening annual expenses by £80K by negotiating favourable contracts with suitable vendors.

My passion for fostering a customer-centric culture has been the driving force behind my success, and I am confident that my collaborative approach and ability to build and maintain relationships will ensure continued growth for Investec as a whole. Thank you very much for considering my application and I hope to hear from you very soon regarding scheduling an interview.

Kind regards

Ellen Mount ¦ 07777777777 ¦ [email protected]

I hope you’re well. I am thrilled to apply for the Private Banker role at Santander, as advertised on Indeed. With a successful track record in wealth management and a deep commitment to delivering personalised financial solutions to high-net-worth clients, I am eager to contribute my expertise to your institution.

I possess 7 years of experience as a Private Banker at CitiBank, where I increased AUM by 20% since 2016, successfully generated £3M in revenue and exceeded individual/team targets through cross-selling financial products to clients. I also boosted CSAT scores by 10% within 3-months due to promptly addressing any complaints.

I am eager to leverage my skills to enhance your establishment’s reputation and ensure to its continued success. As a highly analytical professional, I thrive in dynamic market environments and excel at navigating complex financial landscapes. My dedication to providing exceptional service is matched by my commitment to stay abreast of industry trends and guaranteeing my clients receive the most relevant advice.

Thank you for considering my application and look forward to attending an interview at your convenience.

Simon Piles ¦ 07777777777 ¦ [email protected]

Good morning, Gary

I am excited to apply for the Junior Teller role at Fidelity Bank. I am eager to leverage my skills and commitment towards maintaining the high standards of service associated with your institution.

Throughout my academic journey and part-time experiences, I have developed a deep understanding of banking procedures, where I gained valuable insights into the importance of accuracy, confidentiality, and efficiency in handling transactions. As a recent HND Banking Graduate from Lincoln College, I possess theoretical knowledge in financial accounting and economics.

Additionally, I completed a one-year internship at TD Group where I was exposed to real-world cash handling, account management, and customer interactions. During this internship I assisted in the implementation of a new process for addressing inquiries that reduced wait times by 20%, as well as assuring a 100% record of compliance with bank policies which led to successful audits with no major findings.

Please feel free to reach out to me via email or by phone at your convenience to schedule an interview. Thank you for considering my application.

Lisa McKenzie ¦ 07777777777 ¦ [email protected]

Writing an impressive cover letter is a crucial step in landing a Banking job, so taking the time to perfect it is well worth while.

By following the tips and examples above you will be able to create an eye-catching cover letter that will wow recruiters and ensure your CV gets read – leading to more job interviews for you.

Good luck with your job search!

Banking Cover Letter Guide With Templates & Examples

Learn how to write a banking cover letter with templates, samples, and important tips to make your job application stand out.

Pansy Thakuria

Read more posts by this author.

Banking jobs usually require you to submit a cover letter and a resume for a more detailed job application. Bankers are very professional and value paperwork.

As a banking candidate, you must know how to craft a perfect cover letter that your employer will assess. In your banking cover letter, you get to explain and highlight your skills, work experience, and how you can contribute to the company you’re applying to.

In this guide, we will learn how to create a cover letter to make you stand out from other candidates. We explore all the contents of a cover letter and what are the most important things to include in it.

What is a banking cover letter?

A banking cover letter is a short letter you write when you want to work in a bank. It's like a note introducing yourself to the bank and explaining why you want to work there. You mention your skills and experiences related to banking to show why you'd be a good fit for the job.

It's a way to get the bank's attention and interest them in hiring you.

Let’s look at some templates and examples.

Banking Cover Letter Template For Beginners With No Experience

[Your Name] [Your Address] [City, State, ZIP Code] [Your Email Address] [Your Phone Number] [Date]

[Hiring Manager's Name] [Bank Name] [Bank Address] [City, State, ZIP Code]

Dear [Hiring Manager's Name],

I hope this letter finds you well. My name is [Your Name], and I am reaching out to express my genuine interest in the [specific position] at [Bank Name], as mentioned in your recent posting.

A Bit About Me:

I recently graduated with a [Your Degree] from [Your University], where I delved into subjects like Finance and Accounting. It was an exciting journey that fueled my interest in the dynamic world of banking.

While I may not have direct banking experience, I've developed a solid understanding of financial principles during my studies. I'm also quite handy with Microsoft Office, especially Excel and Word.

Why [Bank Name]?

[Bank Name] caught my eye because of its stellar reputation and commitment to [mention something specific about the bank, e.g., community involvement innovative services].

I am genuinely eager to be a part of a team that values [mention a key value of the bank, e.g., customer satisfaction, integrity].

What I Bring:

I am a quick learner, ready to absorb new information and contribute my best to the fast-paced banking world.

Beyond my academic qualifications, I bring a strong work ethic and a genuine passion for learning. I am confident that my adaptability will be an asset in a dynamic banking environment.

Let's Chat:

I am genuinely excited about the prospect of contributing to [Bank Name]'s success. I would love the opportunity to discuss how my eagerness and skills align with the goals of [Bank Name]. I am available for an interview at your convenience.

Thank you for considering my application. I look forward to possibly joining the [Bank Name] family.

Warm regards, [Your Name]

A cover letter first-timer? Let’s help you with our easy-to-follow guide with customizable examples: Cover Letter Guide.

Banking Cover Letter Template For Experienced Professionals

[Your Name] [Your Address] [City, State, ZIP Code] [Your Email Address] [Your Phone Number]

As advertised, I am writing to express my interest in the [specific position] at [Bank Name]. With a robust background in banking and a proven track record of success, I am eager to bring my expertise to your esteemed institution.

Professional Snapshot:

Experience:

• Over [number] years of experience in various roles within the banking sector.
• [Briefly mention specific roles, e.g., Branch Manager, Financial Analyst].

Achievements:

• Successfully [mention a significant accomplishment, e.g., increased branch profitability by X%].
• Demonstrated proficiency in [mention relevant skills, e.g., risk management, portfolio analysis].
• I have been following [Bank Name]'s commitment to [mention a specific aspect, e.g., technological innovation, customer-centric services] and am eager to contribute to its continued success.

Key Strengths:

• Proven ability to develop and execute strategic plans to enhance overall branch performance.

Team Leadership:

• Successful track record of leading and motivating teams to achieve and exceed targets.

Customer Relationship Management:

• Adept at fostering strong relationships with clients, ensuring satisfaction and loyalty.

Let's Collaborate:

I am excited about the opportunity to contribute my skills and insights to [Bank Name]. I believe my experience aligns well with the goals of your institution.

I would welcome the chance to discuss further how my background and skills can benefit [Bank Name]. I am available for an interview at your earliest convenience.

Thank you for considering my application. I look forward to the possibility of joining your dynamic team.

Sincerely, [Your Name]

Banking Cover Letter Example And Sample For Experienced Professionals

Sarah Baker New town street Metropolis, MS 56789 [email protected] 999-000-222

Jess Anderson Prestige Bank 123 Financial Avenue Metropolis, MS 56789

I am writing to express my interest in the Senior Financial Analyst position at Prestige Bank, as advertised. With over 10 years of experience in the banking sector and a proven track record of success, I am eager to contribute my expertise to your esteemed institution.

• Over 10 years of experience in various roles within the banking sector.
• Worked as a Financial Analyst at Financial Excellence Inc. for five years, managing complex financial portfolios and conducting risk assessments.
• Successfully implemented a risk mitigation strategy that resulted in a 15% reduction in overall portfolio risk.
• Consistently exceeded quarterly revenue targets by 20%, contributing to the overall profitability of Financial Excellence Inc.

Why Prestige Bank?

I have followed Prestige Bank's commitment to technological innovation and its reputation for delivering customer-centric services. I am eager to bring my skills to an institution that values forward-thinking strategies and client satisfaction.

Strategic Planning:

• Developed and executed strategic plans to enhance overall branch performance, increasing customer satisfaction and loyalty.
• Successfully led and motivated cross-functional teams, achieving and exceeding financial targets.
• Established and maintained strong relationships with clients, ensuring their financial goals aligned with the bank's offerings.

I am excited about the opportunity to contribute my skills and insights to Prestige Bank. I believe my experience aligns well with the goals of your institution.

I would welcome the chance to discuss further how my background and skills can benefit Prestige Bank. I am available for an interview at your earliest convenience.

Sincerely, Sarah Baker

How to write a banking cover letter?

Writing a banking cover letter involves conveying your interest in a specific banking position, showcasing your relevant skills and experiences, and explaining why you are a strong fit for the role. Here's a step-by-step guide:

Contact Information

• Include your full name, address, phone number, and email at the top of the letter.
• Include the current date.

Employer's Information

• Add the hiring manager's name, bank name, address, and other relevant details.
• If possible, address the hiring manager by name (e.g., "Dear Mr. Smith"). If you don't know the name, use a generic greeting like "Dear Hiring Manager."

Introduction

• Start with a clear and concise introduction expressing your interest in the specific banking position.

Why You Are a Good Fit

• Briefly mention your relevant skills, education, and any specific achievements. Tailor this section to the job description.

Why the Bank

• Explain why you want to work for this particular bank. Mention any unique aspects, values, or services that attracted you.

Key Skills and Experiences

• Highlight the key skills and experiences that make you a strong candidate. Use bullet points for clarity.
• Express your enthusiasm for the position and eagerness to contribute to the bank's success.

Closing Salutation

• Use a professional closing, such as "Sincerely" or "Best regards."
• Sign your name if sending a hard copy.

Email/Phone Number

• Include contact information again.

Tips for Writing a Banking Cover Letter:

Tailor to the Job Customize your letter for each application by addressing the specific requirements in the job posting.

Be Specific Use concrete examples to demonstrate your achievements and skills.

Quantify Achievements Where possible, quantify your accomplishments (e.g., "Increased branch profitability by 20%").

Research the Bank Show that you've done your homework by mentioning details about the bank's operations, values, or recent achievements.

Be Concise Keep the cover letter concise and focused, typically one page in length.

Proofread Eliminate spelling and grammatical errors to present a polished and professional letter.

Show Enthusiasm Convey genuine excitement about the opportunity to work for the bank.

The goal is to make a strong and positive impression that encourages the hiring manager to consider you a potential candidate.

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Bank Teller Cover Letter Example

Start a Bank Teller cover letter that gets employers to act and helps you get the job faster. Impress hiring managers with the aid of ResumeCoach’s Bank Teller example letter template and professional tips and tricks for success.

Resume and Cover Letter Experts

Congratulations! You’ve stumbled upon a Bank Teller job opening with excellent benefits and working hours, what’s next?

First, start by making sure you have an outstanding resume that fits the job description. If you do not have it, take advantage of our easy-to-use  resume builder  and get a customized version in minutes.

Besides a resume, it’s critical that you  include a cover letter  with your application that highlights your strengths and accomplishments to grab the recruiter’s attention and get you the interview.

In this guide, you’ll learn how to:

• Create a cover letter that sets you apart from other applicants
• Write a Bank Teller cover letter with or without experience
• Address any employment gaps

Plus access to expertly written samples tailored for Bank Teller positions!

How to Write a Cover Letter for Bank Teller with Experience

If you have previous job experience, writing a cover letter may seem like a straightforward task.

However, it’s essential to ensure that your cover letter effectively  highlights your skills and qualifications  for the position you’re applying for.

Looking over the  Experience section  on your resume can help you know exactly what to mention, such as your  past responsibilities and results .

Below are some tips on how to write a Bank Teller cover letter with experience.

1. Customize Your Cover Letter for the Job Posting

Tailoring your letter to the specific job posting can help you stand out from other applicants. Point out the  abilities and work history that are most relevant  to the job.

For example, if the job advertisement mentions  cash handling  as a requirement, mention in your cover letter how your experience relates to that.

Here is one way to do it:

I was pleased to see in the job posting that you are looking for someone who is comfortable working with customers and has experience in handling cash transactions.

During my previous job as a cashier, I learned how to provide excellent customer service while accurately processing transactions. I also have experience in reconciling cash drawers and preparing daily deposits, which I believe will be beneficial in this role.

Ensure that you use the same keywords used in the job advertisement to avoid  Applicant Tracking System (ATS)  filters and getting disqualified.

2. Start With a Strong Opening

Your opening should  grab the reader’s attention  and clearly state the position you’re applying for. You may also want to briefly explain why you’re interested in the job or why you’re a good fit for the company.

The examples below provide some  effective ways to start  your Bank Teller cover letter:

• I am thrilled to apply for the Bank Teller position at your Chatham branch. With over three years of experience in customer service and cash handling, I am confident that I possess the skills and expertise necessary to excel in this role.
• I am writing to express my interest in the Bank Teller position at your Chatham branch. With a strong background in cash handling and customer service, including three years of experience in a similar role, I strongly believe I would be a valuable addition to your team.
• I am excited to apply for the Bank Teller position at your Chatham branch. With a proven track record of success in customer service and cash handling, including three years of experience in a similar role, I believe I have the skills and knowledge necessary to thrive in this position.

Remember that the purpose of the first paragraph is to get the reader’s attention so that they want to read the rest of your cover letter!

3. Provide Specific Examples

Use specific examples from your previous job experience to demonstrate your skills and accomplishments. This could include projects you’ve worked on, awards you’ve received, or  specific metrics  that show how you’ve contributed to your previous company.

Don’t just say “ I collaborated in a project to improve cash handling ”.

Say “ I collaborated with my team to develop and implement a new process for reconciling cash drawers and preparing deposits, which resulted in a 20% reduction in errors and discrepancies ”.

The more specifics you provide,  the more credible your claims  become.

4. Emphasize your transferable skills

Even if your previous job experience isn’t directly related to the position you’re applying for, you likely have  transferable skills that are relevant . Make sure to emphasize these abilities and explain how they would be valuable in the new role.

The list below showcases some  basic skills  all Bank Tellers should have:

• Active listening
• Strong verbal communication abilities
• An ability to satisfy customers while adhering to bank standards

According to the  Bureau of Labor Statistics , some similar occupations where applicants can acquire these abilities include cashier, customer service representative, receptionist, or information clerk.

5. Close With a Strong Call to Action

Your closing paragraph should  reiterate your interest in the position  and include a call to action, such as requesting an interview or expressing your availability to discuss the position further.

When closing your cover letter for a Bank Teller position, a powerful call to action can help you stand out from other applicants and showcase your enthusiasm for the job.

For example, you could write something like, “ I am eager to contribute my strong communication skills and passion for customer service to your bank. I would welcome the opportunity to discuss my qualifications with you further and answer any questions you may have. Please feel free to contact me at your convenience to schedule an interview ”.

Mastering the Art of Bank Teller Cover Letters: Illustrative Examples

Now, let’s take a  look at another 2 examples  to recap and get a deeper understanding of how to write a powerful Bank Teller cover letter:

I am applying for the Bank Teller position at West Coast Bank. I have worked as a Bank Teller for two years. I am familiar with handling cash and providing customer service. I am also a quick learner and work well under pressure.

The previous example  lacks specific details  about the applicant’s achievements or contributions in their previous Bank Teller roles.

The statement merely points out basic job duties and traits that are expected of a Bank Teller, which does not make the applicant stand out or showcase their unique qualifications.

During my two years as a Bank Teller at West Side People’s Bank, I consistently exceeded my sales goals and achieved a 98% customer satisfaction rating. I also implemented a new cash management system that reduced cash handling errors by 30% and saved the bank over $8,000 annually.

This example is very effective because it points out the candidate’s ability to perform well, provide excellent service, and think critically about their work. It’s also  very specific  by mentioning numbers and percentages, adding a lot of credibility.

Example Cover Letter for Bank Teller With Experience

To familiarize yourself with the elements of a strong cover letter for a Bank Teller with experience, you can examine the sample cover letter below.

Hiring Manager’s name

Company name

Company address

Dear Mr/Ms. [Hiring Manager Name]

I am writing to apply for the Bank Teller position being advertised by [Company]. As an accomplished Teller with over three years of experience working with customers and financial services, I am certain that I fit the profile perfectly.

In my current position with [Current Company], I have played an active part in helping the branch achieve a record increase in revenue. During the last 3 sales campaigns, intake and sales have increased by around 12% on average.

Furthermore, I demonstrably showed my abilities to enhance customer service in-branch. My personal customer feedback score has never fallen below 90% and my performance has often helped to improve repeat trade by over 30%.

My resume is enclosed with further details on my career successes so far. Naturally, I would be delighted to talk in person to discuss any queries you may have about my credentials.

Please feel free to contact me via my personal phone number and email address. I look forward to hearing from you.

Sincerely, Name

Address Phone number Email address

Along with reviewing these types of examples, using a  cover letter writing guide  to assist you can significantly streamline the entire writing process.

How to Write a Cover Letter for Bank Teller with No Experience

Many job applicants are discouraged from applying when they come across job postings that require prior job experience.

It’s no wonder that fresh graduates and those looking to  transition  into a Bank Teller position ask themselves, “How do I write a cover letter for a Bank Teller with no experience?”

It’s important  not to give up on applying  even if you don’t have any relevant work history.

Instead, you can create a compelling cover letter that highlights  how your skills and qualities align  with the job requirements.

To do this, you need to thoroughly understand the company’s needs and goals.

Take some time to analyze what they are looking for in an employee.  Use your education and any relevant internship experience  to demonstrate how you are a good fit for the position.

In your cover letter,  focus on 3 key areas :

• the company’s needs
• your relevant achievements,
• and your valuable skills.

By addressing these points, you can show the hiring manager that you understand what they are looking for and that you have the potential to be a valuable addition to their team.

If you don’t have as much experience as other applicants, you can still demonstrate your enthusiasm and willingness to learn.

Use your cover letter as an opportunity to showcase your motivation and dedication, and convince the employer that you are the best candidate for the job.

Look at the following  examples tailored to Bank Teller positions  to get some ideas:

I have no experience as a Bank Teller, but I am a quick learner and am excited to start my career in banking. I have great customer service skills and am a team player.

Unfortunately, it doesn’t provide any specific examples or evidence of skills or qualifications that would make the candidate a good fit for the position.

Also, the statements “I am a quick learner” and “I have great customer service skills” are  generic and overused phrases  that don’t provide any tangible evidence of the candidate’s abilities.

Although I don’t have direct experience as a Bank Teller, my previous customer service internship at Amazonics taught me how to interact with customers, solve problems efficiently and handle cash transactions accurately. I am excited to bring these skills to your team at Atlantica Bank.

This is an excellent example because it highlights transferable skills gained from a previous customer service internship and  shows enthusiasm for the position .

It also specifically mentions relevant abilities such as handling cash transactions accurately, which are important for a Bank Teller role.

Example Cover Letter for Bank Teller With No Experience

When you are  just starting in the profession , the blank page before you begin typing your letter may be nerve-wracking!

We get that, but there are  tricks for writing a great cover letter  when you have little to no experience.

Refer to the sample Bank Teller cover letter for fresh graduates provided below to familiarize yourself with the components of an effective letter for someone who would like to get a job as a teller in a bank but has no prior experience.

I am writing to express my interest in the Bank Teller position at [Bank Name]. Although I do not have any direct experience in the banking industry, I am excited about the opportunity to learn and grow in this role.

As a recent graduate with a degree in finance, I have developed strong analytical and problem-solving skills that I believe will be valuable in the position. Additionally, my part-time job as a retail sales associate has provided me with customer service experience and sales skills.

During my time as a retail sales associate at Mediazon, I consistently met my sales targets and was able to upsell to customers, resulting in a 15% increase in revenue compared to the previous quarter. I also maintained a 99% accuracy rate when handling cash and credit card transactions, ensuring that there were no discrepancies in the store’s financial records.

My experience in retail sales and customer service, combined with my attention to detail and accuracy when handling financial transactions, make me a strong candidate for the Bank Teller position at [Bank Name].

While I understand that the role of a Bank Teller requires a specific set of skills and knowledge, I am confident in my ability to learn quickly and adapt to new situations. I am a detail-oriented individual who takes pride in providing excellent customer service and ensuring accuracy in all tasks.

I am excited about the prospect of joining a team of professionals at [Bank Name] and contributing to the success of the organization. Thank you for considering my application. I look forward to the opportunity to discuss my qualifications further.

Please let me know if you require any further information or if there are any next steps I should be aware of.

Cover Letter for Bank Teller with Employment Gap

If you have experienced a gap in your employment history, you may struggle to determine what to include in your Bank Teller cover letter and resume. It can be disheartening to think that this gap may decrease your chances of landing the job.

However, a gap in your career does not necessarily disqualify you from the job. There are various  legitimate reasons  why someone may not have worked for a certain amount of time, such as to take care of a sick family member.

When applying for a Bank Teller position,  it’s crucial to clarify any employment gaps  since banks value attention to detail, accuracy, and credibility in their highly formal work environments.

Providing clear explanations for any gaps in your employment history is important when applying for a role, particularly in highly regulated industries such as banking where  adherence to strict protocols and guidelines is essential .

By demonstrating professionalism, honesty, and commitment to the job application process, you can  establish yourself as a trustworthy and reliable candidate  for the position.

There are some things you should and shouldn’t include in your cover letter to address the issue:

• Explain why:  Briefly describe the reason for the gap. A hiring manager may find out about it anyway and draw their own conclusions. You’re better off taking the first step.
• Don’t worry about old or really short gaps:  It’s important to note that not every single gap needs to be addressed in your cover letter.

During the interview process,  be prepared to answer any questions  related to your employment gap. You could even try to turn it into a positive by shortly mentioning any relevant skills you acquired during that time.

Remember to  adhere to the proper cover letter  and  resume format  when creating your documents.

Let’s analyze 2  examples customized to Bank Teller roles  for deeper insights:

I have a gap in my employment history, but I am eager to start working as a Bank Teller. I have great customer service skills and can handle cash transactions efficiently. I am a quick learner and can adapt to new situations easily.

Simply stating that you have gaps in your employment history  without providing any context  or explanation may raise concerns for the employer.

Additionally, the example does not provide any information about what the candidate has been doing during their time away, which could be perceived as a lack of productivity or commitment.

During my previous employment, I took a break to care for a family member who was ill. During that time, I volunteered at a local non-profit organization where I gained experience in cash handling and customer service.

I also took online courses to keep my skills up-to-date. I am excited to bring my experience and dedication to your team at Southern Entrepreneurs Bank.

The candidate mentions that they took a break to care for a sick family member, which is a valid reason for a gap in employment history.

The applicant also explains that they spent their time productively volunteering at a non-profit organization and taking online courses to improve their skills, which  emphasizes their dedication  and positions them as a strong candidate.

Example Cover Letter for Bank Teller With Employment Gap

If you are a Bank Teller with an employment gap in your resume, you may be wondering  how to explain this  to potential employers.

While taking time off from work can be a  great opportunity for personal growth and development , it can also be a challenge when it comes to job searching.

However, with the right approach, it is possible to address the gap in a way that highlights your strengths and  shows your commitment to your career .

In this example cover letter for a Bank Teller position, you can learn how to approach such an employment gap in a  positive and professional manner .

I am excited to apply for the Bank Teller position at Bankomatic. I am confident that my experience and skills make me a strong candidate for this role and I am eager to contribute to your team’s success.

After several years working as a Bank Teller, I took a sabbatical to travel around Asia and gain new experiences. During this time, I had the opportunity to visit many different countries, learn about different cultures and customs, and enhance my communication and problem-solving skills.

I believe that these experiences have made me a more well-rounded and adaptable person, and have given me a fresh perspective that I can bring to my work.

Although I took time off to travel, I have stayed up-to-date on industry trends and have continued to develop my skills and knowledge. I have taken online courses to improve my understanding of financial regulations and procedures, and have stayed connected with the banking industry through networking events and industry publications.

As a Bank Teller, I am committed to providing excellent service to customers, building strong relationships with clients, and ensuring that their needs are met efficiently and effectively. I am also a quick learner, and am always looking for opportunities to grow and develop my skills.

I am excited about the opportunity to join ABC Bank and am confident that my experience, skills, and passion for customer service make me a great candidate for this position. Thank you for considering my application. I look forward to the opportunity to discuss my qualifications in further detail.

Creating a Bank Teller Cover Letter That Speaks to Employers: Key Takeaways

Are you ready to unlock the vault to your dream job as a bank teller? Your cover letter holds the key to making a lasting impression.

Here are some key takeaways for crafting an effective cover letter that will present your cash-handling skills, customer service experience, and passion for the banking industry:

• Powerful opening:  Highlight your relevant experience, skills, and passion for banking, while also emphasizing why you are a good fit for the specific Bank Teller position you are applying for.
• Experience in other fields:  Even if your previous work experience may not seem directly applicable to banking, demonstrate how your skills can benefit you in your new role.
• Specificity:  Showcase your banking skills in action and provide concrete details about your achievements in the banking industry. Include metrics to make your claims more credible.
• Tailor your letter to the position:  Use the same keywords and phrases that are used in the job advertisement to emphasize your relevant skills and experience in banking.
• Employment gaps:  Taking time off for personal reasons can actually be turned into an advantage. Point out the skills and experiences you gained during that time.
• Request an interview:  Conclude your cover letter expressing your eagerness for an interview and thanking the employer for their consideration.

Finally, make sure your  spelling and grammar are perfect . Little mistakes in the text of the letter can get you immediately rejected from the hiring process; so it’s worth taking the time to proofread everything before you hit send.

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Banker Cover Letter Examples

Use these Banker cover letter examples to help you write a powerful cover letter that will separate you from the competition.

Bankers are responsible for lending money to businesses and individuals. They also work with customers to develop financial plans and investment strategies.

To get a job as a banker, you need to have a strong understanding of financial concepts and a passion for helping people reach their financial goals.

Use these examples to write a banker cover letter that stands out from the competition.

Formal/Professional Writing Style Example

With a strong background in finance and a proven track record of successfully managing financial operations, I believe my skills and passion make me the ideal candidate for this role.

I possess a Bachelor’s degree in Finance from XYZ University and have gained over five years of experience in the banking industry, with a focus on financial analysis, risk management, and regulatory compliance. My previous roles as a Financial Analyst and Assistant Controller have prepared me well for the challenges of this position, enabling me to develop competencies such as forecasting, cost reduction, and strategic planning. In my most recent role, I was responsible for managing a team of seven, where I implemented measures that resulted in a cost reduction of 15% and led the successful completion of the annual audit process in collaboration with external auditors.

As a highly organized and detail-oriented individual, I excel at performing complex financial analysis and identifying trends to inform data-driven decision-making. My strong communication skills ensure that I am able to effectively communicate financial insights to stakeholders at all levels of the organization, leading to improved understanding of key performance metrics.

By joining your company, I am excited to contribute my skills and experience to meet and exceed the expectations set for this role. I am highly motivated to contribute to the financial success of your organization and am confident that my dedication to upholding the highest financial standards will make me a valuable asset to your team.

Thank you for considering my application. I am eager to discuss my qualifications further and learn more about the opportunities for professional growth within your organization. Please feel free to contact me at your earliest convenience.

[Your Name]

Entry-Level Writing Style Example

As a recent graduate with a Bachelor’s degree in Business Administration from the University of State, I am eager to begin my career in banking and believe this position at [Bank Name] is a perfect opportunity for me to utilize and expand upon my skills and knowledge.

My educational background has provided me with a strong foundation in finance, accounting, and risk management. Specifically, coursework in financial management, investments, and financial markets has prepared me for analyzing and interpreting financial data. Additionally, I have had the opportunity to participate in an internship with a local financial institution, where I gained valuable experience in customer service and relationship building. This experience has equipped me with the skills to handle customer inquiries, process transactions, and identify the best banking products and services to meet their needs.

I am particularly drawn to [Bank Name] because of your commitment to providing exceptional customer service and your dedication to fostering a supportive and inclusive workplace culture. I believe these values closely align with my own personal and professional goals, and I am confident I can contribute positively to [Bank Name’s] overall success.

I would be thrilled to be given the opportunity to contribute my skills and enthusiasm to your team at [Bank Name]. I have attached my resume and would greatly appreciate the opportunity to discuss my qualifications further in an interview. Thank you for your time and consideration.

Networking/Referral Writing Style Example

I was thrilled to learn about this opportunity through my colleague and friend, Mr. John Doe, who has been working with your team for the past three years as an Investment Analyst. John has always spoken highly of the dynamic work culture and growth opportunities at your bank, and I believe my experience and skills would make me a perfect candidate for this role.

As an individual with over five years of experience working in the banking sector, I have a comprehensive understanding of the various aspects of banking services, including account management, credit analysis, and customer service. I am confident that my ability to communicate effectively with diverse clients, my strong analytical skills, and my drive to provide exceptional customer service will position me for success in this role.

Being referred to your organization by John, who has firsthand knowledge of my work ethics and professional accomplishments, underscores the belief that I have the skills and drive necessary to make a significant contribution to your team.

I am excited about the opportunity to be a part of your esteemed organization and contribute to its growth and success. Please find my resume attached for your review. I would welcome the chance to further discuss my qualifications and how I can add value to your team.

Thank you for considering my application. I look forward to the opportunity to speak with you further.

Enthusiastic/Passionate Writing Style Example

Having admired [Bank Name] for a long time, I am inspired by the innovation, dedication to customer service, and strong commitment to fostering financial inclusion that your institution consistently showcases. I am confident that my skills and eagerness to contribute to your team make me the ideal candidate for this role.

During my time at [Previous Company], I demonstrated my passion for banking by consistently exceeding sales targets, fostering relationships with clients, and actively participating in community outreach programs. I believe these experiences have equipped me with the perfect blend of sales, analytical, and interpersonal skills to excel in this role.

One particular achievement that stands out is my successful implementation of a comprehensive financial literacy program, which not only increased our brand awareness but also empowered numerous individuals to make better financial decisions. I am eager to apply this same dedication and innovative mindset to the Banker role at [Bank Name]. I am certain that my contagious enthusiasm for assisting clients in reaching their financial goals will make me an invaluable addition to your team.

Furthermore, I am dedicated to continually enhancing my banking acumen by staying informed about the latest industry trends, attending relevant workshops, and pursuing new certifications. I am confident in my ability to not only adeptly fulfill the responsibilities of the Banker position but also consistently go above and beyond for the benefit of both [Bank Name] and its clients.

Thank you for considering my application. I am excited about the opportunity to join your esteemed organization and embark on a successful banking career with [Bank Name]. I look forward to the chance to further discuss my qualifications and passion with you during an interview.

Problem-Solving Writing Style Example

Having thoroughly researched your bank’s impressive growth and dedication to customer satisfaction, I have identified two central challenges that I believe my background and expertise can help address: bolstering customer loyalty and adapting to the ever-evolving financial technology landscape.

Firstly, I understand that establishing and maintaining strong relationships with clients is key to customer loyalty and long-term business success. With over six years of experience in the banking sector, I have honed my skills in understanding clients’ financial needs and goals, creating tailor-made solutions and fostering trust through excellent communication and prompt service. My ability to combine in-depth market analysis with a client-centric approach will help your bank not only boost customer satisfaction but also maximize opportunities for financial growth, ultimately reinforcing customer loyalty.

Secondly, to stay competitive in a rapidly changing industry, banks need to adapt to fintech innovations, streamline processes and provide digital products that cater to the changing needs and preferences of customers. In my previous role at XYZ Bank, I was responsible for integrating new technology solutions into our branch offerings, leading to a 20% increase in customer adoption of digital services. My experience in implementing cutting-edge solutions and facilitating training to ensure a smooth transition for staff and customers alike will prove invaluable in your bank’s continuous pursuit of digital excellence.

In summary, I believe my client-focused approach, financial expertise, and experience in digital transformation will make me a valuable addition to your team. I am eager to contribute to your bank’s ongoing success and further enhance customer satisfaction and loyalty. Thank you for considering my application. I look forward to the opportunity to discuss my candidacy further.

[Your name]

Storytelling/Narrative Writing Style Example

Growing up, I had always harbored a deep fascination for numbers and financial matters. This passion, combined with my desire to help others, led me to pursue a career in banking. Let me share with you a story that I believe perfectly encapsulates my dedication to this field.

A few years ago, I found myself in a difficult financial situation. A close friend approached me for help with her struggling small business. With my background in finance and my strong analytical skills, I was confident that I could assist her in turning her business around. I eagerly took up the challenge, putting my knowledge of financial management, budgeting, and cost-cutting techniques to work.

As we delved into the business, I identified several areas where improvements could be made. We negotiated better terms with suppliers, streamlined operations, and implemented a comprehensive financial plan. I even took the initiative to educate my friend on the importance of financial literacy and effective money management, empowering her to make better decisions in the future.

Fast forward a year, and her once-struggling business had become a thriving, profitable venture. The satisfaction of helping someone in need and the joy of witnessing their success fueled my passion for the banking industry even more.

This experience has taught me the power of effective financial management and the profound impact it can have on people’s lives. I am eager to bring my skills, dedication, and passion for helping others to your organization as a Banker.

Thank you for considering my application. I am excited about the opportunity to contribute to your team and am confident that my background in financial management and commitment to customer service make me an excellent candidate for the role. I look forward to the possibility of discussing my qualifications further.

Cyber Security Analyst Cover Letter Examples

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How to Write a Cover Letter for a Banking Job

Last Updated: July 11, 2023 Fact Checked

This article was co-authored by Kolby Goodman . Kolby Goodman is a Career & Job Search Coach and the Founder of The Job Huntr. With over eight years of experience, he specializes in resume edits, interview preparation, LinkedIn profile feedback, and professional interview coaching. Additionally, his career advice has been featured in publications such as The Huffington Post. Kolby holds a Bachelor’s degree in Economics from San Diego State University. There are 10 references cited in this article, which can be found at the bottom of the page. This article has been fact-checked, ensuring the accuracy of any cited facts and confirming the authority of its sources. This article has been viewed 132,873 times.

If you are seeking a job in the banking industry, a cover letter is an essential component of your application process. Banks usually skim through large volumes of applications for open positions, so you need to maximize every word of your cover letter to make it stand out. Fortunately, by researching the company and the position, explaining how precisely you would fit both, and organizing and formatting your letter properly, you can increase the odds of your cover letter landing you the banking job of your dreams.

Gathering Information for Your Letter

• Study the company’s website closely. Look for anything that makes it distinctive in relation to its peers. Research its business strategy and culture, as well as all of the services it provides.
• For example, if the bank’s website highlights the amount of international clients it has, make a point of mentioning this fact in your cover letter and state that you’re particularly interested in international banking.
• Gather all the details you can about the nature of the position itself. Read the advertisement carefully. Reach out to the contact person on the job ad for more information.
• Whether you’re looking to become a loan officer at your local branch or an investment banker at a national firm, you should expect stiff competition for the job. A generic, cookie-cutter cover letter is unlikely to make the cut.

• For example, you can easily find a template and sample cover letter for a loan officer position online that uses a 3-paragraph format and bullet points to emphasize the most critical information. But this should only provide inspiration for a letter tailored to the precise job you are seeking.
• If you're sending out several applications to different banks, you can use the same rough template. But the heart of your letter, the central paragraph(s), should be specifically tailored to each particular position.

• Your letter essentially has to answer several key questions, including: “Who am I?”, “Why do I want this (specific) job?”, “Why should you want me for this (specific) job?”, and “What do I have (attributes, skills, experiences, etc.) that you need?”
• For example, when applying for a banking job, some skills that would make you a particularly strong candidate include communication skills, problem-solving abilities, and cash handling skills.
• If you want to get a job as a bank teller, it can be really helpful to garner some experience in a position that involves customer service and cash handling, such as a salesperson or cashier.

• This may be your academic achievements in relevant coursework; your prior successful experience in the industry; a successful internship with a glowing recommendation; or your relevant experiences in another field.
• For example, if you’re applying for a job as a bank teller, a good factor to emphasize would be your ample work experience in a customer service position that involved handling large amounts of cash.

Writing Your Letter

• Aim for at most 2-3 sentences for your introduction. Sticking to 35 total words, especially if you must stick with a one-page letter, will also leave ample space for the central paragraph(s).
• “Greetings. My name is Casey Weinberg, and I am applying for a job as an assistant branch manager” is brief but dull. Allow your introduction to introduce not only you, but the central components of your case for being hired: “Greetings. My name is Casey Weinberg, and with my 15 successful years of serving client needs both inside and outside the financial sector, I am ready to bring my knowledge and experience to being an assistant branch manager at Sunbelt Community Bank.”
• If you have any contacts or character references within the company, mention these in your introductory paragraph as well.

• An example of describing a positive achievement in a previous job would be: “As a project manager, I managed to successfully 3 projects within 4 months without going over our unit’s budget.”
• Be sure you match your skills and experiences to the specific qualifications listed in the job description. Give the reader a concrete sense of how your past experiences can come to bear in specific ways in this job.

• For example, if this particular banking company is known for producing some of the most successful people in the financial industry, say that you want to work for what is evidently one of the best financial institutions in the business.
• A slight hint of flattery and a lot of research will go a long way in this paragraph. Don’t be afraid to wear your heart on your sleeve when it comes to explaining why you’re seeking a job with this particular company.

• Make sure you include your contact information in this paragraph if it isn’t included at the top of your letter. If possible, include multiple different means of getting in touch with you.
• Thank the reader for their time and consideration before concluding the cover letter with “Sincerely, Casey Weinberg.”

Formatting and Editing Your Letter

• Use active phrases that focus on results and outcomes. Make it clear that you have gotten things done in the past and will continue to do so in this new position.
• For instance, consider the differing impact of the following 2 statements: “I’m a highly competent change management professional who has worked on a number of projects at major banks,” versus “I managed a team of 18 technology and business analyst staff who successfully switched to a major new payments system six weeks ahead of time and 8% under budget.”
• The more specific you can be in a limited number of words, the better.

• Some job postings may list word or page limits for cover letters. You can also ask the contact person if there are any.
• A cover letter is your opportunity to “personalize” your resume. They should complement each other to present a quick yet thorough portrait of you as a strong job candidate. Thus, place the most important information about you near the top of the letter, just as you would with a resume.

• Refrain from using bold fonts or colors; although these certainly will make your cover letter stand out, they may also make you seem unprofessional.
• With many letters to read and quick decisions to make, the people assessing applications want to be able to find what they need quickly and without distracting changes or errors. Nothing but the content of the text should occupy their attention.

• Use someone knowledgeable in the banking field, if possible, so they can suggest industry-specific clarifications, additions, or excisions.
• Always look for ways to cut words from your letter. A cover letter that references all the necessary information can never really be too short.

Expert Q&A

You Might Also Like

• ↑ https://hbr.org/2014/02/how-to-write-a-cover-letter
• ↑ https://www.indeed.com/career-advice/resumes-cover-letters/cover-letter-template
• ↑ Kolby Goodman. Career & Job Search Coach. Expert Interview. 28 June 2022.
• ↑ https://www.indeed.com/recruitment/job-description/banker
• ↑ https://www.grammarly.com/blog/cover-letter-format/
• ↑ https://writing.wisc.edu/handbook/assignments/coverletters/
• ↑ https://www.indeed.com/career-advice/resumes-cover-letters/powerful-ways-to-start-a-cover-letter
• ↑ https://www.glassdoor.com/blog/cover-letter-words/
• ↑ https://www.monster.com/career-advice/article/cover-letters
• ↑ https://targetjobs.co.uk/career-sectors/investment-banking-and-investment/advice/412890-applying-for-an-investment-graduate-job-write-a-covering

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Reader Success Stories

Sebatian Mwelwa

Oct 17, 2019

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The cover letter that will get you a job in a bank

Do you really need to write a cover letter when you're applying for a job in an investment bank? These days, it's surely all about the skills in your CV - who's got the time to read that extra blurb saying how perfect you are for the role?

Recruiters working with experienced hires certaintly don't have the time. Most of the banking recruiters we speak to treat the cover letters (or 'cover emails') they receive from experienced candidates as an irrelevance. "For experienced roles, we rarely look at cover letters," says the CEO of one London-based financial services recruitment firm. I just go for the CV," agrees another. "I look at the CV and then I phone them. - If the CV is relevant, I'll get everything that would have been in the cover letter from that call." 

This doesn't mean you should just attach a CV/resume with no introductory email. It does mean that the introductory email might not be read - but you still need to make sure you don't make common mistakes like referencing the wrong bank, or forgetting to attach your CV altogether.

However, there some situations in which cover letters can make all the difference.  

These include:

• When you're applying for graduate jobs in banking.
• When you're applying to banks directly (without going through external recruiters),
• And... when you happen to be using a recruiter who simply likes cover letters (hard to tell!).

"For graduate hires, cover letters are very important," says one headhunter. Just how important is reflected by the fact that some banks specify them as a must-have in the ir graduate recruitment process .   Banks like Goldman Sachs, Citigroup, Barclays, Morgan Stanley and Macquarie typically all demand that their would-be analysts in Europe write cover letters or something very similar, says Victoria McLean, a former Goldman Sachs recruiter and founder of banking CV specialists, City CV.   "Some banks still ask for specific questions to be answered around motivation, strengths and key behaviours/competencies (these are of varying word counts depending on the bank)," she says.

Goldman Sachs historically demanded that recruits write a 300 word personal statement as a cover letter. A former recruiter at the firm told us it was  very important. "Some students were excellent until they got to the cover letter," - those 300 words let them down.

What makes a good banking cover letter? Mai Le, a former Goldman Sachs investment banking associate who ran  CoverLetterLibrary , a community which houses a collection of cover letters that have enabled juniors to get jobs at banks in the past. Le says the best cover letters have two things in common: narrative structure (they emphasize your story and show the choices that brought you here) and facts and figures that underscore your background and achievements. By comparison, Le says the worst banking cover letters suffer from key-word stuffing, irrelevant information and spelling and grammatical mistakes.

It can help to follow a general template... 

You need to tailor your cover letters for each job you apply to. But this doesn't mean that you can't write a cover letter that follows a template. It does mean that each time you apply for a new job, you will need to fill in the template all over again.

McLean suggests your template follows the following format: Introduction. Why me? Why you? Why this job? In total, the text within the template should be no more than 750 words, or one A4 page, long. Le says some candidates also use a format that's ordered as, Why this job? Why this bank? Why me?  "It's a matter of personal preference," she says. Ultimately, you want all these elements in the cover letter and should go with which ever you feel comfortable with.

Either way, here's what to include.

The easy introductory paragraph

The first paragraph is all about explaining why you're writing. If you're applying for a graduate job in a bank, keep it short and sweet.

"The first paragraph is just to say who you are and why you're writing the letter," says McLean.

This paragraph might read something like. "I am an X with X year history of X at global banking firms including X as well as X. I have been working for X for the past X years."

If you're writing a Goldman Sachs cover letter that's 300 words or less, you can ditch this style of opening paragraph. - There's just no space for it.

If you're writing to a recruiter, there's less need to be quite so brief with your introduction. Say who you are, and explain why you've approached that recruiter in particular: "If someone says they've been referred to me by someone I know and respect, I will sit up and pay attention," says one U.S. recruiter. "The same applies if they say they've learned that I mentor women and that this is something they're interested in too."

In other words, when you're writing a cover letter to a recruiter, you need to know who you're writing to. Use this introductory paragraph to address them in person. Flattery will get you everywhere.

The selling yourself paragraph. 'Why you?'

The second paragraph is usually harder. This is where you need to start selling yourself, expressing your personality, and explaining why you're such a hot catch. It's here that you can add in some of the narrative explaining how you came to apply for this role, plus some of the substantiating figures that Le says make successful cover letters so effective.  Don't  use bland and empty phrases like, "I am a determined, motivated person." Do look at the key words and skills used to describe the job you're applying for and (without too obviously reiterating the ad) explain how you match them. Focus on the results and on  outcomes you've achieved in similar situations in the past.  You need to be specific and you need to bring yourself to life.

If you're writing a cover letter to accompany a graduate application, McLean says you can use the second paragraph to talk about what you've studied and how it's relevant. If you've studied finance and know how to do a DCF, now's the time to mention that. If you haven't studied finance but have good relationship management skills and you want to work i n M&A (a relationship-focused business), say that here. Provide EVIDENCE for the skills you're claiming to have.- List any awards you've won. Never, ever, make empty statements. "Many successful trading cover letters feature the candidate's trading return profile and their rationales for their success or failure," says Le. " - Cover letters for sales positions highlight the candidate's track record that evident their ability as a natural salesperson."

The motivational paragraph. 'Why this job (in this sector?)'

If you're an experienced hire applying through a recruiter or applying directly to a bank, this is where you explain why you want the job you're applying for. If you're a student applying for a first job, this is why you need to explain why you want this job and why you want to work in this sector. Be specific -  you'll need to know about the job and the sector before you start this section.

As a student, you'll need to link your skills back to your motivation for working in that area of banking above others, says McLean. Why M&A? Why not sales and trading? Why not compliance?  - If you want to work in operations , for example, explain how you have a passion for building systems and improving efficiency, as evidenced by your system for serving customers in your weekend job...

"You should include what you love about the industry to which you are applying," says McLean. "Why is it important to YOU? Why does it matter to YOU? How does it make a difference to YOU? and why is it interesting to YOU? Especially valid for Graduates: Why finance? Why investment banking / asset management?  before addressing the specifics of the division or programme to which you are applying. The key is to make this personal…. This is where most grads go wrong in their cover letters, they sound too generic and impersonal."

The connection paragraph. 'Why this bank ?'

The fourth paragraph is all about explaining why you want to work for that particular bank. Again, you need to be specific. McLean says graduates often copy and paste from banks' own websites. For example, it's not unheard of for them to write, "I want to work for Goldman Sachs because you have 170 locations across 90 cities in over 30 countries."  This will get you nowhere.

"The idea is not to flatter your potential employer but to identify what makes them a good choice for you and you a good fit," says McLean. "Telling Goldman or Citi you want to work for them because they are the best is not going to impress anyone. However, writing that it’s an opportunity to work with some of the best minds on the street and that you want to be held to those same exacting standards is a bit more engaging." But you need to put this in your own words: you need to make it personal and say what the banks strengths mean to YOU.

The other ex-Goldman Sachs recruiter we spoke to said she particularly looked for, "creativity and effort and writing about Goldman Sachs," when running through students' cover letters. People were expected to say exactly why they wanted to work for Goldman rather than, say, J.P. Morgan.

Instead of just reiterating what you've read on banks' websites, therefore, you need to cite some unusual reasons for choosing that bank that will make you stand out. If you're a student, it helps to say that you've met some of the banks' staff and were impressed by them.  Citigroup, for example, suggests that  student cover letters  reference encounters with the bank's staff at recruitment events. - Make a note of the staff you meet and explain what they said or did that impressed you, and what made you think you'd like to work with them.

Mark Hatz, a former M&A associate at Goldman Sachs and Perella Weinberg Partners who now helps people get jobs in banking , says stressing your rapport with people you've met from the firm is particularly important when you're applying for a job in M&A or capital markets: "These are advisory businesses and they want to see that you can build a rapport and work in a team. If you get the job, you'll also be spending a lot of hours in the office with these people, so showing you like them is very important."

It also helps to reference the bank's strategy, to mention any awards the bank won, and to cite any conversations you've had with or comments you've read from other industry professionals and analysts who've given concrete reasons why it's good place to work. Everything in this section needs to be positive. - You need to explain why you want to work for Deutsche Bank specifically without writing anything that denigrates its rivals. The more senior you are, the more you will need to reference solid strategy points at this stage.

"Show a grasp of where they are going, what the plan is and why this appeals to you," says McLean. Show that you know their strategy and that you agree with the way they're addressing challenges. "You should also write about the future of the firm. You should be planning to be there for a few years and hoping to share that future with them," McLean adds. Look at the shareholder letter in the last annual report for information on a bank's strategy.

The call to action

Finally, you need to end the cover letter with a call to action. McLean suggests completing the letter with the following sentence: "I really look forward to hearing from you. I am available for interview and contactable by X.'

Simple. Except all of this has to be written in 750 words - or just 300 if you're a student applying to Goldman Sachs. It's not so easy after all.

Click here to create a profile on eFinancialCareers. Make yourself visible to recruiters hiring for top jobs in technology and finance. 

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WTO / Letters and Emails / Banking Cover Letter (Guide and Examples)

Banking Cover Letter (Guide and Examples)

Over recent decades, there has been an increased rate of economic growth in most societies. In response to this, banks have also widened their horizons to meet the financial demands of such growing economies. This has made banking jobs popular, especially with extreme competition. Therefore, the following tips will help you write a job-winning cover letter.

How to Write a Cover Letter?

To write a cover letter effectively, follow the following basic steps:

Contact information

First and foremost, you need to include your contact details in the cover letter. You can start by listing your name, address, phone number, email address, and date.

Just below it, you need to mention the contact information of your recipient. If you don’t have the recipient’s contact details, you can simply write the company’s name and a greeting, just as explained below.

Global Bank Ltd.

Dear Sir/Madam,

If you are sending the cover letter via email, you will have to omit the recipient’s address. Instead, just include the greetings at the top.

Paragraph 1: Introduction

The first paragraph is all about explaining to your recruiter who you are and why you are writing. Always remember to keep this paragraph short and sweet. Also, ensure you are creative enough to grab the reader’s attention. Mention the post you are applying for and how you heard about the job.

Paragraph 2

This is one of the most extended paragraphs in your cover letter. Here, you need to start selling yourself. Make the recipient know why you are a hot catch. To achieve this better, express your personality, your relevant experiences, and skills related to banking such as financial modeling, analytical capability, leadership, and teamwork, among others. Always remember to concentrate more on the most recent internships or jobs. Also, refrain from using empty phrases such as “ I am a hardworking and self-motivated person. ” Instead, look at the critical skills related to the job you are applying for.

Paragraph 3

You need to inform the reader that you are fit for this job. Link your experience and skills directly to the job position and explain ways in which you can contribute to success.

Paragraph 4

This paragraph should be very brief, as it is your concluding paragraph. You can use this paragraph to cover any practical issues, such as your availability for the interview. It’s also important to appreciate them for their time. Once again, remind them of your attached or enclosed resume. Lastly, don’t forget to include your contacts. If you know the name of the recipient, you can end the letter with “ Yours sincerely. ” However, if you don’t get the recipient’s name, you can write “ Yours faithfully” before following with your name.

Free Template for a Banking Cover Letter

[Your Name]  

[Your Address]  

[City, State, ZIP Code]  

[Your Email Address]  

[Your Phone Number]  

[Employer’s Name]  

[Bank/Financial Institution Name]  

[Company Address]  

Dear [Employer’s Name],

I am writing to express my interest in the [Position Name] position at [Bank/Financial Institution Name], as advertised on [Job Board/Company Website]. With a strong background in banking and a proven track record in delivering exceptional customer service and driving operational efficiency, I am confident in my ability to contribute to the success of your team.

In my previous role as a [Your Previous Position] at [Your Previous Bank/Financial Institution], I successfully [mention an achievement or responsibility that demonstrates your skills]. This experience has honed my expertise in [mention a key skill relevant to the position, such as customer relationship management, risk assessment, or financial analysis].

I am particularly drawn to [Bank/Financial Institution Name] due to its reputation for [mention a specific aspect or value of the bank, such as customer-centric services, innovation, or community engagement]. I am eager to contribute my skills and knowledge to enhance your team’s success and uphold the high standards for which [Bank/Financial Institution Name] is renowned.

Key strengths that I bring to the role include:

• [List a key strength or skill, e.g., strong analytical skills, attention to detail, effective communication].
• [Another relevant strength or skill, e.g., proficiency in financial modeling, compliance expertise].
• [A third strength, e.g., dedication to maintaining a high level of customer satisfaction].

I am excited about the opportunity to further discuss how my skills align with the needs of [Bank/Financial Institution Name]. I am confident that my experience and enthusiasm make me a strong fit for the [Position Name] role.

Thank you for considering my application. I look forward to the possibility of discussing how my skills and experiences align with the goals of [Bank/Financial Institution Name].

[Your Full Name]

Teller Cover Letter Sample

Dear Mr. Johnson,

I am writing to express my strong interest in the Teller position at CityScape Bank, as advertised on your website. With a solid foundation in banking operations and a commitment to delivering excellent customer service, I am excited about the opportunity to contribute to the efficient and client-focused atmosphere at CityScape Bank.

I constantly showed accuracy and attention to detail when managing cash transactions in my previous position as a Teller at Downtown Bank. My ability to balance daily transactions efficiently and maintain a high level of accuracy contributed to the overall success of the branch. Additionally, I actively engaged with customers, addressing their inquiries, and providing assistance with various banking services.

I am impressed by CityScape Bank’s commitment to customer satisfaction and its reputation for fostering a positive banking experience. With my background in cash handling, customer service, and familiarity with banking software such as FinTech Pro, I believe I can make significant contributions to your team.

• My experience in accurately processing and balancing transactions ensures a reliable and trustworthy banking experience for customers.
• I take pride in building rapport with customers, addressing their needs, and providing guidance on banking services, contributing to a positive customer experience.
• I am proficient in utilizing various banking software and adapting to evolving industry trends, ensuring efficiency and compliance with banking regulations.

I am excited about the opportunity to contribute to the success of CityScape Bank and uphold the standards of service excellence that your institution is known for. I am confident that my skills and enthusiasm make me an ideal candidate for the Teller position.

Thank you for considering my application. I look forward to the possibility of discussing how my experiences align with the goals of CityScape Bank.

Jason Moore

Experienced Banker Cover Letter Sample

I am writing to express my keen interest in the Senior Risk Analyst position at ABC Bank, as advertised on your company website. With an extensive background in risk assessment, a track record of implementing robust risk management frameworks, and a dedication to ensuring the financial integrity of organizations, I am eager to contribute my expertise to the success of ABC Bank.

In my previous role as the Head of Risk Management at XYZ Bank, I successfully implemented comprehensive risk assessment processes that resulted in a 30% reduction in potential financial exposures. I led a team of risk analysts in developing and executing strategies to mitigate operational, credit, and market risks, ensuring compliance with industry regulations. My hands-on experience in identifying, analyzing, and mitigating risks aligns well with the responsibilities of the Senior Risk Analyst position at ABC Bank.

I am particularly drawn to ABC Bank due to its reputation for innovative risk mitigation strategies and a forward-thinking approach to risk management. I am eager to bring my skills and knowledge to enhance your team’s capabilities in maintaining a resilient risk management framework.

• Strategic Risk Assessment: Proven ability to assess and prioritize risks, developing and implementing strategies to safeguard financial stability and minimize potential losses.
• Regulatory Compliance: Adept at navigating and ensuring adherence to regulatory requirements, keeping the organization in compliance with industry standards.
• Team Leadership: Experience in leading and motivating cross-functional teams to achieve common risk management objectives.

I am excited about the opportunity to discuss how my skills align with the specific needs of ABC Bank. I am confident that my experience and commitment to effective risk assessment make me an ideal candidate for the Senior Risk Analyst position.

Thank you for considering my application. I look forward to the possibility of discussing how my experiences align with the goals of ABC Bank.

Marie Cromwell

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16+ Banking Cover Letter Templates – Sample, Example

Job seeking is one of the most challenging events that every individual must take. It surely is not an easy task to do as well—from endless sample resumes and cover letter making, looking for prospective employers, to repetitive questions from recruiters. It is essential to always create a good first impression toward hiring managers, and this should mirror, apart from your resume, through your cover letter templates.

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Banking Cover Letter Templates

• Address your printable letter directly to the employer
• You can write about your interest in the banking position
• Write about your personal, educational, and experience detail(s)
• Your personal detail(s) should have your name, address, and contact detail(s) for communication
• Make sure you write your area of study in your educational detail(s)
• Write about your skills and experiences(if any). It will help you to get the job you are interested in.

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How to Write a Banking Cover Letter

• You should write your necessary details at the top portion. The name and contact information should be on the right side, and the hiring manager’s name and contact details are on the left side. In case you don’t have the name, make use of the company name and address. You can also see more on  Professional Banking Resume in Word .
• Make a clear and concise introduction. This is the part where you should state who you are and how you learned of the job vacancy. You also include what attracts you to the position and the company. Write at most 2 to 3 sentences.
• Write down your background. This part is where the lengthy paragraph starts. Begin by writing what you are currently doing and give relevant experiences you’ve had. Highlight the relevant skills applicable to banking.
• Conclusion section. This is the area where you write down your contact information and include that you look forward to hearing from them. This should be in short sentences. You can also see more on  Banking Cover Letters in Word.

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Guidelines for Cover Letter Making

• Your cover letter formal should consist of contact information, a salutation, the content, and suitable closing.
• When it comes to salutations, it is necessary to include an appropriate salutation at the start of the basic cover letter .
• For closings, ensure to make use of a professional close statement to your cover letter professional .
• For formatting, you should always follow the standard format. Include the purpose of your writing design cover letter , what you have to offer, and in what way you will follow up.

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5+ Personal Banker Cover Letter Examples & Templates

Home » Cover Letter Examples » 5+ Personal Banker Cover Letter Examples & Templates

Write a compelling cover letter for a Personal Banker position with our free examples and writing tips. Stand out from other applicants and showcase your skills and qualifications effectively.

Are you interested in pursuing a career as a Personal Banker? A well-crafted cover letter plays a crucial role in showcasing your skills, experience, and enthusiasm for the role. By effectively highlighting your qualifications and aligning them with the needs of the hiring manager, you can increase your chances of securing an interview and ultimately landing the job.

In this comprehensive guide, we will provide you with examples and templates for writing an outstanding cover letter specifically tailored to a Personal Banker position. Whether you are an experienced professional or a recent graduate, our tips and writing techniques will help you create a persuasive cover letter that sets you apart from other applicants.

Personal Banker Cover Letter Examples and Templates

1. Personal Banker Cover Letter Example

Dear Hiring Manager,

I am writing to express my interest in the Personal Banker position at [Bank Name]. With a strong background in finance and a proven track record of providing exceptional customer service, I believe I am the ideal candidate for this role.

In my previous role as a Personal Banker at [Previous Bank], I had the opportunity to work with a diverse range of clients, assisting them with their financial needs, offering tailored solutions, and providing personalized customer service. I am highly skilled in building and maintaining strong relationships with clients, identifying their financial goals, and recommending appropriate financial products and services.

I am highly knowledgeable in banking regulations, policies, and procedures, and have experience in opening and closing accounts, processing loan applications, and conducting financial transactions. Additionally, my strong communication and problem-solving skills enable me to effectively address customer inquiries, resolve issues, and provide accurate and timely information.

I am confident in my ability to provide excellent customer service and contribute to the success of [Bank Name]. Attached is my resume for your review. I would welcome the opportunity to discuss how my skills and qualifications align with your needs in more detail.

Thank you for considering my application. I look forward to the opportunity to interview with you.

Sincerely, [Your Name]

2. Short Personal Banker Cover Letter Sample

I am excited to apply for the Personal Banker position. With a passion for providing exceptional customer service and a strong background in finance, I am confident in my ability to contribute to the success of [Bank Name].

In my previous role as a Personal Banker, I had the opportunity to build lasting relationships with clients and assist them with their financial needs. I have experience in opening and closing accounts, conducting financial transactions, and offering personalized financial solutions. I am highly knowledgeable in banking regulations and policies, ensuring compliance and delivering accurate information to customers.

I am confident in my ability to provide excellent customer service, offer tailored financial solutions, and support the growth of [Bank Name]. Attached is my resume for your review. I look forward to the opportunity to discuss how my skills and qualifications align with your needs in more detail.

Thank you for considering my application.

3. Personal Banker Cover Letter for Job Application

Dear [Recipient’s Name],

I am writing to apply for the Personal Banker position at [Bank Name] as advertised on [Job Board/Company Website]. With a strong background in finance and a demonstrated passion for providing exceptional customer service, I am confident in my ability to contribute to [Bank Name]’s success.

In my previous role as a Personal Banker at [Previous Bank], I had the opportunity to assist a diverse range of clients with their financial needs. I have experience in opening and closing accounts, processing loans, and conducting financial transactions. I am skilled in identifying customer financial goals and recommending appropriate products and services to meet their needs.

I am highly knowledgeable in banking regulations and policies, ensuring compliance and delivering accurate information to customers. Additionally, my strong communication and problem-solving skills enable me to effectively address customer inquiries, resolve issues, and provide personalized service.

I am excited about the opportunity to contribute to [Bank Name]’s success as a Personal Banker. Attached is my resume for your consideration. I would welcome the opportunity to discuss how my skills and qualifications align with your needs in more detail.

4. Personal Banker Cover Letter for a Candidate with no Experience

I am writing to express my interest in the Personal Banker position at [Bank Name]. Although I have recently graduated with a degree in Finance, I am eager to apply my knowledge and skills to contribute to [Bank Name]’s success.

During my academic studies, I developed a strong foundation in finance, banking regulations, and customer service. My coursework and projects provided me with a solid understanding of banking operations, financial transactions, and customer relationship management. Additionally, I have excellent interpersonal and communication skills, as well as the ability to work well in a team.

I am a quick learner with a strong attention to detail and a passion for providing exceptional customer service. I am confident that my ability to build and maintain relationships, along with my strong problem-solving skills, make me a strong candidate for the Personal Banker role. I am excited for the opportunity to contribute to [Bank Name]’s success.

Attached is my resume for your consideration. I would welcome the opportunity to discuss how my skills and qualifications align with your needs in more detail.

5. Sample Application Letter for Personal Banker with Experience

I am excited to apply for the Personal Banker position at [Bank Name]. With over [Number of Years] years of experience in the banking industry, I bring a wealth of knowledge and expertise to support [Bank Name]’s growth.

In my current role as a Personal Banker at [Current Bank], I have successfully built and maintained strong relationships with clients, provided personalized financial advice, and offered tailored solutions to meet their needs. I have experience in various banking operations, including opening and closing accounts, processing loans, and conducting financial transactions.

I am highly knowledgeable in banking regulations, policies, and procedures, ensuring compliance and delivering accurate information to customers. Furthermore, my strong communication and problem-solving skills enable me to effectively address customer inquiries, resolve issues, and provide exceptional service.

I am confident that my extensive experience, customer-centric mindset, and strong banking acumen make me an ideal candidate for the Personal Banker role. Attached is my resume for your review. I would welcome the opportunity to discuss how my skills and qualifications align with your needs in more detail.

How to Write a Personal Banker Cover Letter

Writing an effective cover letter for a Personal Banker requires following a clear structure and including relevant information that highlights your qualifications and demonstrates your passion for the banking industry. Let’s explore the step-by-step guide to help you craft a compelling cover letter that captures the attention of potential employers.

Objective of a Personal Banker Cover Letter:

• Introduce yourself and express your interest in the Personal Banker position.
• Highlight your relevant skills, experiences, and accomplishments.
• Emphasize your knowledge of banking products, financial regulations, and customer service.
• Demonstrate your ability to assess clients’ financial needs and provide appropriate solutions.
• Thank the employer for considering your application.

Key Components for Personal Banker Cover Letters:

• Contact Information: Include your name, address, phone number, and email address at the top of the cover letter.
• Salutation: Begin the cover letter with a professional greeting such as “Dear Hiring Manager” or “Dear [Company Name] Recruiting Team.”
• Introduction Paragraph: Introduce yourself, mention the Personal Banker position you are applying for, and explain why you are interested in the role.
• Body Paragraphs:
• Skills and Qualifications: Highlight skills that are directly relevant to the role of a Personal Banker, such as financial analysis, relationship management, sales skills, knowledge of banking products and services, and strong customer service abilities.
• Experience and Accomplishments: Discuss your professional experience in the banking industry, focusing on achievements that demonstrate your ability to meet targets, increase customer satisfaction, or solve complex financial problems.
• Understanding of Banking Regulations: Show your knowledge of financial regulations and your ability to ensure compliance with relevant laws and policies, including Anti-Money Laundering (AML) and Know Your Customer (KYC) procedures.
• Customer Service Focus: Emphasize your commitment to providing exceptional customer service, ensuring client satisfaction, and building long-term relationships.
• Closing Paragraph: Summarize your qualifications and express your enthusiasm for the Personal Banker position. State your availability for an interview or additional discussion and mention any additional documents you have enclosed, such as your resume or references.
• Formal Closing: End your cover letter with a professional closing, such as “Sincerely” or “Best Regards,” followed by your full name.
• Signature: If sending the cover letter electronically, type your name above the formal closing. If printed, sign your name between the closing and your typed name.

Formatting Tips for a Personal Banker Cover Letter:

• Keep the cover letter length to one page.
• Use a professional and well-organized format, using headings or bullet points to highlight key information.
• Use a consistent font and font size throughout the cover letter.
• Carefully proofread your letter for spelling, grammar, and formatting mistakes.

Tips for Writing Your Personal Banker Cover Letter:

• Tailor your cover letter to match the specific job requirements and the needs of the hiring bank.
• Highlight your relevant banking experience and results-driven approach in meeting targets or improving efficiency.
• Provide examples of your ability to assess clients’ financial needs and offer appropriate banking solutions.
• Showcase your solid understanding of banking products and services, including loans, investments, and financial planning.
• Emphasize your strong interpersonal and communication skills, as well as your ability to build trust and rapport with clients.
• Demonstrate your knowledge of current industry trends and innovations, such as digital banking solutions.
• Show your commitment to maintaining confidentiality, professionalism, and dealing with sensitive financial information.
• Use industry-related keywords throughout the cover letter to demonstrate your familiarity with key concepts.
• Use a confident and persuasive language, showcasing your passion for the banking industry.
• Ask a trusted friend or mentor to review your cover letter for feedback and to catch any errors or inconsistencies before submitting it.

How Long Should a Cover Letter Be for a Personal Banker?

Ideally, a Personal Banker cover letter should be concise and to the point, typically not exceeding one page. Aim to cover in three to four paragraphs the key qualifications and experiences that are most relevant to the role you are applying for. Be specific, focused, and highlight your most significant accomplishments.

How Do I Write a Cover Letter for a Personal Banker with No Experience?

If you have little to no experience as a Personal Banker, focus on transferable skills and highlight your passion for the industry. Here are some tips to write a cover letter without direct banking experience:

• Highlight transferable skills, such as customer service, communication, analytical abilities, and attention to detail.
• Emphasize any relevant coursework or certifications you have completed, showcasing your knowledge of banking fundamentals.
• Discuss any internship experiences or volunteer work where you were exposed to financial services or had the opportunity to assist clients.
• Showcase your ability to learn quickly and adapt to new tasks and challenges.
• Include examples that demonstrate your passion for helping clients achieve their financial goals and objectives.
• Consider networking or reaching out to professionals in the industry for guidance or mentorship opportunities.

While experience is valuable, exhibiting skills, dedication, and genuine interest in the banking industry can make a positive impression for personal banker positions.

Key Takeaways

A well-written and tailored cover letter is your opportunity to stand out as a Personal Banker candidate. Remember the following strategies and takeaways:

• Customize your cover letter for each job application to address specific banking requirements.
• Showcase your relevant skills and accomplishments.
• Highlight your customer service excellence and interpersonal communication abilities.
• Showcase your knowledge of banking products, financial regulations, and current industry trends.
• Express your passion for helping clients with their financial goals.

In Conclusion

Crafting an effective cover letter for a Personal Banker position can greatly improve your chances of advancing to the interview stage of the hiring process. Tailor your letter to demonstrate how your qualifications align with the specific needs of the position and showcase your passion for the banking industry. By applying the guidelines outlined in this article, you will be well-equipped to create a standout cover letter that puts you ahead of other applicants.

Now it’s time to put your new knowledge into practice and begin drafting your personalized Personal Banker cover letter. Good luck with your job search!

Career Expert Tips:

• If you're stepping into the professional world, understanding the basics is crucial. Learn What is a cover letter and its role in the job application process.
• How to start a cover letter can be a challenging task. Get a comprehensive guide on how to kickstart your cover letter and make a strong first impression.
• Looking for inspiration to draft your own cover letter? Browse through these Cover letter examples to find a style that fits your profession.
• Why start from scratch? Use these Cover Letter Templates tailored for various professions to simplify your job application process.
• How long should a cover letter be : The length of a cover letter is vital in conveying your message concisely. Discover the optimal length to make sure your cover letter is not too short nor too long.
• Ensure that you know how to write a resume in a way that highlights your competencies.
• Check the expert curated popular good CV and resume examples

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Banking Cover Letter / Job Application Letter

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PNB Bank Recruitment 2024 – Faculty Member & Other vacancies

PNB Bank Recruitment 2024 Basic Information

Application Procedure

Application form, along with bio-data photograph and self-attested photo copies of the documents supporting age, qualification, residential proof, experience, E-mail ID and Mobile number in sealed envelope super scribing “Application for the Post of Faculty Member/Attender/Watchman” at PNB RSETI, Arwal (Bihar) in capital letters, Such envelope should reach at our office latest by 08.07.2204 only through speed-post/registered-post (Not by hand), on below mentioned mailing address.

Chief Manager

Financial Inclusion Division

Punjab National Bank

Circle Office: Aurangabad (Bihar)

First Floor, Old G T Road, Aurangabad (Bihar)

Pin Code: 824101

Important Dates

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PNB Faculty Member, Attender, Watchman/Gardener Recruitment Important Links

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Family Information Form – Visitors, Students and Workers (IMM 5645)

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This form must be completed by each person, 18 years of age or older, applying for a Temporary Resident Visa, a study or work permit outside Canada.

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Include: full name, relationship, date of birth, marital status (married, single, widowed, common-law, divorced, separated, annulled marriage), present address and occupation (job), and if they will come with you to Canada by checking “ Yes ” or “ No ”.

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Write full name, relationship, date of birth, marital status (married, single, widowed, common-law, divorced, legally separated, annulled marriage), present address and job, and if they will come with you to Canada by checking “ Yes ” or “ No ”.

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Election latest: Farage on defensive after supporters caught on camera making racist, murderous and homophobic remarks

Rishi Sunak has spoken out after a Reform UK supporter was filmed making racist comments about him - with party leader Nigel Farage forced on to the defensive. Meanwhile, Sir Keir Starmer has distanced himself from a Labour colleague's previous criticism of Donald Trump.

Friday 28 June 2024 20:00, UK

• General Election 2024

Please use Chrome browser for a more accessible video player

• Sunak: Farage supporter using racial slur 'makes me angry'
• Farage on defensive after supporters filmed making racist, murderous and homophobic comments
• Police 'urgently assessing' comments to see if 'criminal offences' committed
• Reform UK racism and homophobia scandal: What do we know?
• Analysis : Sunak's tetchiness over betting scandal speaks volumes
• Rylan would 'love' to get into politics
• Politics at Jack and Sam's : The last weekend
• Live reporting by Ben Bloch

Election essentials

• Manifesto pledges: Conservatives | Greens | Labour | Lib Dems | Plaid | Reform | SNP
• Trackers:  Who's leading polls? | Is PM keeping promises?
• Campaign Heritage:  Memorable moments from elections gone by
• Follow Sky's politics podcasts:  Electoral Dysfunction | Politics At Jack And Sam's
• Read more:  Who is standing down? | Key seats to watch | What counts as voter ID? | Check if your constituency is changing | Guide to election lingo
• How to watch election on Sky News

By Gurpreet Narwan , political correspondent

Britain could soon have its most diverse parliament ever but how will voters from ethnically diverse communities behave at the ballot box?

The voting trends of such groups are incredibly complex and varied. There is no single narrative but several themes stick out from YouGov's exclusive polling for Sky News.

Most notably, the handling of the conflict in the Middle East has damaged the two major parties in the eyes of British Pakistani and Bangladeshi communities. This is something the Labour Party, in particular, is very sensitive too.

Labour have historically fared well with these voters and 53% of ethnic minority voters we polled said they would vote for the party - that's a greater lead than polls we've done with the general population.

However, the Tories fare worse among ethnic minority voters on the whole - in this poll they are neck and neck with the Green Party at 14%.

But, if we drill into the detail, 32% of British Indians said they would vote Conservative - 12% higher than the general population. This is a good reminder that there is a huge variation in voting trends among communities.

Reform UK polled much worse with ethnically diverse communities than the population at large - they're on 7% - but they're still one point above the Lib Dems.

Read Gurpreet's full piece here:

That concludes tonight's edition of Politics Hub With Ali Fortescue - scroll down to read through tonight's interviews and analysis.

Our next guest on Politics Hub With Ali Fortescue  is Claire Ainsley, Director of the Project on Center-Left Renewal at the Progressive Policy Institute, and former adviser to Sir Keir Starmer.

We discuss what the US-UK relationship could look like under a potential Labour government and a possible Trump presidency.

She replies that the shadow foreign secretary, David Lammy, has been "at pains" to build relationships across the Atlantic, and "all of the shadow foreign affairs team have really been out and present, not just in obviously a North America, but around the world".

He says: "I think there's definitely a readiness, on the part of other governments, to be able to have somewhat of a reset [with] the UK.

"So I think in the end, the US-UK relationship is going to be extremely important. And actually it's about common interests and the primarily that will be in the first instance about backing for NATO and obviously for Ukraine."

We bring in our panel, and former Labour cabinet minister Ben Bradshaw says: "I don't think it's any secret that probably most Labour people - actually most members of the current government -  would rather work with a Democrat president than with a Trump [presidency].

"But you deal with whoever the American people deliver as president."

Should Sir Keir Starmer win the election, he will have a steep learning curve, with multiple international summits scheduled for immediately after polling day.

But Ms Ainsley says he is "ready".

"You can just see in Keir Starmer that he is ready to be prime minister if that's what the voters decide next week.

Next, we ask Labour's Sarah Jones for her reaction to the debate between presidents Donald Trump and Joe Biden last night.

She replies: "Well, obviously it was a difficult watch for lots of different reasons.

"And it will be for the American people to decide who they want to run their country.

"And it will be for whoever forms the next government to have a stronger relationship with the US as we can."

Asked if she has any concerns about Joe Biden's performance in particular, she replies: "No, it's not for me to question his ability or his performance or anything like that."

Finally, we ask Ms Jones if it will be a problem, should Donald Trump win the election, that the likely future foreign secretary, David Lammy, has said some extremely critical things about him in the past.

She replies that "the role of a Labour government, as you would expect any government to be, is to do what's right for our country and what's right for the world".

She says the Conservative government has "not played the role on the world stage that we could have done", and a Labour government would want to "build those strong relationships" and "come together" with allies to "find solutions" to the issues we face.

Next on Politics Hub With Ali Fortescue , we are hearing from Labour's shadow minister for industry and decarbonisation, Sarah Jones.

We ask first for her reaction to the racist and homophobic comments made by Reform UK activists, captured on camera, and she says it's "really grim for our politics in the middle of an election to hear such awful things".

She says Nigel Farage, the party leader, should question "what kind of party" he is running, and if such sentiments are widespread within Reform UK.

"But the fact that these comments were made openly and without anybody thinking that they would be challenged is quite extraordinary. And there's no room for those kinds of views in politics.

"And I hope that Nigel Farage looks very carefully at the party that he's leading and the leadership he's providing, that he's enabling people to feel it's okay for them to say those kinds of horrible things."

Asked what exactly she thinks Mr Farage should do, Ms Jones replies: "If he is serious, which it doesn't appear that he is actually because he's flip-flopping between saying, well, these comments were wrong and then saying, well, it was implying it was some kind of set up.

"He needs to own what's happened. Take responsibility for it, and stamp anything like that out within his party.

"And I think the scrutiny that he's now under is good. It's quite right that we're looking at him and understanding what he thinks about the world and about, about all these issues."

Finally, we ask Tory candidate and former defence secretary Sir Liam Fox what he made of the debate between presidents Donald Trump and Joe Biden last night.

He says he "did not find it an encouraging spectacle".

"It did not look as though Biden was properly focussed on the subjects that he was being asked about. And Donald Trump wasn't exactly sticking to the issues either."

More broadly, he notes that countries like Iran, Russia, and China will have been watching, and "they will be taking from that debate that President Biden didn't appear to be properly focussed".

"His team have said that he was perhaps unwell. Perhaps he had a cold. But if I were a Democrat in the United States today, I would be taking a long, hard look at whether there was a potential other candidate."

As election day approaches, conversations are starting to happen about who could become a caretaker Tory leader in the event the Tories lose and Rishi Sunak subsequently quits.

Former cabinet minister and current Tory candidate Sir Liam Fox has been mooted as a potential interim leader, and we ask him next if he would consider the role.

He tells Politics Hub With Ali Fortescue : "I've always thought, as a doctor, it's a very good idea not to have a post-mortem while the patient's still alive.

"So let the voters make their own judgements next Thursday. And we'll deal with the circumstances we have afterwards."

Pushed on if it is something he would be hypothetically comfortable with, given that his name is being bandied around, he replies: "Well, it's very flattering, but, as I say, we have to wait and let the voters make the decisions."

The first guest on tonight's edition of Politics Hub With Ali Fortescue  is Sir Liam Fox, Conservative candidate and former defence secretary.

We ask first for his reaction to the racist and homophobic comments made by Reform UK activists, captured on camera, and he describes them as "horrible" and "disgraceful".

He also notes that party leader Nigel Farage claimed earlier in the campaign that Rishi Sunak "doesn't understand our culture".

"When you have that sort of dog whistle politics, you shouldn't be surprised if occasionally the dog bites you."

Asked if he thinks there is a wider problem within the Reform Party, he says he is "not really qualified" to make that judgement, but "that sort of way of speaking about other people has no place in our politics".

"I think that we've now seen Reform exposed," he adds, and points to Mr Farage's previous comments saying the west "provoked" Putin into invading Ukraine.

He says Reform is "an unsuitable party to be represented in the House of Commons".

Pushed on if the problem goes deeper in the party, Sir Liam says: "Well, it does seem to be a broader problem because we've seen it from a number of candidates, some of the things that we put out on social media."

"It does strike me that this is a group that is actually appealing to some of the most unpleasant and base instincts of parts of the country. And I hope that voters totally reject them.

"I think that their view of Britain is a distorted one, just as their view of the world is a distorted one."

Asked if he would say Reform UK is institutionally racist, he says it's "a deeply unpleasant party" with "deeply unpleasant individuals" and a "really quite dangerous" would view.

With just days until the general election, I think today was the most raw and angry we have seen the prime minister.

He talked about his daughters and about protecting his family as he responded to a recording of an activist from Reform, calling him, as Sunak himself put it, a "P***".

Nigel Farage said the comments caught on an undercover camera were very wrong but went on to claim it was part of a "set up".

But the Reform leader, so often on the attack, is on the defence.

The question being asked now: does the Reform party have a deeper problem?

Our daily politics show  Politics Hub  is live now on Sky News with our  political correspondent  Ali Fortescue  hosting this evening.

The fast-paced programme dissects the inner workings of Westminster, with interviews, insights, and analysis - bringing you, the audience, into the corridors of power.

Joining Ali tonight:

• Sir Liam Fox , Conservative candidate and former defence secretary;
• Sarah Jones , Labour shadow minister for industry;
• Claire Ainsley , former adviser to Sir Keir Starmer.

And on her panel are:

• Mercy Muroki , former adviser to Kemi Badenoch;
• Ben Bradshaw , former Labour MP for Exeter and cabinet minister.

Watch live on Sky News, in the stream at the top of this page, and follow live updates here in the Politics Hub.

Watch  Politics Hub  from 7pm every night during the election campaign on Sky channel 501, Virgin channel 602, Freeview channel 233, on the  Sky News website  and  app  or on  YouTube .

With less than a week to go until election day, Rishi Sunak has a mountain to climb, with a new MRP poll putting his party on course to win just 85 seats.

Labour are forecast to win a whopping 470 seats and become the largest party in Scotland for the first time in over a decade, the new poll by Survation says.

Here are the full results from the survey:

• Labour: 470 seats
• Conservatives: 85 seats
• Liberal Democrats: 56 seats
• SNP: 12 seats
• Reform UK: 4 seats
• Plaid Cymru: 3 seats
• Green Party: 2 seats

The analysis is based on 23,364 interviews conducted between 15 and 27 June 2024.

In Scotland, Labour is predicted to win 37 seats, while the SNP will crash down to 12.

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